Terraced

117 WESTMORLAND STREET

BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AR

£115,000

Location

Map view View on Google Maps View on OpenStreetMap Street View LA14 5AR

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Oxford Street (N bound)	0.0 miles
Train station	Barrow-in-Furness	0.2 miles
Shop	Tickets	0.2 miles
Hospital	Furness General Hospital	1.2 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

53 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£115,000 Feb 2026

Price per m²

£2,170/m²

Local average

£114,673 (119 sales)

Street crime

386 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

This certificate expired on 04/02/2026. A new EPC may be required before the property can be marketed or let.

Current rating: D

Potential rating: B

Inspection date: 05/02/2016

Expiry date: 04/02/2026 (expired)

Current heating cost: £503/year

Potential heating cost: £483/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (suspended floor) (1,200)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	02/02/2026	£115,000	Terraced	—	£114,794 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£115,000
listed	18/09/2025	£115,000
sold	01/01/2022	£102,000
sold	01/01/2021	£89,500
sold	01/01/2019	£57,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
53 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AS	£67,000	05/01/2026	Terraced
2 VICTORIA MEWS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5XB	£150,000	19/12/2025	Terraced
92 AINSLIE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5BH	£150,000	16/12/2025	Terraced
4 ST MATTHEWS MEWS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5XD	£155,000	10/12/2025	Terraced
2A AINSLIE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5BJ	£220,000	05/12/2025	Terraced
42 WESTGATE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AJ	£125,000	11/07/2025	Terraced
10 MENDIP GARDENS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5BU	£98,500	19/12/2023	Terraced
8 WESTGATE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AJ	£119,500	08/12/2023	Terraced
40 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AS	£77,000	01/12/2023	Terraced
120 WEST VIEW ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AP	£123,000	29/11/2023	Terraced
86 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AR	£67,000	22/11/2023	Terraced
170 AINSLIE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5BQ	£127,000	20/11/2023	Terraced
10 TITCHFIELD STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5DA	£69,500	10/11/2023	Terraced
109 WEST VIEW ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AP	£55,500	10/11/2023	Terraced
58 WESTGATE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AH	£95,000	06/10/2023	Terraced
12 HERTFORD STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5JH	£84,995	28/09/2023	Terraced
32 YORK STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5HY	£114,950	04/08/2023	Terraced
17 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AT	£66,000	31/07/2023	Terraced
1 VICTORIA MEWS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5XB	£155,000	19/06/2023	Terraced
37 HIBBERT ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AF	£140,000	06/06/2023	Terraced

Area average: £112,997 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 4.5%

10y growth 35.5%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of April 2026.

1y (index) 9.2%

5y (index) 27.5%

10y (index) 63.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Barrow-in-Furness: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Hibbert Road, LA14	£4,500/mo	3	0.13 miles	OpenRent

Average rent: £4,500/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 3.91%

Max investor price (0.8%) £562,500

Target investor price (1%) £450,000

Gross yield 47%

Cost-to-rent ratio 2.1×

Monthly cashflow £3,572/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 128.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	164
Shoplifting	50
Criminal damage and arson	38
Public order	36
Burglary	18
Drugs	18
Other theft	17
Anti-social behaviour	16
Possession of weapons	8
Other crime	7
Vehicle crime	6
Bicycle theft	4
Robbery	2
Theft from the person	2
Total incidents	386

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St James' CofE Junior School	Primary	0.4 miles	Good — 23 Apr 2012
Victoria Infant and Nursery School	Primary	0.4 miles	Good — 13 Mar 2018
Victoria Academy	Primary	0.4 miles	Outstanding — 28 Apr 2024
Ramsden Infant School	Primary	0.4 miles	Good — 25 Jan 2023
Brisbane Park Infant School	Primary	0.5 miles	Good — 16 Jul 2024

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
14/02/2005	10/01/2005	2	—
16/02/2004	27/01/2004	3	—

# 117 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AR

## Property details

- Slug: `53e0f6d` (address key hash: `53e0f6d30e7f141e5545c0f81904a24116a80462`)
- Postcode: LA14 5AR
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 53 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £115,000 Feb 2026
- Price per m²: £2,170/m²
- Local average: £114,673 (119 sales)
- Street crime: 386 incidents within 1 mile (May 2026)

