Terraced 3 sales on record

332 CHURCH STREET

WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QQ

£141,000

Location

Map view View on Google Maps View on OpenStreetMap Street View BL5 3QQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Church Street/Lever Street	0.1 miles
Train station	Westhoughton	0.2 miles
Shop	Liberty Hair & Glam Westhoughton	0.5 miles
University	University of Greater Manchester	3.7 miles
Hospital	Bolton Hospice	3.7 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

69 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£141,000 Jan 2026

Price per m²

£2,043/m²

Local average

£191,187 (36 sales)

Street crime

1 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 28/05/2022

Expiry date: 27/05/2032

Current heating cost: £566/year

Potential heating cost: £429/year

Est. upgrade cost to C: £11,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£500 - £1,500)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/01/2026	£141,000	Terraced	+10.2%	£140,745 to April 2026	View transaction
Sold	06/11/2020	£128,000	Terraced	+60%	£181,169 to April 2026	View transaction
Sold	15/02/2007	£80,000	Terraced	—	£130,651 to April 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
16 GREENSMITH WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3BR	£175,000	06/03/2026	Terraced
24 SEDDON STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QG	£150,000	11/12/2025	Terraced
270 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QW	£165,000	05/12/2025	Terraced
265 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3BL	£265,000	17/11/2025	Terraced
319 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QE	£170,000	14/11/2025	Terraced
23 CHORLEY ROAD, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3PD	£100,000	28/02/2025	Terraced
37 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL	£205,031	01/12/2023	Terraced
31 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL	£206,645	01/12/2023	Terraced
33 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL	£206,645	01/12/2023	Terraced
35 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL	£206,645	01/12/2023	Terraced
302 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QQ	£152,000	27/10/2023	Terraced
343 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QE	£70,000	15/09/2023	Terraced
36 CHORLEY ROAD, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3PR	£167,500	14/07/2023	Terraced
55 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL	£233,014	30/06/2023	Terraced
57 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL	£233,014	30/06/2023	Terraced
53 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL	£233,014	30/06/2023	Terraced
51 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL	£233,014	30/06/2023	Terraced
311 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QE	£153,000	16/06/2023	Terraced
10 CROFT STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QB	£162,000	28/03/2023	Terraced
67 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL	£320,000	31/01/2023	Terraced

Area average: £190,326 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 34.9%

10y growth 58%

House Price Index (HM Land Registry — official index, not sold-price averages): Bolton. Series: Terraced. As of April 2026.

1y (index) 2.4%

5y (index) 32.2%

10y (index) 77.8%

Rental Range

Estimated market rent for Bolton. Low = conservative, Realistic = average, Optimistic = best case.

Low £794/mo

Realistic £882/mo

Optimistic £970/mo

Based on Local Authority from postcode lookup → Bolton.

LHA (30th percentile) floor for Bolton and Bury: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Church Street, BL5	£850/mo	2	0.01 miles	OpenRent
2 Bed Terraced House, Church Street, BL5	£845/mo	2	0.01 miles	OpenRent
2 Bed Terraced House, Church Lane, BL5	£875/mo	2	0.34 miles	OpenRent

Average rent: £857/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 7.3% gross yield avg £139,333 sale, £848/mo rent

Rent ratio 0.6%

Max investor price (0.8%) £106,250

Target investor price (1%) £85,000

Gross yield 7.2%

Cost-to-rent ratio 13.8×

Monthly cashflow £185/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 5.4%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	1
Total incidents	1

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Gates Primary School	Primary	0.1 miles	Good — 26 Jul 2018
Sacred Heart R.C. Primary School	Primary	0.4 miles	Outstanding — 15 May 2024
St Bartholomew's CofE Primary School	Primary	0.7 miles	Good — 22 Jun 2011
Westhoughton High School	Secondary	0.7 miles	Requires improvement — 27 Jun 2023
St Thomas CofE Primary School	Primary	1.0 miles	Good — 6 Mar 2012

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
28/02/2021	04/02/2021	1	—
16/04/2007	09/03/2007	3	—
12/10/2004	17/09/2004	1	—

# 332 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QQ

## Property details

- Slug: `516651b` (address key hash: `516651be2e95be4f905a98f68615d3e7790867e0`)
- Postcode: BL5 3QQ
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Floor area: 69 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £141,000 Jan 2026
- Price per m²: £2,043/m²
- Local average: £191,187 (36 sales)
- Street crime: 1 incidents within 1 mile (May 2026)

## Latest sale

- Price: £141,000
- Date: 2026-01-23
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 27/05/2032
- **Current heating cost:** £566/year
- **Est. upgrade cost to C:** £11,500

