Semi-Detached

43 PENTLAND AVENUE

CHELMSFORD, ESSEX, CM1 4AY

£420,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CM1 4AY

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Berwick Avenue	0.1 miles
Shop	The Main Man	0.4 miles
University	Anglia Ruskin University, Chelmsford Campus	0.8 miles
Train station	Chelmsford	1.2 miles
Hospital	Chelmsford and Essex (C&E) Centre	1.6 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

93 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£420,000 Mar 2026

Price per m²

£4,516/m²

Local average

£443,194 (69 sales)

Street crime

191 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 30/04/2025

Expiry date: 29/04/2035

Current heating cost: £933/year

Potential heating cost: £644/year

Est. upgrade cost to C: £19,520

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£20)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	31/03/2026	£420,000	Semi-detached	—	£425,898 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£420,000
listed	29/04/2025	£425,000
sold	01/01/2007	£240,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
51 PENTLAND AVENUE, CHELMSFORD, ESSEX, CM1 4AY	£495,000	03/03/2026	Semi-detached
17 COOMBE RISE, BROOMFIELD, CHELMSFORD, ESSEX, CM1 7DG	£290,000	19/12/2025	Semi-detached
26 SIXTH AVENUE, CHELMSFORD, ESSEX, CM1 4ED	£497,000	19/12/2025	Semi-detached
29 SKERRY RISE, CHELMSFORD, ESSEX, CM1 4EG	£345,000	19/12/2025	Semi-detached
50 SIXTH AVENUE, CHELMSFORD, ESSEX, CM1 4ED	£527,000	18/12/2025	Semi-detached
32 NALLA GARDENS, CHELMSFORD, ESSEX, CM1 4AX	£385,000	16/12/2025	Semi-detached
6 CORNWALL CRESCENT, CHELMSFORD, ESSEX, CM1 4BP	£265,000	11/12/2025	Semi-detached
224 BROOMFIELD ROAD, CHELMSFORD, ESSEX, CM1 4DY	£480,000	07/11/2025	Semi-detached
40 COOMBE RISE, BROOMFIELD, CHELMSFORD, ESSEX, CM1 7DG	£365,000	05/11/2025	Semi-detached
16 BURNSIDE CRESCENT, CHELMSFORD, ESSEX, CM1 4EH	£350,000	20/12/2023	Semi-detached
27 SKERRY RISE, CHELMSFORD, ESSEX, CM1 4EG	£340,000	19/12/2023	Semi-detached
2 SKERRY RISE, CHELMSFORD, ESSEX, CM1 4EG	£460,000	12/12/2023	Semi-detached
77 WOODHALL ROAD, CHELMSFORD, ESSEX, CM1 4AE	£380,000	05/12/2023	Semi-detached
12 NALLA GARDENS, CHELMSFORD, ESSEX, CM1 4AX	£327,000	30/11/2023	Semi-detached
13 PATCHING HALL LANE, CHELMSFORD, ESSEX, CM1 4DH	£350,000	20/11/2023	Semi-detached
25 SIXTH AVENUE, CHELMSFORD, ESSEX, CM1 4ED	£475,000	27/10/2023	Semi-detached
48 NALLA GARDENS, CHELMSFORD, ESSEX, CM1 4AX	£390,000	29/09/2023	Semi-detached
46 SIXTH AVENUE, CHELMSFORD, ESSEX, CM1 4ED	£567,000	07/09/2023	Semi-detached
97 RUTLAND ROAD, CHELMSFORD, ESSEX, CM1 4BN	£300,000	31/07/2023	Semi-detached
11 PATCHING HALL LANE, CHELMSFORD, ESSEX, CM1 4DH	£450,000	26/05/2023	Semi-detached

Area average: £401,900 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 6.6%

10y growth 14.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Chelmsford. Series: Semi-detached. As of April 2026.

1y (index) 1.9%

5y (index) 16.7%

10y (index) 35.5%

Rental Range

Estimated market rent for Chelmsford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,301/mo

Realistic £1,445/mo

Optimistic £1,590/mo

Based on Local Authority from postcode lookup → Chelmsford.