## Latest sale

- Price: £115,000
- Date: 2026-02-02
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 04/02/2026 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £503/year

### Recommendations
- W1 (1,200)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8706-6754-5029-8807-4263)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-02 | £115,000 | Terraced | — | £114,794 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-f446-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 117 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AR | £115,000 | 02/02/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167129858](http://87.117.209.195:8080/listings/4327fa8)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £115,000 |
| listed | 2025-09-18 | £115,000 |
| sold | 2022-01-01 | £102,000 |
| sold | 2021-01-01 | £89,500 |
| sold | 2019-01-01 | £57,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 53 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AS | £67,000 | 05/01/2026 | Terraced |
| 2 VICTORIA MEWS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5XB | £150,000 | 19/12/2025 | Terraced |
| 92 AINSLIE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5BH | £150,000 | 16/12/2025 | Terraced |
| 4 ST MATTHEWS MEWS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5XD | £155,000 | 10/12/2025 | Terraced |
| 2A AINSLIE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5BJ | £220,000 | 05/12/2025 | Terraced |
| 42 WESTGATE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AJ | £125,000 | 11/07/2025 | Terraced |
| 10 MENDIP GARDENS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5BU | £98,500 | 19/12/2023 | Terraced |
| 8 WESTGATE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AJ | £119,500 | 08/12/2023 | Terraced |
| 40 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AS | £77,000 | 01/12/2023 | Terraced |
| 120 WEST VIEW ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AP | £123,000 | 29/11/2023 | Terraced |
| 86 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AR | £67,000 | 22/11/2023 | Terraced |
| 170 AINSLIE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5BQ | £127,000 | 20/11/2023 | Terraced |
| 10 TITCHFIELD STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5DA | £69,500 | 10/11/2023 | Terraced |
| 109 WEST VIEW ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AP | £55,500 | 10/11/2023 | Terraced |
| 58 WESTGATE ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AH | £95,000 | 06/10/2023 | Terraced |
| 12 HERTFORD STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5JH | £84,995 | 28/09/2023 | Terraced |
| 32 YORK STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5HY | £114,950 | 04/08/2023 | Terraced |
| 17 WESTMORLAND STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AT | £66,000 | 31/07/2023 | Terraced |
| 1 VICTORIA MEWS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5XB | £155,000 | 19/06/2023 | Terraced |
| 37 HIBBERT ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5AF | £140,000 | 06/06/2023 | Terraced |

**Area average:** £112,997 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 4.5%
- **10y growth:** 35.5%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Hibbert Road, LA14 | £4,500/mo | 3 | 0.13 miles | OpenRent |

**Average rent: £4,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 3.91% (strong)
- **Max investor price (0.8%):** £562,500
- **Target investor price (1%):** £450,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £4,500/mo).*

- **Gross yield:** 47%
- **Cost-to-rent:** 2.1×
- **Monthly cashflow:** £3,572/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 128.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 164 |
| Shoplifting | 50 |
| Criminal damage and arson | 38 |
| Public order | 36 |
| Burglary | 18 |
| Drugs | 18 |
| Other theft | 17 |
| Anti-social behaviour | 16 |
| Possession of weapons | 8 |
| Other crime | 7 |
| Vehicle crime | 6 |
| Bicycle theft | 4 |
| Robbery | 2 |
| Theft from the person | 2 |
| **Total incidents** | **386** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St James' CofE Junior School | Primary | 0.4 miles | Good — 23 Apr 2012 |
| Victoria Infant and Nursery School | Primary | 0.4 miles | Good — 13 Mar 2018 |
| Victoria Academy | Primary | 0.4 miles | Outstanding — 28 Apr 2024 |
| Ramsden Infant School | Primary | 0.4 miles | Good — 25 Jan 2023 |
| Brisbane Park Infant School | Primary | 0.5 miles | Good — 16 Jul 2024 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #2456458
- **Address:** 117 Westmorland Street, Barrow-in-Furness, LA14 5AR
- **Certificate Issued:** 14/02/2005
- **Work Completed:** 10/01/2005
- **Items:** 2 window(s)

### FENSA Certificate #1472873
- **Address:** 117 Westmorland Street, Barrow-in-Furness, LA14 5AR
- **Certificate Issued:** 16/02/2004
- **Work Completed:** 27/01/2004
- **Items:** 3 window(s)