# 8 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT

## Property details

- Slug: `55fd0f7` (address key hash: `55fd0f754bf222bde1bc14fda2075cd083f893cd`)
- Postcode: L31 2PT
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Terraced
- Floor area: 81 m²
- EPC rating: C
- Year built: England and Wales: 1996-2002
- Last sold: £193,000 Apr 2022
- Price per m²: £2,383/m²
- Local average: £167,059 (25 sales)
- Street crime: 35 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £193,000
- Date: 2022-04-08
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 26/10/2031
- **Current heating cost:** £362/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9490-3131-0122-3023-0093)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2022-04-08 | £193,000 | Terraced | +24.5% | £230,823 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/ea3278aa-3387-2676-e053-6b04a8c015f8) |
| Sold | 2011-05-19 | £155,000 | Terraced | +124.6% | £280,891 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/d43466b2-1410-466c-914f-93fd5d0d1523) |
| Sold | 1999-08-27 | £69,000 | Semi-detached | — | £296,092 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/91bc7613-5af3-4ede-9bb3-7eef487f5a2a) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT | £193,000 | 08/04/2022 | Terraced |
| 8 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT | £155,000 | 19/05/2011 | Terraced |
| 8 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT | £69,000 | 27/08/1999 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 140 SOUTHPORT ROAD, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JR | £216,000 | 17/12/2025 | Terraced |
| 59 THE MOORINGS, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PR | £178,000 | 05/12/2025 | Terraced |
| 6 THE CROFT, MAGHULL, LIVERPOOL, SEFTON, MERSEYSIDE, L31 4JY | £179,000 | 20/11/2025 | Terraced |
| 28 THE MOORINGS, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PS | £237,500 | 26/09/2022 | Terraced |
| 16 SEAFORE CLOSE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JS | £99,000 | 17/06/2022 | Terraced |
| 4 SEAFORE CLOSE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JS | £115,000 | 28/04/2022 | Terraced |
| 17 SEAFORE CLOSE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JS | £120,000 | 18/02/2022 | Terraced |

**Area average:** £163,500 (7 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.9%
- **10y growth:** 23.6%

## House Price Index (HM Land Registry)

*Official index for Sefton; Terraced series; as of July 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 28.1%
- **10y growth (index):** 58.6%

## Rental Range

*ONS Price Index of Private Rents (Sefton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £844/mo
- **Realistic:** £938/mo
- **Optimistic:** £1,032/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Sefton Drive, L31 | £650/mo | 2 | 1.19 miles | OpenRent |

**Average rent: £650/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.34% (weak for cashflow)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 4%
- **Cost-to-rent:** 24.7×
- **Monthly cashflow:** £-200/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 11 |
| Anti-social behaviour | 6 |
| Public order | 5 |
| Burglary | 4 |
| Criminal damage and arson | 4 |
| Other theft | 2 |
| Shoplifting | 2 |
| Drugs | 1 |
| **Total incidents** | **35** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Lydiate Primary School | Primary | 0.3 miles | Good — 19 Jun 2019 |
| St Gregory's Catholic Primary School | Primary | 0.3 miles | Good — 1 Jun 2011 |
| Green Park Primary School | Primary | 0.6 miles | Good — 9 Jul 2015 |
| St John Bosco Catholic Primary School | Primary | 0.6 miles | Good — 13 Aug 2013 |
| St Thomas Church of England Primary School, Lydiate | Primary | 0.7 miles | Outstanding — 11 Sep 2024 |