Terraced

66 OTLEY ROAD

HARROGATE, NORTH YORKSHIRE, HG2 0DP

£700,000

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Harrogate Dog Groomers 0.0 miles
Bus stop New Inn 0.1 miles
Train station Harrogate 0.9 miles
Hospital Harrogate District Hospital 1.5 miles
University School of Philosphy 10.6 miles

Property details

Tenure

Freehold

Property type

Terraced

Bathrooms

2

Floor area

207 m²

EPC rating

C

Year built

England and Wales: before 1900

Last sold

£700,000 Apr 2026

Price per m²

£3,382/m²

Local average

£418,803 (25 sales)

Street crime

162 incidents within 1 mile (Jun 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 14/05/2025

Expiry date: 13/05/2035

Current heating cost: £2,018/year

Potential heating cost: £1,434/year

Est. upgrade cost to C: £19,500

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (suspended floor) (£800 - £1,200)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event Date Price Type % change Today’s value (HPI) Action
Sold 10/04/2026 £700,000 Terraced £700,635 to May 2026 View transaction

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address Price Date Type
75 SWINTON COURT, HARROGATE, NORTH YORKSHIRE, HG2 0BD £325,000 28/09/2023 Terraced
ST MAGNUS COURT 6 COLD BATH ROAD, HARROGATE, NORTH YORKSHIRE, HG2 0HN £452,000 17/11/2022 Terraced
60 OTLEY ROAD, HARROGATE, NORTH YORKSHIRE, HG2 0DP £187,000 25/10/2022 Terraced
39 SWINTON COURT, HARROGATE, NORTH YORKSHIRE, HG2 0BB £250,000 02/09/2022 Terraced
56 PANNAL ASH ROAD, HARROGATE, NORTH YORKSHIRE, HG2 9AB £225,000 25/02/2022 Terraced
50 HARLOW MANOR PARK, HARROGATE, NORTH YORKSHIRE, HG2 0HH £305,000 21/01/2022 Terraced
16 HARLOW MANOR PARK, HARROGATE, NORTH YORKSHIRE, HG2 0HH £302,500 27/08/2021 Terraced

Area average: £292,357 (7 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 49%
10y growth 43.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Yorkshire and The Humber. Series: Terraced. As of May 2026.

1y (index) 4.6%
5y (index) 22.8%
10y (index) 50.6%

Rental Range

Estimated market rent for Yorkshire and The Humber. Low = conservative, Realistic = average, Optimistic = best case.

Low £776/mo
Realistic £862/mo
Optimistic £948/mo

Based on Region from postcode lookup → Yorkshire and The Humber.

LHA (30th percentile) floor for Harrogate: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title Rent Beds Distance As seen on
6 Bed Terraced House, Harlow Moor Drive, HG2 £4,600/mo 6 0.34 miles OpenRent
2 Bed Flat, Valley Drive, HG2 £885/mo 2 0.48 miles OpenRent
2 Bed Flat, St. Marys Avenue, HG2 £995/mo 2 0.54 miles OpenRent
2 Bed Flat, Howard Court, HG1 £850/mo 2 0.61 miles OpenRent
1 Bed Flat, Spring Grove, HG1 £1,395/mo 1 1.04 miles OpenRent

Average rent: £1,745/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.14%
Max investor price (0.8%) £124,375
Target investor price (1%) £99,500
Gross yield 1.7%
Cost-to-rent ratio 58.6×
Monthly cashflow £-1,886/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -11.1%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category Count
Violence and sexual offences 46
Anti-social behaviour 38
Shoplifting 34
Other theft 11
Criminal damage and arson 9
Public order 8
Burglary 6
Drugs 4
Other crime 2
Possession of weapons 2
Robbery 1
Vehicle crime 1
Total incidents 162

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Harrogate Grammar School Secondary 0.2 miles Outstanding — 8 May 2022
Rossett Acre Primary School Primary 0.4 miles Good — 21 Sep 2022
Western Primary School Primary 0.4 miles Outstanding — 25 Jun 2018
Rossett School Secondary 0.5 miles Requires improvement — 19 Jan 2023
St Peter's Church of England Primary School Primary 0.7 miles Good — 10 Jun 2015

FENSA

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