### Recommendations
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2782-3016-9205-9402-8200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £141,000 | Terraced | +10.2% | £140,745 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-cd4c-591c-e063-4704a8c00c31) |
| Sold | 2020-11-06 | £128,000 | Terraced | +60% | £181,169 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/ba558b32-7d43-76ef-e053-6b04a8c0b4b7) |
| Sold | 2007-02-15 | £80,000 | Terraced | — | £130,651 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/846bf875-b0e5-4c23-a886-e43ffbcdd7d3) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 332 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QQ | £141,000 | 23/01/2026 | Terraced |
| 332 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QQ | £128,000 | 06/11/2020 | Terraced |
| 332 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QQ | £80,000 | 15/02/2007 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 16 GREENSMITH WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3BR | £175,000 | 06/03/2026 | Terraced |
| 24 SEDDON STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QG | £150,000 | 11/12/2025 | Terraced |
| 270 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QW | £165,000 | 05/12/2025 | Terraced |
| 265 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3BL | £265,000 | 17/11/2025 | Terraced |
| 319 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QE | £170,000 | 14/11/2025 | Terraced |
| 23 CHORLEY ROAD, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3PD | £100,000 | 28/02/2025 | Terraced |
| 37 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £205,031 | 01/12/2023 | Terraced |
| 31 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £206,645 | 01/12/2023 | Terraced |
| 33 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £206,645 | 01/12/2023 | Terraced |
| 35 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £206,645 | 01/12/2023 | Terraced |
| 302 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QQ | £152,000 | 27/10/2023 | Terraced |
| 343 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QE | £70,000 | 15/09/2023 | Terraced |
| 36 CHORLEY ROAD, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3PR | £167,500 | 14/07/2023 | Terraced |
| 55 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £233,014 | 30/06/2023 | Terraced |
| 57 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £233,014 | 30/06/2023 | Terraced |
| 53 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £233,014 | 30/06/2023 | Terraced |
| 51 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £233,014 | 30/06/2023 | Terraced |
| 311 CHURCH STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QE | £153,000 | 16/06/2023 | Terraced |
| 10 CROFT STREET, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3QB | £162,000 | 28/03/2023 | Terraced |
| 67 SPINNEY WAY, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3FL | £320,000 | 31/01/2023 | Terraced |

**Area average:** £190,326 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 34.9%
- **10y growth:** 58%

## House Price Index (HM Land Registry)

*Official index for Bolton; Terraced series; as of April 2026.*

- **1y growth (index):** 2.4%
- **5y growth (index):** 32.2%
- **10y growth (index):** 77.8%

## Rental Range

*ONS Price Index of Private Rents (Bolton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £794/mo
- **Realistic:** £882/mo
- **Optimistic:** £970/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bolton and Bury (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Church Street, BL5 | £850/mo | 2 | 0.01 miles | OpenRent |
| 2 Bed Terraced House, Church Street, BL5 | £845/mo | 2 | 0.01 miles | OpenRent |
| 2 Bed Terraced House, Church Lane, BL5 | £875/mo | 2 | 0.34 miles | OpenRent |

**Average rent: £857/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.6% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

- **This street:** 7.3% gross yield (avg £139,333 sale, £847/mo rent)
*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 7.2%
- **Cost-to-rent:** 13.8×
- **Monthly cashflow:** £185/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 1 |
| **Total incidents** | **1** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Gates Primary School | Primary | 0.1 miles | Good — 26 Jul 2018 |
| Sacred Heart R.C. Primary School | Primary | 0.4 miles | Outstanding — 15 May 2024 |
| St Bartholomew's CofE Primary School | Primary | 0.7 miles | Good — 22 Jun 2011 |
| Westhoughton High School | Secondary | 0.7 miles | Requires improvement — 27 Jun 2023 |
| St Thomas CofE Primary School | Primary | 1.0 miles | Good — 6 Mar 2012 |

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #14469282
- **Address:** 332 Church Street, Westhoughton, BL5 3QQ
- **Certificate Issued:** 28/02/2021
- **Work Completed:** 04/02/2021
- **Items:** 1 window(s)

### FENSA Certificate #4639140
- **Address:** 332 Church Street, Westhoughton, BL5 3QQ
- **Certificate Issued:** 16/04/2007
- **Work Completed:** 09/03/2007
- **Items:** 3 window(s)

### FENSA Certificate #2108553
- **Address:** 332 Church Street, Westhoughton, BL5 3QQ
- **Certificate Issued:** 12/10/2004
- **Work Completed:** 17/09/2004
- **Items:** 1 window(s)