# 251 LONG BANKS, HARLOW, ESSEX, CM18 7PB

## Property details

- Slug: `5607cc6` (address key hash: `5607cc624033160410b45337382f94b011dc1e8a`)
- Postcode: CM18 7PB
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 1
- Last sold: £187,500 Feb 2026
- Local average: £176,861 (18 sales)
- Street crime: 239 incidents within 1 mile (May 2026)

## Latest sale

- Price: £187,500
- Date: 2026-02-26
- Type: F
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-26 | £187,500 | Flat | +294.7% | £184,696 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-1eb2-8922-e063-4804a8c094d0) |
| Sold | 2000-07-21 | £47,500 | Flat | — | £145,017 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/51499fe8-3200-438a-921c-f71b8b2accbb) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 251 LONG BANKS, HARLOW, ESSEX, CM18 7PB | £187,500 | 26/02/2026 | Flat |
| 251 LONG BANKS, HARLOW, ESSEX, CM18 7PB | £47,500 | 21/07/2000 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168801680](http://87.117.209.195:8080/listings/4c02899)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £187,500 |
| listed | 2025-10-30 | £190,000 |
| sold | 2007-01-01 | £107,500 |
| sold | 2000-01-01 | £47,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ELMS COURT FLAT 11 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU | £222,000 | 28/11/2025 | Flat |
| 46 LONG BANKS, HARLOW, ESSEX, CM18 7NU | £247,500 | 21/03/2025 | Flat |
| 82 BARLEY CROFT, HARLOW, ESSEX, CM18 7RU | £218,000 | 10/11/2023 | Flat |
| ELMS COURT FLAT 16 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU | £205,000 | 28/04/2023 | Flat |
| 147 LONG BANKS, HARLOW, ESSEX, CM18 7NZ | £175,000 | 29/03/2023 | Flat |
| 304 LONG BANKS, HARLOW, ESSEX, CM18 7PE | £210,235 | 16/12/2022 | Flat |
| 29 PETERSWOOD, HARLOW, ESSEX, CM18 7RL | £165,000 | 28/11/2022 | Flat |
| 153 LOWER MEADOW, HARLOW, ESSEX, CM18 7RT | £210,000 | 15/11/2022 | Flat |
| 354 LONG BANKS, HARLOW, ESSEX, CM18 7PF | £163,000 | 21/10/2022 | Flat |
| 156 LOWER MEADOW, HARLOW, ESSEX, CM18 7RT | £215,000 | 20/10/2022 | Flat |
| ELMS COURT FLAT 2 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU | £202,000 | 30/09/2022 | Flat |
| 80 LONG BANKS, HARLOW, ESSEX, CM18 7NU | £265,000 | 08/09/2022 | Flat |
| 336 LONG BANKS, HARLOW, ESSEX, CM18 7PF | £258,000 | 24/08/2022 | Flat |
| ELMS COURT FLAT 7 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU | £205,000 | 08/07/2022 | Flat |
| 170 LONG BANKS, HARLOW, ESSEX, CM18 7NZ | £135,000 | 11/03/2022 | Flat |
| 94 PETERSWOOD, HARLOW, ESSEX, CM18 7RN | £149,000 | 22/02/2022 | Flat |
| ELMS COURT FLAT 6 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU | £205,000 | 26/11/2021 | Flat |
| 23 PETERSWOOD, HARLOW, ESSEX, CM18 7RJ | £165,000 | 29/10/2021 | Flat |
| 206 LONG BANKS, HARLOW, ESSEX, CM18 7PA | £197,000 | 26/10/2021 | Flat |
| 19 RISDENS, HARLOW, ESSEX, CM18 7NH | £200,000 | 30/09/2021 | Flat |

**Area average:** £200,587 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.6%
- **10y growth:** -2.6%

## House Price Index (HM Land Registry)

*Official index for Harlow; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** 0.9%
- **5y growth (index):** 3.8%
- **10y growth (index):** 9%

## Rental Range

*ONS Price Index of Private Rents (Harlow). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,365/mo
- **Realistic:** £1,517/mo
- **Optimistic:** £1,669/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Harlow & Stortford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 5 Bed Terraced House, Spruce Hill, CM18 | £580/mo | 5 | 0.32 miles | OpenRent |
| 1 Bed Flat, Brockles Mead, CM19 | £1,150/mo | 1 | 0.47 miles | OpenRent |

**Average rent: £865/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £108,125
- **Target investor price (1%):** £86,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £865/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.1×
- **Monthly cashflow:** £15/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 79 |
| Anti-social behaviour | 40 |
| Vehicle crime | 24 |
| Criminal damage and arson | 20 |
| Burglary | 16 |
| Other theft | 16 |
| Drugs | 11 |
| Public order | 9 |
| Shoplifting | 7 |
| Other crime | 6 |
| Bicycle theft | 4 |
| Possession of weapons | 3 |
| Robbery | 2 |
| Theft from the person | 2 |
| **Total incidents** | **239** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Stewards Academy - Science Specialist, Harlow | Secondary | 0.1 miles | Requires improvement — 19 Jun 2024 |
| Longwood Primary Academy | Primary | 0.2 miles | Good — 15 Dec 2017 |
| St James Church of England Primary School | Primary | 0.3 miles | Good — 6 Feb 2018 |
| Kingsmoor Academy | Primary | 0.4 miles | Good — 19 Jul 2016 |
| Abbotsweld Primary Academy | Primary | 0.4 miles | Good — 11 Oct 2017 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9731853
- **Address:** 251 Long Banks, HARLOW, CM18 7PB
- **Certificate Issued:** 02/09/2013
- **Work Completed:** 18/07/2013
- **Items:** 3 window(s)