# 117 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AR

## Property details

- Slug: `53e0f6d` (address key hash: `53e0f6d30e7f141e5545c0f81904a24116a80462`)
- Postcode: LA14 5AR
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 53 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £115,000 Feb 2026
- Price per m²: £2,170/m²
- Local average: £114,673 (119 sales)
- Street crime: 386 incidents within 1 mile (May 2026)

## Latest sale

- Price: £115,000
- Date: 2026-02-02
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 04/02/2026 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £503/year

### Recommendations
- W1 (1,200)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8706-6754-5029-8807-4263)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-02 | £115,000 | Terraced | — | £114,794 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-f446-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 117 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AR | £115,000 | 02/02/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167129858](http://87.117.209.195:8080/listings/4327fa8)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £115,000 |
| listed | 2025-09-18 | £115,000 |
| sold | 2022-01-01 | £102,000 |
| sold | 2021-01-01 | £89,500 |
| sold | 2019-01-01 | £57,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 53 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AS | £67,000 | 05/01/2026 | Terraced |
| 2 VICTORIA MEWS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5XB | £150,000 | 19/12/2025 | Terraced |
| 92 AINSLIE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5BH | £150,000 | 16/12/2025 | Terraced |
| 4 ST MATTHEWS MEWS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5XD | £155,000 | 10/12/2025 | Terraced |
| 2A AINSLIE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5BJ | £220,000 | 05/12/2025 | Terraced |
| 42 WESTGATE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AJ | £125,000 | 11/07/2025 | Terraced |
| 10 MENDIP GARDENS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5BU | £98,500 | 19/12/2023 | Terraced |
| 8 WESTGATE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AJ | £119,500 | 08/12/2023 | Terraced |
| 40 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AS | £77,000 | 01/12/2023 | Terraced |
| 120 WEST VIEW ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AP | £123,000 | 29/11/2023 | Terraced |
| 86 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AR | £67,000 | 22/11/2023 | Terraced |
| 170 AINSLIE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5BQ | £127,000 | 20/11/2023 | Terraced |
| 109 WEST VIEW ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AP | £55,500 | 10/11/2023 | Terraced |
| 10 TITCHFIELD STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5DA | £69,500 | 10/11/2023 | Terraced |
| 58 WESTGATE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AH | £95,000 | 06/10/2023 | Terraced |
| 12 HERTFORD STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5JH | £84,995 | 28/09/2023 | Terraced |
| 32 YORK STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5HY | £114,950 | 04/08/2023 | Terraced |
| 17 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AT | £66,000 | 31/07/2023 | Terraced |
| 1 VICTORIA MEWS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5XB | £155,000 | 19/06/2023 | Terraced |
| 37 HIBBERT ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AF | £140,000 | 06/06/2023 | Terraced |

**Area average:** £112,997 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.5%
- **10y growth:** 34.8%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Hibbert Road, LA14 | £4,500/mo | 3 | 0.13 miles | OpenRent |

**Average rent: £4,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 3.91% (strong)
- **Max investor price (0.8%):** £562,500
- **Target investor price (1%):** £450,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £4,500/mo).*

- **Gross yield:** 47%
- **Cost-to-rent:** 2.1×
- **Monthly cashflow:** £3,572/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 128.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 164 |
| Shoplifting | 50 |
| Criminal damage and arson | 38 |
| Public order | 36 |
| Burglary | 18 |
| Drugs | 18 |
| Other theft | 17 |
| Anti-social behaviour | 16 |
| Possession of weapons | 8 |
| Other crime | 7 |
| Vehicle crime | 6 |
| Bicycle theft | 4 |
| Robbery | 2 |
| Theft from the person | 2 |
| **Total incidents** | **386** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St James' CofE Junior School | Primary | 0.4 miles | Good — 23 Apr 2012 |
| Victoria Infant and Nursery School | Primary | 0.4 miles | Good — 13 Mar 2018 |
| Victoria Academy | Primary | 0.4 miles | Outstanding — 28 Apr 2024 |
| Ramsden Infant School | Primary | 0.4 miles | Good — 25 Jan 2023 |
| Brisbane Park Infant School | Primary | 0.5 miles | Good — 16 Jul 2024 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #2456458
- **Address:** 117 Westmorland Street, Barrow-in-Furness, LA14 5AR
- **Certificate Issued:** 14/02/2005
- **Work Completed:** 10/01/2005
- **Items:** 2 window(s)

### FENSA Certificate #1472873
- **Address:** 117 Westmorland Street, Barrow-in-Furness, LA14 5AR
- **Certificate Issued:** 16/02/2004
- **Work Completed:** 27/01/2004
- **Items:** 3 window(s)