# 24 LE PERSONNE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5SU

## Property details

- Slug: `539ed27` (address key hash: `539ed27d7545987086401f1cc0a0cf4d50062fbc`)
- Postcode: CR3 5SU
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Floor area: 74 m²
- EPC rating: D
- Year built: England and Wales: 1976-1982
- Last sold: £249,950 Feb 2005
- Price per m²: £3,378/m²
- Local average: £791,500 (22 sales)
- Street crime: 108 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £249,950
- Date: 2005-02-02
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 21/03/2028
- **Current heating cost:** £615/year
- **Est. upgrade cost to C:** £17,765

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- E (£40)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8609-6125-6729-0027-2783)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2005-02-02 | £249,950 | Detached | +56.7% | £484,543 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/00b84267-45d3-4edc-9bfd-b156641076ef) |
| Sold | 2002-07-04 | £159,500 | Detached | — | £352,518 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/e44d82b8-ad79-45a9-8432-713c7c366b7e) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 24 LE PERSONNE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5SU | £249,950 | 02/02/2005 | Detached |
| 24 LE PERSONNE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5SU | £159,500 | 04/07/2002 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 54 LIVINGSTONE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TG | £550,000 | 31/03/2023 | Detached |
| 62 ELDON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5JR | £530,000 | 30/11/2022 | Detached |
| 12 MACAULAY ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5HQ | £580,000 | 11/11/2022 | Detached |
| 26 ELDON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5JR | £612,000 | 25/10/2022 | Detached |
| 28 LIVINGSTONE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TG | £455,000 | 05/09/2022 | Detached |
| 39 ELDON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5JT | £467,500 | 20/04/2022 | Detached |

**Area average:** £532,417 (6 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -20.4%
- **10y growth:** 6.5%

## House Price Index (HM Land Registry)

*Official index for Tandridge; Detached series; as of July 2026.*

- **1y growth (index):** -5.1%
- **5y growth (index):** -0.5%
- **10y growth (index):** 14.2%

## Rental Range

*ONS Price Index of Private Rents (Tandridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,473/mo
- **Realistic:** £1,637/mo
- **Optimistic:** £1,801/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer North London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Banstead Road, CR3 | £2,200/mo | 3 | 0.12 miles | OpenRent |
| 1 Bed Flat, Banstead Road, CR3 | £1,350/mo | 1 | 0.16 miles | OpenRent |
| 3 Bed Flat, Banstead Road, CR3 | £1,750/mo | 3 | 0.17 miles | OpenRent |
| 3 Bed Flat, Lucas House, CR3 | £1,750/mo | 3 | 0.19 miles | OpenRent |
| 3 Bed Flat, Coulsdon Road, CR3 | £1,689/mo | 3 | 0.22 miles | OpenRent |
| Studio Flat, Milton Road, CR3 | £950/mo | 1 | 0.26 miles | OpenRent |
| 2 Bed Flat, Westway, CR3 | £1,350/mo | 2 | 0.28 miles | OpenRent |
| 1 Bed Flat, Holm Court, CR3 | £1,375/mo | 1 | 0.28 miles | OpenRent |
| Studio Flat, Milton Road, CR3 | £950/mo | 1 | 0.3 miles | OpenRent |
| 4 Bed Semi-Detached House, Coldstream Road, CR3 | £3,250/mo | 4 | 0.42 miles | OpenRent |
| Studio Flat, Buxton Lane, CR3 | £980/mo | 1 | 0.43 miles | OpenRent |
| 3 Bed Semi-Detached House, Halton Road, CR8 | £2,750/mo | 3 | 0.53 miles | OpenRent |
| 2 Bed Flat, Underwood Rd, CR3 | £1,400/mo | 2 | 1.09 miles | OpenRent |

**Average rent: £1,673/mo (13 listings)**

## 1% Rule

- **Rent ratio:** 0.56% (weak for cashflow)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 6.7%
- **Cost-to-rent:** 14.9×
- **Monthly cashflow:** £251/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 39 |
| Anti-social behaviour | 22 |
| Public order | 14 |
| Criminal damage and arson | 12 |
| Other theft | 7 |
| Shoplifting | 6 |
| Vehicle crime | 5 |
| Possession of weapons | 2 |
| Burglary | 1 |
| **Total incidents** | **108** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Hillcroft Primary School | Primary | 0.4 miles | Outstanding — 6 Mar 2023 |
| Essendene Lodge School | Other | 0.4 miles | — (No rating) |
| Audley Primary School | Primary | 0.5 miles | Good — 9 Jan 2015 |
| de Stafford School | Secondary | 0.5 miles | Good — 7 Jul 2024 |
| Sunnydown School | Other | 0.5 miles | Outstanding — 5 Jul 2023 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #13441800
- **Address:** 24 Le Personne Road, CATERHAM, CR3 5SU
- **Certificate Issued:** 18/03/2019
- **Work Completed:** 18/02/2019
- **Items:** 1 door(s)