# 332 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QQ

## Property details

- Slug: `516651b` (address key hash: `516651be2e95be4f905a98f68615d3e7790867e0`)
- Postcode: BL5 3QQ
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Floor area: 69 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £141,000 Jan 2026
- Price per m²: £2,043/m²
- Local average: £191,187 (36 sales)
- Street crime: 1 incidents within 1 mile (May 2026)

## Latest sale

- Price: £141,000
- Date: 2026-01-23
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 27/05/2032
- **Current heating cost:** £566/year
- **Est. upgrade cost to C:** £11,500

### Recommendations
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2782-3016-9205-9402-8200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £141,000 | Terraced | +10.2% | £140,745 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-cd4c-591c-e063-4704a8c00c31) |
| Sold | 2020-11-06 | £128,000 | Terraced | +60% | £181,169 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/ba558b32-7d43-76ef-e053-6b04a8c0b4b7) |
| Sold | 2007-02-15 | £80,000 | Terraced | — | £130,651 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/846bf875-b0e5-4c23-a886-e43ffbcdd7d3) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 332 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QQ | £141,000 | 23/01/2026 | Terraced |
| 332 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QQ | £128,000 | 06/11/2020 | Terraced |
| 332 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QQ | £80,000 | 15/02/2007 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 16 GREENSMITH WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3BR | £175,000 | 06/03/2026 | Terraced |
| 24 SEDDON STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QG | £150,000 | 11/12/2025 | Terraced |
| 270 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QW | £165,000 | 05/12/2025 | Terraced |
| 265 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3BL | £265,000 | 17/11/2025 | Terraced |
| 319 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QE | £170,000 | 14/11/2025 | Terraced |
| 23 CHORLEY ROAD, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3PD | £100,000 | 28/02/2025 | Terraced |
| 37 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £205,031 | 01/12/2023 | Terraced |
| 31 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £206,645 | 01/12/2023 | Terraced |
| 33 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £206,645 | 01/12/2023 | Terraced |
| 35 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £206,645 | 01/12/2023 | Terraced |
| 302 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QQ | £152,000 | 27/10/2023 | Terraced |
| 343 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QE | £70,000 | 15/09/2023 | Terraced |
| 36 CHORLEY ROAD, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3PR | £167,500 | 14/07/2023 | Terraced |
| 57 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £233,014 | 30/06/2023 | Terraced |
| 53 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £233,014 | 30/06/2023 | Terraced |
| 51 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £233,014 | 30/06/2023 | Terraced |
| 55 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £233,014 | 30/06/2023 | Terraced |
| 311 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QE | £153,000 | 16/06/2023 | Terraced |
| 10 CROFT STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QB | £162,000 | 28/03/2023 | Terraced |
| 67 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £320,000 | 31/01/2023 | Terraced |

**Area average:** £190,326 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 34.9%
- **10y growth:** 58%

## House Price Index (HM Land Registry)

*Official index for Bolton; Terraced series; as of April 2026.*

- **1y growth (index):** 2.4%
- **5y growth (index):** 32.2%
- **10y growth (index):** 77.8%

## Rental Range

*ONS Price Index of Private Rents (Bolton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £794/mo
- **Realistic:** £882/mo
- **Optimistic:** £970/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bolton and Bury (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Church Street, BL5 | £850/mo | 2 | 0.01 miles | OpenRent |
| 2 Bed Terraced House, Church Street, BL5 | £845/mo | 2 | 0.01 miles | OpenRent |
| 2 Bed Terraced House, Church Lane, BL5 | £875/mo | 2 | 0.34 miles | OpenRent |

**Average rent: £857/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.6% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

- **This street:** 7.3% gross yield (avg £139,333 sale, £847/mo rent)
*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 7.2%
- **Cost-to-rent:** 13.8×
- **Monthly cashflow:** £185/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 1 |
| **Total incidents** | **1** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Gates Primary School | Primary | 0.1 miles | Good — 26 Jul 2018 |
| Sacred Heart R.C. Primary School | Primary | 0.4 miles | Outstanding — 15 May 2024 |
| St Bartholomew's CofE Primary School | Primary | 0.7 miles | Good — 22 Jun 2011 |
| Westhoughton High School | Secondary | 0.7 miles | Requires improvement — 27 Jun 2023 |
| St Thomas CofE Primary School | Primary | 1.0 miles | Good — 6 Mar 2012 |

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #14469282
- **Address:** 332 Church Street, Westhoughton, BL5 3QQ
- **Certificate Issued:** 28/02/2021
- **Work Completed:** 04/02/2021
- **Items:** 1 window(s)

### FENSA Certificate #4639140
- **Address:** 332 Church Street, Westhoughton, BL5 3QQ
- **Certificate Issued:** 16/04/2007
- **Work Completed:** 09/03/2007
- **Items:** 3 window(s)

### FENSA Certificate #2108553
- **Address:** 332 Church Street, Westhoughton, BL5 3QQ
- **Certificate Issued:** 12/10/2004
- **Work Completed:** 17/09/2004
- **Items:** 1 window(s)