Terraced 3 sales on record

8 THE FIELDINGS

LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT

£193,000

Location

Map view View on Google Maps View on OpenStreetMap Street View L31 2PT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	SOUTHPORT ROAD/LAMBSHEAR LANE	0.1 miles
Shop	Andrew Roughley Funeral Director	0.8 miles
Train station	Maghull North	1.5 miles
Hospital	DRIVE THROUGH PHLEBOTOMY	4.2 miles
University	Liverpool Hope University	9.8 miles

Property details

Tenure

Leasehold

Property type

Terraced

Floor area

81 m²

EPC rating

Year built

England and Wales: 1996-2002

Last sold

£193,000 Apr 2022

Price per m²

£2,383/m²

Local average

£167,059 (25 sales)

Street crime

35 incidents within 1 mile (Aug 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 27/10/2021

Expiry date: 26/10/2031

Current heating cost: £362/year

Potential heating cost: £362/year

Est. upgrade cost to C: £9,500

Recommendations

Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	08/04/2022	£193,000	Terraced	+24.5%	£230,823 to July 2026	View transaction
Sold	19/05/2011	£155,000	Terraced	+124.6%	£280,891 to July 2026	View transaction
Sold	27/08/1999	£69,000	Semi-detached	—	£296,092 to July 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
140 SOUTHPORT ROAD, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JR	£216,000	17/12/2025	Terraced
59 THE MOORINGS, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PR	£178,000	05/12/2025	Terraced
6 THE CROFT, MAGHULL, LIVERPOOL, SEFTON, MERSEYSIDE, L31 4JY	£179,000	20/11/2025	Terraced
28 THE MOORINGS, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PS	£237,500	26/09/2022	Terraced
16 SEAFORE CLOSE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JS	£99,000	17/06/2022	Terraced
4 SEAFORE CLOSE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JS	£115,000	28/04/2022	Terraced
17 SEAFORE CLOSE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JS	£120,000	18/02/2022	Terraced

Area average: £163,500 (7 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 14.9%

10y growth 23.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Sefton. Series: Terraced. As of July 2026.

1y (index) 4.8%

5y (index) 28.1%

10y (index) 58.6%

Rental Range

Estimated market rent for Sefton. Low = conservative, Realistic = average, Optimistic = best case.

Low £844/mo

Realistic £938/mo

Optimistic £1,032/mo

Based on Local Authority from postcode lookup → Sefton.

LHA (30th percentile) floor for Greater Liverpool: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Sefton Drive, L31	£650/mo	2	1.19 miles	OpenRent

Average rent: £650/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.34%

Max investor price (0.8%) £81,250

Target investor price (1%) £65,000

Gross yield 4%

Cost-to-rent ratio 24.7×

Monthly cashflow £-200/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	11
Anti-social behaviour	6
Public order	5
Burglary	4
Criminal damage and arson	4
Other theft	2
Shoplifting	2
Drugs	1
Total incidents	35

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Lydiate Primary School	Primary	0.3 miles	Good — 19 Jun 2019
St Gregory's Catholic Primary School	Primary	0.3 miles	Good — 1 Jun 2011
Green Park Primary School	Primary	0.6 miles	Good — 9 Jul 2015
St John Bosco Catholic Primary School	Primary	0.6 miles	Good — 13 Aug 2013
St Thomas Church of England Primary School, Lydiate	Primary	0.7 miles	Outstanding — 11 Sep 2024

FENSA

FENSA certificate details will appear here after the next background check. If nothing changes after a few minutes, try refreshing the page.

# 8 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT

## Property details

- Slug: `55fd0f7` (address key hash: `55fd0f754bf222bde1bc14fda2075cd083f893cd`)
- Postcode: L31 2PT
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Terraced
- Floor area: 81 m²
- EPC rating: C
- Year built: England and Wales: 1996-2002
- Last sold: £193,000 Apr 2022
- Price per m²: £2,383/m²
- Local average: £167,059 (25 sales)
- Street crime: 35 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £193,000
- Date: 2022-04-08
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 26/10/2031
- **Current heating cost:** £362/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9490-3131-0122-3023-0093)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2022-04-08 | £193,000 | Terraced | +24.5% | £230,823 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/ea3278aa-3387-2676-e053-6b04a8c015f8) |
| Sold | 2011-05-19 | £155,000 | Terraced | +124.6% | £280,891 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/d43466b2-1410-466c-914f-93fd5d0d1523) |
| Sold | 1999-08-27 | £69,000 | Semi-detached | — | £296,092 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/91bc7613-5af3-4ede-9bb3-7eef487f5a2a) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT | £193,000 | 08/04/2022 | Terraced |
| 8 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT | £155,000 | 19/05/2011 | Terraced |
| 8 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT | £69,000 | 27/08/1999 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 140 SOUTHPORT ROAD, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JR | £216,000 | 17/12/2025 | Terraced |
| 59 THE MOORINGS, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PR | £178,000 | 05/12/2025 | Terraced |
| 6 THE CROFT, MAGHULL, LIVERPOOL, SEFTON, MERSEYSIDE, L31 4JY | £179,000 | 20/11/2025 | Terraced |
| 28 THE MOORINGS, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PS | £237,500 | 26/09/2022 | Terraced |
| 16 SEAFORE CLOSE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JS | £99,000 | 17/06/2022 | Terraced |
| 4 SEAFORE CLOSE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JS | £115,000 | 28/04/2022 | Terraced |
| 17 SEAFORE CLOSE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JS | £120,000 | 18/02/2022 | Terraced |

**Area average:** £163,500 (7 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.9%
- **10y growth:** 23.6%

## House Price Index (HM Land Registry)

*Official index for Sefton; Terraced series; as of July 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 28.1%
- **10y growth (index):** 58.6%

## Rental Range

*ONS Price Index of Private Rents (Sefton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £844/mo
- **Realistic:** £938/mo
- **Optimistic:** £1,032/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Sefton Drive, L31 | £650/mo | 2 | 1.19 miles | OpenRent |

**Average rent: £650/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.34% (weak for cashflow)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 4%
- **Cost-to-rent:** 24.7×
- **Monthly cashflow:** £-200/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 11 |
| Anti-social behaviour | 6 |
| Public order | 5 |
| Burglary | 4 |
| Criminal damage and arson | 4 |
| Other theft | 2 |
| Shoplifting | 2 |
| Drugs | 1 |
| **Total incidents** | **35** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Lydiate Primary School | Primary | 0.3 miles | Good — 19 Jun 2019 |
| St Gregory's Catholic Primary School | Primary | 0.3 miles | Good — 1 Jun 2011 |
| Green Park Primary School | Primary | 0.6 miles | Good — 9 Jul 2015 |
| St John Bosco Catholic Primary School | Primary | 0.6 miles | Good — 13 Aug 2013 |
| St Thomas Church of England Primary School, Lydiate | Primary | 0.7 miles | Outstanding — 11 Sep 2024 |