# 43 PENTLAND AVENUE, CHELMSFORD, ESSEX, CM1 4AY

## Property details

- Slug: `55b1c43` (address key hash: `55b1c4375d25dfe1326c13bdd8a486a55ef234a8`)
- Postcode: CM1 4AY
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 93 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £420,000 Mar 2026
- Price per m²: £4,516/m²
- Local average: £443,434 (70 sales)
- Street crime: 191 incidents within 1 mile (May 2026)

## Latest sale

- Price: £420,000
- Date: 2026-03-31
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 29/04/2035
- **Current heating cost:** £933/year
- **Est. upgrade cost to C:** £19,520

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£20)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7205-3049-8204-7565-8200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-31 | £420,000 | Semi-detached | — | £425,898 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-f7b5-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 PENTLAND AVENUE, CHELMSFORD, ESSEX, CM1 4AY | £420,000 | 31/03/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [161270492](http://87.117.209.195:8080/listings/5dd3d8d)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £420,000 |
| listed | 2025-04-29 | £425,000 |
| sold | 2007-01-01 | £240,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 51 PENTLAND AVENUE, CHELMSFORD, ESSEX, CM1 4AY | £495,000 | 03/03/2026 | Semi-detached |
| 26 SIXTH AVENUE, CHELMSFORD, ESSEX, CM1 4ED | £497,000 | 19/12/2025 | Semi-detached |
| 29 SKERRY RISE, CHELMSFORD, ESSEX, CM1 4EG | £345,000 | 19/12/2025 | Semi-detached |
| 17 COOMBE RISE, BROOMFIELD, CHELMSFORD, ESSEX, CM1 7DG | £290,000 | 19/12/2025 | Semi-detached |
| 50 SIXTH AVENUE, CHELMSFORD, ESSEX, CM1 4ED | £527,000 | 18/12/2025 | Semi-detached |
| 32 NALLA GARDENS, CHELMSFORD, ESSEX, CM1 4AX | £385,000 | 16/12/2025 | Semi-detached |
| 6 CORNWALL CRESCENT, CHELMSFORD, ESSEX, CM1 4BP | £265,000 | 11/12/2025 | Semi-detached |
| 224 BROOMFIELD ROAD, CHELMSFORD, ESSEX, CM1 4DY | £480,000 | 07/11/2025 | Semi-detached |
| 40 COOMBE RISE, BROOMFIELD, CHELMSFORD, ESSEX, CM1 7DG | £365,000 | 05/11/2025 | Semi-detached |
| 16 BURNSIDE CRESCENT, CHELMSFORD, ESSEX, CM1 4EH | £350,000 | 20/12/2023 | Semi-detached |
| 27 SKERRY RISE, CHELMSFORD, ESSEX, CM1 4EG | £340,000 | 19/12/2023 | Semi-detached |
| 2 SKERRY RISE, CHELMSFORD, ESSEX, CM1 4EG | £460,000 | 12/12/2023 | Semi-detached |
| 77 WOODHALL ROAD, CHELMSFORD, ESSEX, CM1 4AE | £380,000 | 05/12/2023 | Semi-detached |
| 12 NALLA GARDENS, CHELMSFORD, ESSEX, CM1 4AX | £327,000 | 30/11/2023 | Semi-detached |
| 13 PATCHING HALL LANE, CHELMSFORD, ESSEX, CM1 4DH | £350,000 | 20/11/2023 | Semi-detached |
| 25 SIXTH AVENUE, CHELMSFORD, ESSEX, CM1 4ED | £475,000 | 27/10/2023 | Semi-detached |
| 48 NALLA GARDENS, CHELMSFORD, ESSEX, CM1 4AX | £390,000 | 29/09/2023 | Semi-detached |
| 46 SIXTH AVENUE, CHELMSFORD, ESSEX, CM1 4ED | £567,000 | 07/09/2023 | Semi-detached |
| 97 RUTLAND ROAD, CHELMSFORD, ESSEX, CM1 4BN | £300,000 | 31/07/2023 | Semi-detached |
| 11 PATCHING HALL LANE, CHELMSFORD, ESSEX, CM1 4DH | £450,000 | 26/05/2023 | Semi-detached |

**Area average:** £401,900 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.5%
- **10y growth:** 12.2%

## House Price Index (HM Land Registry)

*Official index for Chelmsford; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1.9%
- **5y growth (index):** 16.7%
- **10y growth (index):** 35.5%

## Rental Range

*ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,301/mo
- **Realistic:** £1,445/mo
- **Optimistic:** £1,590/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Semi-Detached House, Chestnut Walk, CM1 | £2,300/mo | 4 | 0.43 miles | OpenRent |
| 1 Bed Maisonette, Belvawney Close, CM1 | £1,200/mo | 1 | 0.88 miles | OpenRent |
| 4 Bed Semi-Detached House, Broomhall Road, CM1 | £2,600/mo | 4 | 1.16 miles | OpenRent |

**Average rent: £2,033/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £287,500
- **Target investor price (1%):** £230,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,300/mo).*

- **Gross yield:** 6.6%
- **Cost-to-rent:** 15.2×
- **Monthly cashflow:** £391/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 93 |
| Anti-social behaviour | 31 |
| Criminal damage and arson | 14 |
| Public order | 13 |
| Drugs | 9 |
| Shoplifting | 7 |
| Other crime | 6 |
| Other theft | 6 |
| Burglary | 5 |
| Robbery | 3 |
| Vehicle crime | 2 |
| Bicycle theft | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **191** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St John Payne Catholic School, Chelmsford | Secondary | 0.3 miles | Good — 4 Feb 2016 |
| Columbus School and College | Other | 0.4 miles | Good — 16 Sep 2024 |
| St Pius X Catholic Primary School | Primary | 0.4 miles | Good — 22 Nov 2016 |
| Tanglewood Nursery School | Nursery | 0.6 miles | Outstanding — 30 Jul 2019 |
| Parkwood Academy | Primary | 0.7 miles | Requires improvement — 17 Sep 2024 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #15685693
- **Address:** 43 Pentland Avenue, CHELMSFORD, CM1 4AY
- **Certificate Issued:** 26/03/2023
- **Work Completed:** 14/03/2023
- **Items:** 1 door(s)