Terraced 3 sales on record

10 HENRY ROAD

CHELMSFORD, ESSEX, CM1 1RG

£430,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CM1 1RG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
University	Anglia Ruskin University, Chelmsford Campus	0.1 miles
Shop	Rivermead Laundrette	0.1 miles
Bus stop	Anglia Ruskin University	0.1 miles
Train station	Chelmsford	0.4 miles
Hospital	St Peter's Hospital	8.7 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

89 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£430,000 Apr 2026

Price per m²

£4,831/m²

Local average

£400,962 (50 sales)

Street crime

542 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 06/04/2017

Expiry date: 05/04/2027

Current heating cost: £669/year

Potential heating cost: £418/year

Est. upgrade cost to C: £21,515

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£15)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	09/04/2026	£430,000	Terraced	+30.3%	£430,000 to April 2026	View transaction
Sold	15/09/2017	£330,000	Terraced	+50%	£409,054 to April 2026	View transaction
Sold	13/11/2013	£220,000	Terraced	—	£383,385 to April 2026	View transaction

Historic listings

Checking public listings for past sale and let events matched to this address. Refresh in a few minutes.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
4 LOMBARDY PLACE, CHELMSFORD, ESSEX, CM1 1PZ	£360,000	28/11/2025	Terraced
75 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PY	£385,000	24/03/2025	Terraced
24 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PX	£405,000	10/03/2025	Terraced
7 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RE	£307,000	28/11/2023	Terraced
22 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PX	£424,000	24/11/2023	Terraced
38 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RE	£350,000	06/11/2023	Terraced
54 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RE	£325,000	31/10/2023	Terraced
46 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RE	£180,000	25/10/2023	Terraced
59 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PY	£270,000	27/09/2023	Terraced
50 MARCONI ROAD, CHELMSFORD, ESSEX, CM1 1QD	£505,000	21/09/2023	Terraced
16 VICTORIA CRESCENT, CHELMSFORD, ESSEX, CM1 1QF	£385,000	01/09/2023	Terraced
23 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PX	£585,000	19/01/2023	Terraced
99 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RF	£320,000	12/12/2022	Terraced
9 HENRY ROAD, CHELMSFORD, ESSEX, CM1 1RG	£400,000	06/12/2022	Terraced
7 LOMBARDY PLACE, CHELMSFORD, ESSEX, CM1 1PZ	£299,500	16/11/2022	Terraced
60 HENRY ROAD, CHELMSFORD, ESSEX, CM1 1RG	£420,000	11/11/2022	Terraced
28 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PX	£422,000	30/09/2022	Terraced
11 VICTORIA CRESCENT, CHELMSFORD, ESSEX, CM1 1QF	£420,000	23/06/2022	Terraced
57 MARCONI ROAD, CHELMSFORD, ESSEX, CM1 1LR	£390,000	03/06/2022	Terraced
65 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RE	£305,000	30/05/2022	Terraced

Area average: £372,875 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 30.8%

10y growth 18.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Chelmsford. Series: Terraced. As of April 2026.

1y (index) 1.2%

5y (index) 15.3%

10y (index) 34.4%

Rental Range

Estimated market rent for Chelmsford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,302/mo

Realistic £1,447/mo

Optimistic £1,592/mo

Based on Local Authority from postcode lookup → Chelmsford.

LHA (30th percentile) floor for Chelmsford: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Studio Flat, Rectory Lane, CM1	£900/mo	1	0.08 miles	OpenRent
1 Bed Flat, Radio House, CM1	£1,100/mo	1	0.21 miles	OpenRent
1 Bed Flat, Broomfield Road, CM1	£1,190/mo	1	0.28 miles	OpenRent
1 Bed End Terrace, Maltese Road, CM1	£1,300/mo	1	0.36 miles	OpenRent
1 Bed Flat, Cedar Avenue, CM1	£1,325/mo	1	0.37 miles	OpenRent
1 Bed Flat, Cedar Avenue, CM1	£1,350/mo	1	0.37 miles	OpenRent
1 Bed Flat, Wells Crescent, CM1	£1,350/mo	1	0.39 miles	OpenRent
2 Bed Flat, Wicks Place, CM1	£1,775/mo	2	0.42 miles	OpenRent
2 Bed Flat, Wicks Place, CM1	£1,800/mo	2	0.45 miles	OpenRent
2 Bed Flat, Wicks Place, CM1	£2,800/mo	2	0.45 miles	OpenRent
4 Bed Semi-Detached House, Chestnut Walk, CM1	£2,250/mo	4	0.53 miles	OpenRent
1 Bed Flat, Balmoral Court, CM2	£1,000/mo	1	0.63 miles	OpenRent
1 Bed Flat, Stonebridge House, CM1	£1,250/mo	1	0.7 miles	OpenRent
3 Bed Flat, Patching Hall Lane, CM1	£1,700/mo	3	0.7 miles	OpenRent
1 Bed Flat, Moulsham St, CM2	£1,375/mo	1	0.74 miles	OpenRent

