Flats/Maisonettes 2 sales on record

251 LONG BANKS

HARLOW, ESSEX, CM18 7PB

£187,500

Location

Map view View on Google Maps View on OpenStreetMap Street View CM18 7PB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Longbanks	0.1 miles
Shop	Co-op Food	0.2 miles
Train station	Harlow Town	2.1 miles
Hospital	Jacob's Neuro Centre	4.3 miles
University	University of Hertfordshire	11.7 miles

Property details

Tenure

Leasehold

Property type

Flat

Bedrooms

Bathrooms

Floor area

45 m²

EPC rating

Year built

England and Wales: 1976-1982

Last sold

£187,500 Feb 2026

Price per m²

£4,167/m²

Local average

£176,861 (18 sales)

Street crime

239 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 11/02/2020

Expiry date: 10/02/2030

Current heating cost: £474/year

Potential heating cost: £338/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (1,500)
Add additional 80 mm jacket to hot water cylinder (30)
Hot water cylinder thermostat (400)
Replace boiler with new condensing boiler (3,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	26/02/2026	£187,500	Flat	+294.7%	£184,696 to April 2026	View transaction
Sold	21/07/2000	£47,500	Flat	—	£145,017 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£187,500
listed	30/10/2025	£190,000
sold	01/01/2007	£107,500
sold	01/01/2000	£47,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
ELMS COURT FLAT 11 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU	£222,000	28/11/2025	Flat
46 LONG BANKS, HARLOW, ESSEX, CM18 7NU	£247,500	21/03/2025	Flat
82 BARLEY CROFT, HARLOW, ESSEX, CM18 7RU	£218,000	10/11/2023	Flat
ELMS COURT FLAT 16 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU	£205,000	28/04/2023	Flat
147 LONG BANKS, HARLOW, ESSEX, CM18 7NZ	£175,000	29/03/2023	Flat
304 LONG BANKS, HARLOW, ESSEX, CM18 7PE	£210,235	16/12/2022	Flat
29 PETERSWOOD, HARLOW, ESSEX, CM18 7RL	£165,000	28/11/2022	Flat
153 LOWER MEADOW, HARLOW, ESSEX, CM18 7RT	£210,000	15/11/2022	Flat
354 LONG BANKS, HARLOW, ESSEX, CM18 7PF	£163,000	21/10/2022	Flat
156 LOWER MEADOW, HARLOW, ESSEX, CM18 7RT	£215,000	20/10/2022	Flat
ELMS COURT FLAT 2 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU	£202,000	30/09/2022	Flat
80 LONG BANKS, HARLOW, ESSEX, CM18 7NU	£265,000	08/09/2022	Flat
336 LONG BANKS, HARLOW, ESSEX, CM18 7PF	£258,000	24/08/2022	Flat
ELMS COURT FLAT 7 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU	£205,000	08/07/2022	Flat
170 LONG BANKS, HARLOW, ESSEX, CM18 7NZ	£135,000	11/03/2022	Flat
94 PETERSWOOD, HARLOW, ESSEX, CM18 7RN	£149,000	22/02/2022	Flat
ELMS COURT FLAT 6 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU	£205,000	26/11/2021	Flat
23 PETERSWOOD, HARLOW, ESSEX, CM18 7RJ	£165,000	29/10/2021	Flat
206 LONG BANKS, HARLOW, ESSEX, CM18 7PA	£197,000	26/10/2021	Flat
19 RISDENS, HARLOW, ESSEX, CM18 7NH	£200,000	30/09/2021	Flat

Area average: £200,587 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 6%

10y growth -2.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Harlow. Series: Flats and maisonettes. As of April 2026.

1y (index) 0.9%

5y (index) 3.8%

10y (index) 9%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: CAMELOT PROPERTY LIMITED (3065319)

Rental Range

Estimated market rent for Harlow. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,365/mo

Realistic £1,517/mo

Optimistic £1,669/mo

Based on Local Authority from postcode lookup → Harlow.

LHA (30th percentile) floor for Harlow & Stortford: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
5 Bed Terraced House, Spruce Hill, CM18	£580/mo	5	0.32 miles	OpenRent
1 Bed Flat, Brockles Mead, CM19	£1,150/mo	1	0.47 miles	OpenRent

Average rent: £865/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.46%

Max investor price (0.8%) £108,125

Target investor price (1%) £86,500

Gross yield 5.5%

Cost-to-rent ratio 18.1×

Monthly cashflow £15/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	79
Anti-social behaviour	40
Vehicle crime	24
Criminal damage and arson	20
Burglary	16
Other theft	16
Drugs	11
Public order	9
Shoplifting	7
Other crime	6
Bicycle theft	4
Possession of weapons	3
Robbery	2
Theft from the person	2
Total incidents	239

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Stewards Academy - Science Specialist, Harlow	Secondary	0.1 miles	Requires improvement — 19 Jun 2024
Longwood Primary Academy	Primary	0.2 miles	Good — 15 Dec 2017
St James Church of England Primary School	Primary	0.3 miles	Good — 6 Feb 2018
Kingsmoor Academy	Primary	0.4 miles	Good — 19 Jul 2016
Abbotsweld Primary Academy	Primary	0.4 miles	Good — 11 Oct 2017

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
02/09/2013	18/07/2013	3	—

# 251 LONG BANKS, HARLOW, ESSEX, CM18 7PB

## Property details

- Slug: `5607cc6` (address key hash: `5607cc624033160410b45337382f94b011dc1e8a`)
- Postcode: CM18 7PB
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 45 m²
- EPC rating: D
- Year built: England and Wales: 1976-1982
- Last sold: £187,500 Feb 2026
- Price per m²: £4,167/m²
- Local average: £176,861 (18 sales)
- Street crime: 239 incidents within 1 mile (May 2026)

