# 113 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT

## Property details

- Slug: `534d12b` (address key hash: `534d12b016e5825cc6f9bf8cb71adea90bce498b`)
- Postcode: ME5 9TT
- Transactions on record: 4

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 69 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £270,000 Apr 2026
- Price per m²: £3,913/m²
- Local average: £314,453 (78 sales)
- Street crime: 171 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £270,000
- Date: 2026-04-02
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 05/10/2035
- **Current heating cost:** £953/year
- **Est. upgrade cost to C:** £18,945

### Recommendations
- A2 (£900 - £1,200)
- B (£900 - £1,500)
- W2 (£5,000 - £10,000)
- E (£180 - £210)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0060-3955-6200-8455-3200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-02 | £270,000 | Terraced | +59.8% | £267,800 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-1898-b8d0-e063-4704a8c08d98) |
| Sold | 2014-10-17 | £169,000 | Terraced | +13% | £275,261 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/b087e745-211a-4270-9685-5d7d2ec92a65) |
| Sold | 2010-12-23 | £149,500 | Terraced | +112.1% | £299,615 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/0b554506-b2a7-4edd-a51c-7c660571bfd4) |
| Sold | 2000-09-01 | £70,500 | Terraced | — | £287,310 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/204fdab9-b977-4548-bc13-10561efddad4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 113 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £270,000 | 02/04/2026 | Terraced |
| 113 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £169,000 | 17/10/2014 | Terraced |
| 113 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £149,500 | 23/12/2010 | Terraced |
| 113 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £70,500 | 01/09/2000 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168020309](http://87.117.209.195:8080/listings/0074171)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £270,000 |
| listed | 2025-10-09 | £260,000 |
| sold | 2014-01-01 | £169,000 |
| sold | 2010-01-01 | £149,500 |
| sold | 2006-01-01 | £140,000 |
| sold | 2000-01-01 | £70,500 |
| sold | 1998-01-01 | £54,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £320,000 | 01/09/2025 | Terraced |
| 38 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £310,000 | 19/03/2025 | Terraced |
| 10 QUICKTHORN CRESCENT, CHATHAM, MEDWAY, ME5 0TL | £315,000 | 22/09/2023 | Terraced |
| 59 MADDEN AVENUE, CHATHAM, MEDWAY, ME5 9TH | £260,000 | 25/08/2023 | Terraced |
| 95 HARPTREE DRIVE, CHATHAM, MEDWAY, ME5 0TF | £278,000 | 29/06/2023 | Terraced |
| 76 MADDEN AVENUE, CHATHAM, MEDWAY, ME5 9TG | £270,000 | 22/05/2023 | Terraced |
| 31 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £325,000 | 09/05/2023 | Terraced |
| 105 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £242,000 | 27/01/2023 | Terraced |
| 36 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £315,000 | 09/12/2022 | Terraced |
| 69 HARPTREE DRIVE, CHATHAM, MEDWAY, ME5 0TF | £345,000 | 09/12/2022 | Terraced |
| 40 QUICKTHORN CRESCENT, CHATHAM, MEDWAY, ME5 0TL | £333,000 | 09/09/2022 | Terraced |
| 83 HARPTREE DRIVE, CHATHAM, MEDWAY, ME5 0TF | £270,000 | 29/07/2022 | Terraced |
| 85 MADDEN AVENUE, CHATHAM, MEDWAY, ME5 9TG | £285,000 | 01/04/2022 | Terraced |
| 25 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £291,250 | 14/12/2021 | Terraced |
| 115 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £267,500 | 06/12/2021 | Terraced |
| 7 WEST DRIVE, CHATHAM, MEDWAY, ME5 9XG | £242,000 | 14/10/2021 | Terraced |
| 9 THE HAWTHORNS, CHATHAM, MEDWAY, ME5 0TQ | £285,000 | 11/10/2021 | Terraced |
| 32 BARBERRY AVENUE, CHATHAM, MEDWAY, ME5 9TA | £265,000 | 17/09/2021 | Terraced |
| 35 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £260,000 | 31/08/2021 | Terraced |

**Area average:** £288,355 (19 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.5%
- **10y growth:** 34%

## House Price Index (HM Land Registry)

*Official index for Medway; Terraced series; as of May 2026.*

- **1y growth (index):** -0.1%
- **5y growth (index):** 14.7%
- **10y growth (index):** 37.6%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,111/mo
- **Realistic:** £1,234/mo
- **Optimistic:** £1,357/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Gorse Avenue, ME5 | £1,350/mo | 2 | 0.39 miles | OpenRent |
| 2 Bed Flat, Pine House, ME5 | £1,000/mo | 2 | 0.43 miles | OpenRent |
| 2 Bed Terraced House, Brenzett Close, ME5 | £1,395/mo | 2 | 0.86 miles | OpenRent |

**Average rent: £1,248/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £127/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 52 |
| Anti-social behaviour | 41 |
| Criminal damage and arson | 20 |
| Shoplifting | 14 |
| Other theft | 12 |
| Public order | 7 |
| Vehicle crime | 7 |
| Other crime | 5 |
| Burglary | 4 |
| Robbery | 3 |
| Drugs | 2 |
| Possession of weapons | 2 |
| Bicycle theft | 1 |
| Theft from the person | 1 |
| **Total incidents** | **171** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Horsted Junior School | Primary | 0.3 miles | Good — 19 May 2014 |
| Horsted Infant School | Primary | 0.3 miles | Good — 27 Nov 2023 |
| Walderslade School | Secondary | 0.4 miles | Inadequate — 17 May 2023 |
| Greenacre School | Secondary | 0.5 miles | Inadequate — 22 May 2023 |
| Bradfields Academy | Other | 0.5 miles | Outstanding — 26 Apr 2017 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #10677006
- **Address:** 113 Concord Avenue, CHATHAM, ME5 9TT
- **Certificate Issued:** 01/12/2014
- **Work Completed:** 06/11/2014
- **Items:** 8 window(s), 2 door(s)