LHA (30th percentile) floor for Chelmsford: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Semi-Detached House, Chestnut Walk, CM1	£2,300/mo	4	0.43 miles	OpenRent
Studio Flat, Downsway, CM1	£830/mo	1	0.77 miles	OpenRent
1 Bed Maisonette, Belvawney Close, CM1	£1,200/mo	1	0.88 miles	OpenRent
4 Bed Semi-Detached House, Broomhall Road, CM1	£2,600/mo	4	1.16 miles	OpenRent

Average rent: £1,733/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.42%

Max investor price (0.8%) £218,750

Target investor price (1%) £175,000

Gross yield 5%

Cost-to-rent ratio 20×

Monthly cashflow £-104/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	93
Anti-social behaviour	31
Criminal damage and arson	14
Public order	13
Drugs	9
Shoplifting	7
Other crime	6
Other theft	6
Burglary	5
Robbery	3
Vehicle crime	2
Bicycle theft	1
Possession of weapons	1
Total incidents	191

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St John Payne Catholic School, Chelmsford	Secondary	0.3 miles	Good — 4 Feb 2016
Columbus School and College	Other	0.4 miles	Good — 16 Sep 2024
St Pius X Catholic Primary School	Primary	0.4 miles	Good — 22 Nov 2016
Tanglewood Nursery School	Nursery	0.6 miles	Outstanding — 30 Jul 2019
Parkwood Academy	Primary	0.7 miles	Requires improvement — 17 Sep 2024

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
26/03/2023	14/03/2023	—	1

# 43 PENTLAND AVENUE, CHELMSFORD, ESSEX, CM1 4AY

## Property details

- Slug: `55b1c43` (address key hash: `55b1c4375d25dfe1326c13bdd8a486a55ef234a8`)
- Postcode: CM1 4AY
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 93 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £420,000 Mar 2026
- Price per m²: £4,516/m²
- Local average: £443,194 (69 sales)
- Street crime: 191 incidents within 1 mile (May 2026)

## Latest sale

- Price: £420,000
- Date: 2026-03-31
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 29/04/2035
- **Current heating cost:** £933/year
- **Est. upgrade cost to C:** £19,520

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£20)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7205-3049-8204-7565-8200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-31 | £420,000 | Semi-detached | — | £425,898 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-f7b5-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 PENTLAND AVENUE, CHELMSFORD, ESSEX, CM1 4AY | £420,000 | 31/03/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [161270492](http://87.117.209.195:8080/listings/5dd3d8d)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £420,000 |
| listed | 2025-04-29 | £425,000 |
| sold | 2007-01-01 | £240,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 51 PENTLAND AVENUE, CHELMSFORD, ESSEX, CM1 4AY | £495,000 | 03/03/2026 | Semi-detached |
| 17 COOMBE RISE, BROOMFIELD, CHELMSFORD, ESSEX, CM1 7DG | £290,000 | 19/12/2025 | Semi-detached |
| 26 SIXTH AVENUE, CHELMSFORD, ESSEX, CM1 4ED | £497,000 | 19/12/2025 | Semi-detached |
| 29 SKERRY RISE, CHELMSFORD, ESSEX, CM1 4EG | £345,000 | 19/12/2025 | Semi-detached |
| 50 SIXTH AVENUE, CHELMSFORD, ESSEX, CM1 4ED | £527,000 | 18/12/2025 | Semi-detached |
| 32 NALLA GARDENS, CHELMSFORD, ESSEX, CM1 4AX | £385,000 | 16/12/2025 | Semi-detached |
| 6 CORNWALL CRESCENT, CHELMSFORD, ESSEX, CM1 4BP | £265,000 | 11/12/2025 | Semi-detached |
| 224 BROOMFIELD ROAD, CHELMSFORD, ESSEX, CM1 4DY | £480,000 | 07/11/2025 | Semi-detached |
| 40 COOMBE RISE, BROOMFIELD, CHELMSFORD, ESSEX, CM1 7DG | £365,000 | 05/11/2025 | Semi-detached |
| 16 BURNSIDE CRESCENT, CHELMSFORD, ESSEX, CM1 4EH | £350,000 | 20/12/2023 | Semi-detached |
| 27 SKERRY RISE, CHELMSFORD, ESSEX, CM1 4EG | £340,000 | 19/12/2023 | Semi-detached |
| 2 SKERRY RISE, CHELMSFORD, ESSEX, CM1 4EG | £460,000 | 12/12/2023 | Semi-detached |
| 77 WOODHALL ROAD, CHELMSFORD, ESSEX, CM1 4AE | £380,000 | 05/12/2023 | Semi-detached |
| 12 NALLA GARDENS, CHELMSFORD, ESSEX, CM1 4AX | £327,000 | 30/11/2023 | Semi-detached |
| 13 PATCHING HALL LANE, CHELMSFORD, ESSEX, CM1 4DH | £350,000 | 20/11/2023 | Semi-detached |
| 25 SIXTH AVENUE, CHELMSFORD, ESSEX, CM1 4ED | £475,000 | 27/10/2023 | Semi-detached |
| 48 NALLA GARDENS, CHELMSFORD, ESSEX, CM1 4AX | £390,000 | 29/09/2023 | Semi-detached |
| 46 SIXTH AVENUE, CHELMSFORD, ESSEX, CM1 4ED | £567,000 | 07/09/2023 | Semi-detached |
| 97 RUTLAND ROAD, CHELMSFORD, ESSEX, CM1 4BN | £300,000 | 31/07/2023 | Semi-detached |
| 11 PATCHING HALL LANE, CHELMSFORD, ESSEX, CM1 4DH | £450,000 | 26/05/2023 | Semi-detached |