Average rent: £1,498/mo (15 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.31%

Max investor price (0.8%) £168,750

Target investor price (1%) £135,000

Gross yield 3.8%

Cost-to-rent ratio 26.5×

Monthly cashflow £-503/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	212
Anti-social behaviour	68
Shoplifting	65
Public order	50
Drugs	40
Criminal damage and arson	21
Other theft	21
Other crime	17
Burglary	15
Robbery	11
Possession of weapons	9
Bicycle theft	5
Theft from the person	4
Vehicle crime	4
Total incidents	542

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Chelmsford County High School for Girls	Secondary	0.2 miles	Outstanding — 15 Feb 2024
Anglia Ruskin University	Other	0.2 miles	— (No rating)
King Edward VI Grammar School, Chelmsford	Secondary	0.3 miles	Outstanding — 31 Jan 2022
Maltese Road Primary School	Primary	0.3 miles	Good — 6 Jun 2018
The Cathedral Church of England Voluntary Aided Primary School, Chelmsford	Primary	0.4 miles	Good — 13 Dec 2021

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
10/02/2014	27/01/2014	1	1

# 10 HENRY ROAD, CHELMSFORD, ESSEX, CM1 1RG

## Property details

- Slug: `5010408` (address key hash: `5010408240696a6601019a0869158cbb0cf6c824`)
- Postcode: CM1 1RG
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Floor area: 89 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £430,000 Apr 2026
- Price per m²: £4,831/m²
- Local average: £400,962 (50 sales)
- Street crime: 542 incidents within 1 mile (May 2026)

## Latest sale

- Price: £430,000
- Date: 2026-04-09
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 05/04/2027
- **Current heating cost:** £669/year
- **Est. upgrade cost to C:** £21,515

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£15)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0211-2836-7641-9503-7125)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-09 | £430,000 | Terraced | +30.3% | £430,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-f4dc-b8d0-e063-4704a8c08d98) |
| Sold | 2017-09-15 | £330,000 | Terraced | +50% | £409,054 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/5a9d8b55-1003-68eb-e053-6b04a8c0d293) |
| Sold | 2013-11-13 | £220,000 | Terraced | — | £383,385 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/63e5705f-2307-4f38-8196-1f0971196d54) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 HENRY ROAD, CHELMSFORD, ESSEX, CM1 1RG | £430,000 | 09/04/2026 | Terraced |
| 10 HENRY ROAD, CHELMSFORD, ESSEX, CM1 1RG | £330,000 | 15/09/2017 | Terraced |
| 10 HENRY ROAD, CHELMSFORD, ESSEX, CM1 1RG | £220,000 | 13/11/2013 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 LOMBARDY PLACE, CHELMSFORD, ESSEX, CM1 1PZ | £360,000 | 28/11/2025 | Terraced |
| 75 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PY | £385,000 | 24/03/2025 | Terraced |
| 24 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PX | £405,000 | 10/03/2025 | Terraced |
| 7 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RE | £307,000 | 28/11/2023 | Terraced |
| 22 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PX | £424,000 | 24/11/2023 | Terraced |
| 38 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RE | £350,000 | 06/11/2023 | Terraced |
| 54 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RE | £325,000 | 31/10/2023 | Terraced |
| 46 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RE | £180,000 | 25/10/2023 | Terraced |
| 59 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PY | £270,000 | 27/09/2023 | Terraced |
| 50 MARCONI ROAD, CHELMSFORD, ESSEX, CM1 1QD | £505,000 | 21/09/2023 | Terraced |
| 16 VICTORIA CRESCENT, CHELMSFORD, ESSEX, CM1 1QF | £385,000 | 01/09/2023 | Terraced |
| 23 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PX | £585,000 | 19/01/2023 | Terraced |
| 99 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RF | £320,000 | 12/12/2022 | Terraced |
| 9 HENRY ROAD, CHELMSFORD, ESSEX, CM1 1RG | £400,000 | 06/12/2022 | Terraced |
| 7 LOMBARDY PLACE, CHELMSFORD, ESSEX, CM1 1PZ | £299,500 | 16/11/2022 | Terraced |
| 60 HENRY ROAD, CHELMSFORD, ESSEX, CM1 1RG | £420,000 | 11/11/2022 | Terraced |
| 28 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PX | £422,000 | 30/09/2022 | Terraced |
| 11 VICTORIA CRESCENT, CHELMSFORD, ESSEX, CM1 1QF | £420,000 | 23/06/2022 | Terraced |
| 57 MARCONI ROAD, CHELMSFORD, ESSEX, CM1 1LR | £390,000 | 03/06/2022 | Terraced |
| 65 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RE | £305,000 | 30/05/2022 | Terraced |

