Semi-Detached 2 sales on record

20 STEPHENSON PLACE

BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BF

£510,000

Location

Map view View on Google Maps View on OpenStreetMap Street View IP32 6BF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Tollgate Lane	0.2 miles
Train station	Bury St Edmunds	0.3 miles
Shop	Huws Gray	0.3 miles
Hospital	St Edmunds Hospital	1.2 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Last sold

£510,000 Feb 2026

Local average

£313,843 (22 sales)

Street crime

193 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	05/02/2026	£510,000	Semi-detached	-1.9%	£520,548 to April 2026	View transaction
Sold	04/10/2022	£520,000	Semi-detached	—	£508,158 to April 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
43 STEPHENSON PLACE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BF	£400,000	12/12/2025	Semi-detached
43 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6EA	£268,000	28/11/2025	Semi-detached
107 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED	£270,000	24/11/2023	Semi-detached
109 FORNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6AS	£595,000	10/11/2023	Semi-detached
34 NORTHGATE AVENUE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6AZ	£465,000	21/04/2023	Semi-detached
62 AVENUE APPROACH, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BA	£400,000	13/12/2022	Semi-detached
41 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6EA	£285,000	29/04/2022	Semi-detached
90 FORNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6AN	£315,000	01/03/2022	Semi-detached
81 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED	£285,000	13/01/2022	Semi-detached
107 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED	£235,000	07/01/2022	Semi-detached
5 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6EA	£235,000	13/10/2021	Semi-detached
73 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED	£258,000	28/09/2021	Semi-detached
3 AVENUE APPROACH, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BA	£150,000	20/08/2021	Semi-detached

Area average: £320,077 (13 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 52.7%

10y growth 17%

House Price Index (HM Land Registry — official index, not sold-price averages): West Suffolk. Series: Semi-detached. As of April 2026.

1y (index) 5.1%

5y (index) 13.6%

10y (index) 35.8%

Rental Range

Estimated market rent for West Suffolk. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,060/mo

Realistic £1,178/mo

Optimistic £1,296/mo

Based on Local Authority from postcode lookup → West Suffolk.

LHA (30th percentile) floor for Bury St Edmunds: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Terraced House, Bury St. Edmunds, IP32	£4,395/mo	4	0.22 miles	OpenRent

Average rent: £4,395/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.86%

Max investor price (0.8%) £549,375

Target investor price (1%) £439,500

Gross yield 10.3%

Cost-to-rent ratio 9.7×

Monthly cashflow £1,922/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 15.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	80
Shoplifting	31
Criminal damage and arson	17
Anti-social behaviour	15
Public order	15
Other theft	14
Drugs	6
Possession of weapons	5
Vehicle crime	3
Burglary	2
Theft from the person	2
Bicycle theft	1
Other crime	1
Robbery	1
Total incidents	193

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bury St Edmunds County High School	Secondary	0.3 miles	Good — 15 May 2022
Tollgate Primary School	Primary	0.3 miles	Good — 16 Nov 2023
St Benedict's Catholic School	Secondary	0.3 miles	Good — 9 Nov 2016
King Edward VI CEVC School	Secondary	0.4 miles	Good — 28 Mar 2019
St Edmundsbury CofE Primary Academy	Primary	0.5 miles	Requires improvement — 13 May 2024

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 20 STEPHENSON PLACE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BF

## Property details

- Slug: `5327da9` (address key hash: `5327da9a771dc9e03bb6af82de9aba48dcdd5760`)
- Postcode: IP32 6BF
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Last sold: £510,000 Feb 2026
- Local average: £313,843 (22 sales)
- Street crime: 193 incidents within 1 mile (May 2026)

## Latest sale

- Price: £510,000
- Date: 2026-02-05
- Type: S
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-05 | £510,000 | Semi-detached | -1.9% | £520,548 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-9094-d8ea-e063-4704a8c0bf7d) |
| Sold | 2022-10-04 | £520,000 | Semi-detached | — | £508,158 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/0b853950-6033-69a5-e063-4704a8c07dac) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 STEPHENSON PLACE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BF | £510,000 | 05/02/2026 | Semi-detached |
| 20 STEPHENSON PLACE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BF | £520,000 | 04/10/2022 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 STEPHENSON PLACE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BF | £400,000 | 12/12/2025 | Semi-detached |
| 43 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6EA | £268,000 | 28/11/2025 | Semi-detached |
| 107 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £270,000 | 24/11/2023 | Semi-detached |
| 109 FORNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6AS | £595,000 | 10/11/2023 | Semi-detached |
| 34 NORTHGATE AVENUE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6AZ | £465,000 | 21/04/2023 | Semi-detached |
| 62 AVENUE APPROACH, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BA | £400,000 | 13/12/2022 | Semi-detached |
| 41 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6EA | £285,000 | 29/04/2022 | Semi-detached |
| 90 FORNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6AN | £315,000 | 01/03/2022 | Semi-detached |
| 81 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £285,000 | 13/01/2022 | Semi-detached |
| 107 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £235,000 | 07/01/2022 | Semi-detached |
| 5 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6EA | £235,000 | 13/10/2021 | Semi-detached |
| 73 RAYNHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6ED | £258,000 | 28/09/2021 | Semi-detached |
| 3 AVENUE APPROACH, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP32 6BA | £150,000 | 20/08/2021 | Semi-detached |

**Area average:** £320,077 (13 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 52.7%
- **10y growth:** 17%

## House Price Index (HM Land Registry)

*Official index for West Suffolk; Semi-detached series; as of April 2026.*

- **1y growth (index):** 5.1%
- **5y growth (index):** 13.6%
- **10y growth (index):** 35.8%

## Rental Range

*ONS Price Index of Private Rents (West Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,060/mo
- **Realistic:** £1,178/mo
- **Optimistic:** £1,296/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Bury St. Edmunds, IP32 | £4,395/mo | 4 | 0.22 miles | OpenRent |

**Average rent: £4,395/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.86% (okay)
- **Max investor price (0.8%):** £549,375
- **Target investor price (1%):** £439,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £4,395/mo).*

- **Gross yield:** 10.3%
- **Cost-to-rent:** 9.7×
- **Monthly cashflow:** £1,922/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 15.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 80 |
| Shoplifting | 31 |
| Criminal damage and arson | 17 |
| Anti-social behaviour | 15 |
| Public order | 15 |
| Other theft | 14 |
| Drugs | 6 |
| Possession of weapons | 5 |
| Vehicle crime | 3 |
| Burglary | 2 |
| Theft from the person | 2 |
| Bicycle theft | 1 |
| Other crime | 1 |
| Robbery | 1 |
| **Total incidents** | **193** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Bury St Edmunds County High School | Secondary | 0.3 miles | Good — 15 May 2022 |
| Tollgate Primary School | Primary | 0.3 miles | Good — 16 Nov 2023 |
| St Benedict's Catholic School | Secondary | 0.3 miles | Good — 9 Nov 2016 |
| King Edward VI CEVC School | Secondary | 0.4 miles | Good — 28 Mar 2019 |
| St Edmundsbury CofE Primary Academy | Primary | 0.5 miles | Requires improvement — 13 May 2024 |