**Area average:** £401,900 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.6%
- **10y growth:** 14.8%

## House Price Index (HM Land Registry)

*Official index for Chelmsford; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1.9%
- **5y growth (index):** 16.7%
- **10y growth (index):** 35.5%

## Rental Range

*ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,301/mo
- **Realistic:** £1,445/mo
- **Optimistic:** £1,590/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Semi-Detached House, Chestnut Walk, CM1 | £2,300/mo | 4 | 0.43 miles | OpenRent |
| Studio Flat, Downsway, CM1 | £830/mo | 1 | 0.77 miles | OpenRent |
| 1 Bed Maisonette, Belvawney Close, CM1 | £1,200/mo | 1 | 0.88 miles | OpenRent |
| 4 Bed Semi-Detached House, Broomhall Road, CM1 | £2,600/mo | 4 | 1.16 miles | OpenRent |

**Average rent: £1,733/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.42% (weak for cashflow)
- **Max investor price (0.8%):** £218,750
- **Target investor price (1%):** £175,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,750/mo).*

- **Gross yield:** 5%
- **Cost-to-rent:** 20×
- **Monthly cashflow:** £-104/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 93 |
| Anti-social behaviour | 31 |
| Criminal damage and arson | 14 |
| Public order | 13 |
| Drugs | 9 |
| Shoplifting | 7 |
| Other crime | 6 |
| Other theft | 6 |
| Burglary | 5 |
| Robbery | 3 |
| Vehicle crime | 2 |
| Bicycle theft | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **191** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St John Payne Catholic School, Chelmsford | Secondary | 0.3 miles | Good — 4 Feb 2016 |
| Columbus School and College | Other | 0.4 miles | Good — 16 Sep 2024 |
| St Pius X Catholic Primary School | Primary | 0.4 miles | Good — 22 Nov 2016 |
| Tanglewood Nursery School | Nursery | 0.6 miles | Outstanding — 30 Jul 2019 |
| Parkwood Academy | Primary | 0.7 miles | Requires improvement — 17 Sep 2024 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #15685693
- **Address:** 43 Pentland Avenue, CHELMSFORD, CM1 4AY
- **Certificate Issued:** 26/03/2023
- **Work Completed:** 14/03/2023
- **Items:** 1 door(s)