# 10 HENRY ROAD, CHELMSFORD, ESSEX, CM1 1RG

## Property details

- Slug: `5010408` (address key hash: `5010408240696a6601019a0869158cbb0cf6c824`)
- Postcode: CM1 1RG
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 89 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £430,000 Apr 2026
- Price per m²: £4,831/m²
- Local average: £400,962 (50 sales)
- Street crime: 542 incidents within 1 mile (May 2026)

## Latest sale

- Price: £430,000
- Date: 2026-04-09
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 05/04/2027
- **Current heating cost:** £669/year
- **Est. upgrade cost to C:** £21,515

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£15)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0211-2836-7641-9503-7125)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-09 | £430,000 | Terraced | +30.3% | £430,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-f4dc-b8d0-e063-4704a8c08d98) |
| Sold | 2017-09-15 | £330,000 | Terraced | +50% | £409,054 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/5a9d8b55-1003-68eb-e053-6b04a8c0d293) |
| Sold | 2013-11-13 | £220,000 | Terraced | — | £383,385 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/63e5705f-2307-4f38-8196-1f0971196d54) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 HENRY ROAD, CHELMSFORD, ESSEX, CM1 1RG | £430,000 | 09/04/2026 | Terraced |
| 10 HENRY ROAD, CHELMSFORD, ESSEX, CM1 1RG | £330,000 | 15/09/2017 | Terraced |
| 10 HENRY ROAD, CHELMSFORD, ESSEX, CM1 1RG | £220,000 | 13/11/2013 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [171689651](http://87.117.209.195:8080/listings/ceb5e42)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-01-31 | £425,000 |
| sold | 2026-01-01 | £430,000 |
| sold | 2017-01-01 | £330,000 |
| sold | 2013-01-01 | £220,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 LOMBARDY PLACE, CHELMSFORD, ESSEX, CM1 1PZ | £360,000 | 28/11/2025 | Terraced |
| 75 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PY | £385,000 | 24/03/2025 | Terraced |
| 24 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PX | £405,000 | 10/03/2025 | Terraced |
| 7 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RE | £307,000 | 28/11/2023 | Terraced |
| 22 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PX | £424,000 | 24/11/2023 | Terraced |
| 38 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RE | £350,000 | 06/11/2023 | Terraced |
| 54 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RE | £325,000 | 31/10/2023 | Terraced |
| 46 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RE | £180,000 | 25/10/2023 | Terraced |
| 59 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PY | £270,000 | 27/09/2023 | Terraced |
| 50 MARCONI ROAD, CHELMSFORD, ESSEX, CM1 1QD | £505,000 | 21/09/2023 | Terraced |
| 16 VICTORIA CRESCENT, CHELMSFORD, ESSEX, CM1 1QF | £385,000 | 01/09/2023 | Terraced |
| 23 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PX | £585,000 | 19/01/2023 | Terraced |
| 99 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RF | £320,000 | 12/12/2022 | Terraced |
| 9 HENRY ROAD, CHELMSFORD, ESSEX, CM1 1RG | £400,000 | 06/12/2022 | Terraced |
| 7 LOMBARDY PLACE, CHELMSFORD, ESSEX, CM1 1PZ | £299,500 | 16/11/2022 | Terraced |
| 60 HENRY ROAD, CHELMSFORD, ESSEX, CM1 1RG | £420,000 | 11/11/2022 | Terraced |
| 28 BISHOP ROAD, CHELMSFORD, ESSEX, CM1 1PX | £422,000 | 30/09/2022 | Terraced |
| 11 VICTORIA CRESCENT, CHELMSFORD, ESSEX, CM1 1QF | £420,000 | 23/06/2022 | Terraced |
| 57 MARCONI ROAD, CHELMSFORD, ESSEX, CM1 1LR | £390,000 | 03/06/2022 | Terraced |
| 65 RECTORY LANE, CHELMSFORD, ESSEX, CM1 1RE | £305,000 | 30/05/2022 | Terraced |

**Area average:** £372,875 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 30.8%
- **10y growth:** 18.7%

## House Price Index (HM Land Registry)

*Official index for Chelmsford; Terraced series; as of April 2026.*

- **1y growth (index):** 1.2%
- **5y growth (index):** 15.3%
- **10y growth (index):** 34.4%

## Rental Range

*ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,302/mo
- **Realistic:** £1,447/mo
- **Optimistic:** £1,592/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Flat, Patching Hall Lane, CM1 | £1,700/mo | 3 | 0.7 miles | OpenRent |

**Average rent: £1,700/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £212,500
- **Target investor price (1%):** £170,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,700/mo).*

- **Gross yield:** 4.7%
- **Cost-to-rent:** 21.1×
- **Monthly cashflow:** £-188/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 212 |
| Anti-social behaviour | 68 |
| Shoplifting | 65 |
| Public order | 50 |
| Drugs | 40 |
| Criminal damage and arson | 21 |
| Other theft | 21 |
| Other crime | 17 |
| Burglary | 15 |
| Robbery | 11 |
| Possession of weapons | 9 |
| Bicycle theft | 5 |
| Theft from the person | 4 |
| Vehicle crime | 4 |
| **Total incidents** | **542** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Chelmsford County High School for Girls | Secondary | 0.2 miles | Outstanding — 15 Feb 2024 |
| Anglia Ruskin University | Other | 0.2 miles | — (No rating) |
| King Edward VI Grammar School, Chelmsford | Secondary | 0.3 miles | Outstanding — 31 Jan 2022 |
| Maltese Road Primary School | Primary | 0.3 miles | Good — 6 Jun 2018 |
| The Cathedral Church of England Voluntary Aided Primary School, Chelmsford | Primary | 0.4 miles | Good — 13 Dec 2021 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #10093829
- **Address:** 10 Henry Road, CHELMSFORD, CM1 1RG
- **Certificate Issued:** 10/02/2014
- **Work Completed:** 27/01/2014
- **Items:** 1 window(s), 1 door(s)