# LOVETT HOUSE HIGH STREET, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DA

## Property details

- Slug: `4f0e884` (address key hash: `4f0e88441dce18c46e76001adca9675c81b1213c`)
- Postcode: CO10 9DA
- Transactions on record: 4

- Tenure: Freehold
- Property type: Detached
- Last sold: £575,000 Jan 2026
- Local average: £497,474 (96 sales)
- Street crime: 3 incidents within 1 mile (May 2026)

## Latest sale

- Price: £575,000
- Date: 2026-01-26
- Type: D
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-26 | £575,000 | Detached | +15% | £564,140 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-5f04-591c-e063-4704a8c00c31) |
| Sold | 2022-08-05 | £500,000 | Detached | +58.7% | £479,592 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/e7b085fc-baa7-7e31-e053-6c04a8c0e67f) |
| Sold | 2010-06-17 | £315,000 | Detached | +26.5% | £551,250 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/54441c24-732b-447b-af67-64e0946ec3ce) |
| Sold | 2006-04-05 | £249,000 | Detached | — | £466,343 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/52caf97b-9e35-42d9-9b9c-d37bff3efc8d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| LOVETT HOUSE HIGH STREET, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DA | £575,000 | 26/01/2026 | Detached |
| LOVETT HOUSE HIGH STREET, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DA | £500,000 | 05/08/2022 | Detached |
| LOVETT HOUSE HIGH STREET, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DA | £315,000 | 17/06/2010 | Detached |
| LOVETT HOUSE HIGH STREET, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DA | £249,000 | 05/04/2006 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 44 HIGH STREET, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9BD | £650,000 | 13/11/2025 | Detached |
| 5 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE | £423,000 | 28/08/2025 | Detached |
| 38 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE | £565,000 | 18/07/2025 | Detached |
| 29 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE | £440,000 | 22/09/2023 | Detached |
| 44 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE | £570,000 | 16/06/2023 | Detached |
| 2 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE | £435,000 | 24/03/2023 | Detached |
| 3 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE | £460,000 | 09/12/2022 | Detached |
| 25 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE | £455,000 | 19/08/2022 | Detached |

**Area average:** £499,750 (8 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.9%
- **10y growth:** 36.8%

## House Price Index (HM Land Registry)

*Official index for Babergh; Detached series; as of April 2026.*

- **1y growth (index):** 1.9%
- **5y growth (index):** 11.3%
- **10y growth (index):** 30.9%

## Rental Range

*ONS Price Index of Private Rents (Babergh). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £873/mo
- **Realistic:** £970/mo
- **Optimistic:** £1,067/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Westgate St, CO10 | £995/mo | 3 | 0.56 miles | OpenRent |
| 2 Bed Flat, Long Melford, CO10 | £1,100/mo | 2 | 0.9 miles | OpenRent |
| Studio Flat, Spicers Lane, CO10 | £550/mo | 1 | 0.96 miles | OpenRent |
| 1 Bed Flat, Waterloo House, CO10 | £750/mo | 1 | 0.98 miles | OpenRent |

**Average rent: £849/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.15% (weak for cashflow)
- **Max investor price (0.8%):** £109,125
- **Target investor price (1%):** £87,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £873/mo).*

- **Gross yield:** 1.8%
- **Cost-to-rent:** 54.9×
- **Monthly cashflow:** £-1,504/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -10.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 3 |
| **Total incidents** | **3** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Long Melford Church of England Primary School | Primary | 1.2 miles | Good — 6 Sep 2019 |
| Acton Church of England Voluntary Controlled Primary School | Primary | 2.3 miles | Good — 14 Dec 2017 |
| Glemsford Primary Academy | Primary | 2.7 miles | Good — 17 Jan 2018 |
| Woodhall Primary School | Primary | 2.9 miles | Good — 8 Jan 2020 |
| Hillside Special School | Other | 3.0 miles | Outstanding — 12 Feb 2014 |