## Latest sale

- Price: £187,500
- Date: 2026-02-26
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 10/02/2030
- **Current heating cost:** £474/year

### Recommendations
- B (1,500)
- C (30)
- F (400)
- I (3,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8308-1096-9022-5896-9203)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-26 | £187,500 | Flat | +294.7% | £184,696 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-1eb2-8922-e063-4804a8c094d0) |
| Sold | 2000-07-21 | £47,500 | Flat | — | £145,017 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/51499fe8-3200-438a-921c-f71b8b2accbb) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 251 LONG BANKS, HARLOW, ESSEX, CM18 7PB | £187,500 | 26/02/2026 | Flat |
| 251 LONG BANKS, HARLOW, ESSEX, CM18 7PB | £47,500 | 21/07/2000 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168801680](http://87.117.209.195:8080/listings/4c02899)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £187,500 |
| listed | 2025-10-30 | £190,000 |
| sold | 2007-01-01 | £107,500 |
| sold | 2000-01-01 | £47,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ELMS COURT FLAT 11 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU | £222,000 | 28/11/2025 | Flat |
| 46 LONG BANKS, HARLOW, ESSEX, CM18 7NU | £247,500 | 21/03/2025 | Flat |
| 82 BARLEY CROFT, HARLOW, ESSEX, CM18 7RU | £218,000 | 10/11/2023 | Flat |
| ELMS COURT FLAT 16 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU | £205,000 | 28/04/2023 | Flat |
| 147 LONG BANKS, HARLOW, ESSEX, CM18 7NZ | £175,000 | 29/03/2023 | Flat |
| 304 LONG BANKS, HARLOW, ESSEX, CM18 7PE | £210,235 | 16/12/2022 | Flat |
| 29 PETERSWOOD, HARLOW, ESSEX, CM18 7RL | £165,000 | 28/11/2022 | Flat |
| 153 LOWER MEADOW, HARLOW, ESSEX, CM18 7RT | £210,000 | 15/11/2022 | Flat |
| 354 LONG BANKS, HARLOW, ESSEX, CM18 7PF | £163,000 | 21/10/2022 | Flat |
| 156 LOWER MEADOW, HARLOW, ESSEX, CM18 7RT | £215,000 | 20/10/2022 | Flat |
| ELMS COURT FLAT 2 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU | £202,000 | 30/09/2022 | Flat |
| 80 LONG BANKS, HARLOW, ESSEX, CM18 7NU | £265,000 | 08/09/2022 | Flat |
| 336 LONG BANKS, HARLOW, ESSEX, CM18 7PF | £258,000 | 24/08/2022 | Flat |
| ELMS COURT FLAT 7 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU | £205,000 | 08/07/2022 | Flat |
| 170 LONG BANKS, HARLOW, ESSEX, CM18 7NZ | £135,000 | 11/03/2022 | Flat |
| 94 PETERSWOOD, HARLOW, ESSEX, CM18 7RN | £149,000 | 22/02/2022 | Flat |
| ELMS COURT FLAT 6 COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7JU | £205,000 | 26/11/2021 | Flat |
| 23 PETERSWOOD, HARLOW, ESSEX, CM18 7RJ | £165,000 | 29/10/2021 | Flat |
| 206 LONG BANKS, HARLOW, ESSEX, CM18 7PA | £197,000 | 26/10/2021 | Flat |
| 19 RISDENS, HARLOW, ESSEX, CM18 7NH | £200,000 | 30/09/2021 | Flat |

**Area average:** £200,587 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6%
- **10y growth:** -2.6%

## House Price Index (HM Land Registry)

*Official index for Harlow; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** 0.9%
- **5y growth (index):** 3.8%
- **10y growth (index):** 9%

## Rental Range

*ONS Price Index of Private Rents (Harlow). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,365/mo
- **Realistic:** £1,517/mo
- **Optimistic:** £1,669/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Harlow & Stortford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 5 Bed Terraced House, Spruce Hill, CM18 | £580/mo | 5 | 0.32 miles | OpenRent |
| 1 Bed Flat, Brockles Mead, CM19 | £1,150/mo | 1 | 0.47 miles | OpenRent |

**Average rent: £865/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £108,125
- **Target investor price (1%):** £86,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £865/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.1×
- **Monthly cashflow:** £15/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 79 |
| Anti-social behaviour | 40 |
| Vehicle crime | 24 |
| Criminal damage and arson | 20 |
| Burglary | 16 |
| Other theft | 16 |
| Drugs | 11 |
| Public order | 9 |
| Shoplifting | 7 |
| Other crime | 6 |
| Bicycle theft | 4 |
| Possession of weapons | 3 |
| Robbery | 2 |
| Theft from the person | 2 |
| **Total incidents** | **239** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Stewards Academy - Science Specialist, Harlow | Secondary | 0.1 miles | Requires improvement — 19 Jun 2024 |
| Longwood Primary Academy | Primary | 0.2 miles | Good — 15 Dec 2017 |
| St James Church of England Primary School | Primary | 0.3 miles | Good — 6 Feb 2018 |
| Kingsmoor Academy | Primary | 0.4 miles | Good — 19 Jul 2016 |
| Abbotsweld Primary Academy | Primary | 0.4 miles | Good — 11 Oct 2017 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9731853
- **Address:** 251 Long Banks, HARLOW, CM18 7PB
- **Certificate Issued:** 02/09/2013
- **Work Completed:** 18/07/2013
- **Items:** 3 window(s)