Flats/Maisonettes 2 sales on record

96 NICHOLSONS GROVE

COLCHESTER, ESSEX, CO1 2XT

£110,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CO1 2XT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Sportsman's Club	0.1 miles
Train station	Colchester Town	0.1 miles
Shop	EJ Markham & Son Ltd	0.2 miles
University	The Quays	1.3 miles
Hospital	St Aubyn Centre	2.3 miles

Property details

Tenure

Leasehold

Property type

Flat

Bedrooms

Floor area

36 m²

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£110,000 Jan 2026

Price per m²

£3,056/m²

Local average

£151,763 (19 sales)

Street crime

557 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 14/06/2023

Expiry date: 13/06/2033

Current heating cost: £621/year

Potential heating cost: £426/year

Est. upgrade cost to C: £1,225

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
High heat retention storage heaters (£800 - £1,200)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	30/01/2026	£110,000	Flat	+25.7%	£108,676 to April 2026	View transaction
Sold	22/11/2013	£87,500	Flat	—	£126,623 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£110,000
listed	28/05/2013	£85,000
sold	01/01/2013	£87,500
sold	01/01/2006	£99,000
sold	01/01/1997	£33,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
74 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JZ	£174,000	17/12/2025	Flat
19 THE DELL, COLCHESTER, ESSEX, CO1 2YH	£125,000	07/11/2025	Flat
205 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JR	£130,000	07/11/2025	Flat
51 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JP	£167,000	04/07/2025	Flat
67 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JP	£160,000	30/11/2023	Flat
86 NICHOLSONS GROVE, COLCHESTER, ESSEX, CO1 2XT	£90,000	27/09/2023	Flat
9 - 10 FLAT 2 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2JT	£144,000	31/03/2023	Flat
2 THE DELL, COLCHESTER, ESSEX, CO1 2YH	£85,000	23/03/2023	Flat
18 THE DELL, COLCHESTER, ESSEX, CO1 2YH	£91,500	13/12/2022	Flat
191 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JR	£171,000	07/12/2022	Flat
48 NICHOLSONS GROVE, COLCHESTER, ESSEX, CO1 2XS	£157,000	06/10/2022	Flat
50 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JZ	£145,000	28/09/2022	Flat
22 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JZ	£168,000	09/09/2022	Flat
45 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JP	£160,000	09/09/2022	Flat
8 NICHOLSONS GROVE, COLCHESTER, ESSEX, CO1 2XS	£162,500	06/09/2022	Flat
103 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JP	£125,000	02/09/2022	Flat
49 NICHOLSONS GROVE, COLCHESTER, ESSEX, CO1 2XS	£145,000	31/08/2022	Flat
143 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JR	£163,000	11/08/2022	Flat
185 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JR	£170,000	10/08/2022	Flat
100 NICHOLSONS GROVE, COLCHESTER, ESSEX, CO1 2XT	£140,000	03/08/2022	Flat

Area average: £143,650 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -26%

10y growth 0.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Colchester. Series: Flats and maisonettes. As of April 2026.

1y (index) -3.9%

5y (index) 2.1%

10y (index) 18.2%

Rental Range

Estimated market rent for Colchester. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,090/mo

Realistic £1,211/mo

Optimistic £1,332/mo

Based on Local Authority from postcode lookup → Colchester.

LHA (30th percentile) floor for Colchester: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, St. Botolphs Street, CO2	£1,200/mo	1	0.19 miles	OpenRent

Average rent: £1,200/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.09%

Max investor price (0.8%) £150,000

Target investor price (1%) £120,000

Gross yield 13.1%

Cost-to-rent ratio 7.6×

Monthly cashflow £622/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 23.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	235
Anti-social behaviour	81
Shoplifting	59
Public order	52
Criminal damage and arson	32
Other theft	27
Drugs	16
Vehicle crime	12
Burglary	9
Robbery	9
Other crime	8
Bicycle theft	7
Possession of weapons	7
Theft from the person	3
Total incidents	557

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Thomas More's Catholic Primary School, Colchester	Primary	0.1 miles	Outstanding — 8 Feb 2024
St James' Church of England Primary School	Primary	0.4 miles	Good — 9 Oct 2019
St John's Green Primary School	Primary	0.4 miles	Good — 4 Dec 2017
St. George's School	Primary	0.5 miles	Good — 15 Jan 2024
The Sixth Form College Colchester	Other	0.6 miles	— (No rating)

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
06/03/2017	03/02/2017	3	—

# 96 NICHOLSONS GROVE, COLCHESTER, ESSEX, CO1 2XT

## Property details

- Slug: `5829580` (address key hash: `582958090c40b271396258cd20681b96c10db116`)
- Postcode: CO1 2XT
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 1
- Floor area: 36 m²
- EPC rating: C
- Year built: England and Wales: 1991-1995
- Last sold: £110,000 Jan 2026
- Price per m²: £3,056/m²
- Local average: £151,763 (19 sales)
- Street crime: 557 incidents within 1 mile (May 2026)