**Area average:** £372,875 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 30.8%
- **10y growth:** 18.7%

## House Price Index (HM Land Registry)

*Official index for Chelmsford; Terraced series; as of April 2026.*

- **1y growth (index):** 1.2%
- **5y growth (index):** 15.3%
- **10y growth (index):** 34.4%

## Rental Range

*ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,302/mo
- **Realistic:** £1,447/mo
- **Optimistic:** £1,592/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Rectory Lane, CM1 | £900/mo | 1 | 0.08 miles | OpenRent |
| 1 Bed Flat, Radio House, CM1 | £1,100/mo | 1 | 0.21 miles | OpenRent |
| 1 Bed Flat, Broomfield Road, CM1 | £1,190/mo | 1 | 0.28 miles | OpenRent |
| 1 Bed End Terrace, Maltese Road, CM1 | £1,300/mo | 1 | 0.36 miles | OpenRent |
| 1 Bed Flat, Cedar Avenue, CM1 | £1,325/mo | 1 | 0.37 miles | OpenRent |
| 1 Bed Flat, Cedar Avenue, CM1 | £1,350/mo | 1 | 0.37 miles | OpenRent |
| 1 Bed Flat, Wells Crescent, CM1 | £1,350/mo | 1 | 0.39 miles | OpenRent |
| 2 Bed Flat, Wicks Place, CM1 | £1,775/mo | 2 | 0.42 miles | OpenRent |
| 2 Bed Flat, Wicks Place, CM1 | £1,800/mo | 2 | 0.45 miles | OpenRent |
| 2 Bed Flat, Wicks Place, CM1 | £2,800/mo | 2 | 0.45 miles | OpenRent |
| 4 Bed Semi-Detached House, Chestnut Walk, CM1 | £2,250/mo | 4 | 0.53 miles | OpenRent |
| 1 Bed Flat, Balmoral Court, CM2 | £1,000/mo | 1 | 0.63 miles | OpenRent |
| 1 Bed Flat, Stonebridge House, CM1 | £1,250/mo | 1 | 0.7 miles | OpenRent |
| 3 Bed Flat, Patching Hall Lane, CM1 | £1,700/mo | 3 | 0.7 miles | OpenRent |
| 1 Bed Flat, Moulsham St, CM2 | £1,375/mo | 1 | 0.74 miles | OpenRent |

**Average rent: £1,498/mo (15 listings)**

## 1% Rule

- **Rent ratio:** 0.31% (weak for cashflow)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 3.8%
- **Cost-to-rent:** 26.5×
- **Monthly cashflow:** £-503/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 212 |
| Anti-social behaviour | 68 |
| Shoplifting | 65 |
| Public order | 50 |
| Drugs | 40 |
| Criminal damage and arson | 21 |
| Other theft | 21 |
| Other crime | 17 |
| Burglary | 15 |
| Robbery | 11 |
| Possession of weapons | 9 |
| Bicycle theft | 5 |
| Theft from the person | 4 |
| Vehicle crime | 4 |
| **Total incidents** | **542** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Chelmsford County High School for Girls | Secondary | 0.2 miles | Outstanding — 15 Feb 2024 |
| Anglia Ruskin University | Other | 0.2 miles | — (No rating) |
| King Edward VI Grammar School, Chelmsford | Secondary | 0.3 miles | Outstanding — 31 Jan 2022 |
| Maltese Road Primary School | Primary | 0.3 miles | Good — 6 Jun 2018 |
| The Cathedral Church of England Voluntary Aided Primary School, Chelmsford | Primary | 0.4 miles | Good — 13 Dec 2021 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #10093829
- **Address:** 10 Henry Road, CHELMSFORD, CM1 1RG
- **Certificate Issued:** 10/02/2014
- **Work Completed:** 27/01/2014
- **Items:** 1 window(s), 1 door(s)