## Latest sale

- Price: £110,000
- Date: 2026-01-30
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 13/06/2033
- **Current heating cost:** £621/year
- **Est. upgrade cost to C:** £1,225

### Recommendations
- A (£100 - £350)
- L2 (£800 - £1,200)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2312-2911-8768-1451-5621)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £110,000 | Flat | +25.7% | £108,676 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-1a90-d8ea-e063-4704a8c0bf7d) |
| Sold | 2013-11-22 | £87,500 | Flat | — | £126,623 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/6fad6d8e-de01-4e4e-81e3-49a82c319801) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 96 NICHOLSONS GROVE, COLCHESTER, ESSEX, CO1 2XT | £110,000 | 30/01/2026 | Flat |
| 96 NICHOLSONS GROVE, COLCHESTER, ESSEX, CO1 2XT | £87,500 | 22/11/2013 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [41883401](http://87.117.209.195:8080/listings/94461f6)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £110,000 |
| listed | 2013-05-28 | £85,000 |
| sold | 2013-01-01 | £87,500 |
| sold | 2006-01-01 | £99,000 |
| sold | 1997-01-01 | £33,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 74 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JZ | £174,000 | 17/12/2025 | Flat |
| 19 THE DELL, COLCHESTER, ESSEX, CO1 2YH | £125,000 | 07/11/2025 | Flat |
| 205 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JR | £130,000 | 07/11/2025 | Flat |
| 51 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JP | £167,000 | 04/07/2025 | Flat |
| 67 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JP | £160,000 | 30/11/2023 | Flat |
| 86 NICHOLSONS GROVE, COLCHESTER, ESSEX, CO1 2XT | £90,000 | 27/09/2023 | Flat |
| 9 - 10 FLAT 2 MAGDALEN STREET, COLCHESTER, ESSEX, CO1 2JT | £144,000 | 31/03/2023 | Flat |
| 2 THE DELL, COLCHESTER, ESSEX, CO1 2YH | £85,000 | 23/03/2023 | Flat |
| 18 THE DELL, COLCHESTER, ESSEX, CO1 2YH | £91,500 | 13/12/2022 | Flat |
| 191 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JR | £171,000 | 07/12/2022 | Flat |
| 48 NICHOLSONS GROVE, COLCHESTER, ESSEX, CO1 2XS | £157,000 | 06/10/2022 | Flat |
| 50 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JZ | £145,000 | 28/09/2022 | Flat |
| 22 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JZ | £168,000 | 09/09/2022 | Flat |
| 45 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JP | £160,000 | 09/09/2022 | Flat |
| 8 NICHOLSONS GROVE, COLCHESTER, ESSEX, CO1 2XS | £162,500 | 06/09/2022 | Flat |
| 103 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JP | £125,000 | 02/09/2022 | Flat |
| 49 NICHOLSONS GROVE, COLCHESTER, ESSEX, CO1 2XS | £145,000 | 31/08/2022 | Flat |
| 143 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JR | £163,000 | 11/08/2022 | Flat |
| 185 GEORGE WILLIAMS WAY, COLCHESTER, ESSEX, CO1 2JR | £170,000 | 10/08/2022 | Flat |
| 100 NICHOLSONS GROVE, COLCHESTER, ESSEX, CO1 2XT | £140,000 | 03/08/2022 | Flat |

**Area average:** £143,650 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -26%
- **10y growth:** 0.9%

## House Price Index (HM Land Registry)

*Official index for Colchester; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -3.9%
- **5y growth (index):** 2.1%
- **10y growth (index):** 18.2%

## Rental Range

*ONS Price Index of Private Rents (Colchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,090/mo
- **Realistic:** £1,211/mo
- **Optimistic:** £1,332/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, St. Botolphs Street, CO2 | £1,200/mo | 1 | 0.19 miles | OpenRent |

**Average rent: £1,200/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.09% (strong)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 13.1%
- **Cost-to-rent:** 7.6×
- **Monthly cashflow:** £622/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 23.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 235 |
| Anti-social behaviour | 81 |
| Shoplifting | 59 |
| Public order | 52 |
| Criminal damage and arson | 32 |
| Other theft | 27 |
| Drugs | 16 |
| Vehicle crime | 12 |
| Burglary | 9 |
| Robbery | 9 |
| Other crime | 8 |
| Bicycle theft | 7 |
| Possession of weapons | 7 |
| Theft from the person | 3 |
| **Total incidents** | **557** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Thomas More's Catholic Primary School, Colchester | Primary | 0.1 miles | Outstanding — 8 Feb 2024 |
| St James' Church of England Primary School | Primary | 0.4 miles | Good — 9 Oct 2019 |
| St John's Green Primary School | Primary | 0.4 miles | Good — 4 Dec 2017 |
| St. George's School | Primary | 0.5 miles | Good — 15 Jan 2024 |
| The Sixth Form College Colchester | Other | 0.6 miles | — (No rating) |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #12219729
- **Address:** 96 Nicholsons Grove, COLCHESTER, CO1 2XT
- **Certificate Issued:** 06/03/2017
- **Work Completed:** 03/02/2017
- **Items:** 3 window(s)