Detached 4 sales on record

LOVETT HOUSE HIGH STREET

LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DA

£575,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CO10 9DA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Harefield	0.2 miles
Shop	Eve St. Clair	0.9 miles
Train station	Sudbury	3.9 miles
Hospital	West Suffolk Hospital	9.6 miles

Property details

Tenure

Freehold

Property type

Detached

Last sold

£575,000 Jan 2026

Local average

£499,289 (95 sales)

Street crime

3 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	26/01/2026	£575,000	Detached	+15%	£564,140 to April 2026	View transaction
Sold	05/08/2022	£500,000	Detached	+58.7%	£479,592 to April 2026	View transaction
Sold	17/06/2010	£315,000	Detached	+26.5%	£551,250 to April 2026	View transaction
Sold	05/04/2006	£249,000	Detached	—	£466,343 to April 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
44 HIGH STREET, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9BD	£650,000	13/11/2025	Detached
5 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE	£423,000	28/08/2025	Detached
38 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE	£565,000	18/07/2025	Detached
29 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE	£440,000	22/09/2023	Detached
44 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE	£570,000	16/06/2023	Detached
2 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE	£435,000	24/03/2023	Detached
3 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE	£460,000	09/12/2022	Detached
25 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE	£455,000	19/08/2022	Detached

Area average: £499,750 (8 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 26.9%

10y growth 36.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Babergh. Series: Detached. As of April 2026.

1y (index) 1.9%

5y (index) 11.3%

10y (index) 30.9%

Rental Range

Estimated market rent for Babergh. Low = conservative, Realistic = average, Optimistic = best case.

Low £873/mo

Realistic £970/mo

Optimistic £1,067/mo

Based on Local Authority from postcode lookup → Babergh.

LHA (30th percentile) floor for Bury St Edmunds: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Westgate St, CO10	£995/mo	3	0.56 miles	OpenRent
2 Bed Flat, Long Melford, CO10	£1,100/mo	2	0.9 miles	OpenRent
Studio Flat, Spicers Lane, CO10	£550/mo	1	0.96 miles	OpenRent
1 Bed Flat, Waterloo House, CO10	£750/mo	1	0.98 miles	OpenRent

Average rent: £849/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.15%

Max investor price (0.8%) £109,125

Target investor price (1%) £87,300

Gross yield 1.8%

Cost-to-rent ratio 54.9×

Monthly cashflow £-1,504/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -10.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	3
Total incidents	3

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Long Melford Church of England Primary School	Primary	1.2 miles	Good — 6 Sep 2019
Acton Church of England Voluntary Controlled Primary School	Primary	2.3 miles	Good — 14 Dec 2017
Glemsford Primary Academy	Primary	2.7 miles	Good — 17 Jan 2018
Woodhall Primary School	Primary	2.9 miles	Good — 8 Jan 2020
Hillside Special School	Other	3.0 miles	Outstanding — 12 Feb 2014

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# LOVETT HOUSE HIGH STREET, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DA

## Property details

- Slug: `4f0e884` (address key hash: `4f0e88441dce18c46e76001adca9675c81b1213c`)
- Postcode: CO10 9DA
- Transactions on record: 4

- Tenure: Freehold
- Property type: Detached
- Last sold: £575,000 Jan 2026
- Local average: £499,289 (95 sales)
- Street crime: 3 incidents within 1 mile (May 2026)

## Latest sale

- Price: £575,000
- Date: 2026-01-26
- Type: D
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-26 | £575,000 | Detached | +15% | £564,140 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-5f04-591c-e063-4704a8c00c31) |
| Sold | 2022-08-05 | £500,000 | Detached | +58.7% | £479,592 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/e7b085fc-baa7-7e31-e053-6c04a8c0e67f) |
| Sold | 2010-06-17 | £315,000 | Detached | +26.5% | £551,250 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/54441c24-732b-447b-af67-64e0946ec3ce) |
| Sold | 2006-04-05 | £249,000 | Detached | — | £466,343 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/52caf97b-9e35-42d9-9b9c-d37bff3efc8d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| LOVETT HOUSE HIGH STREET, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DA | £575,000 | 26/01/2026 | Detached |
| LOVETT HOUSE HIGH STREET, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DA | £500,000 | 05/08/2022 | Detached |
| LOVETT HOUSE HIGH STREET, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DA | £315,000 | 17/06/2010 | Detached |
| LOVETT HOUSE HIGH STREET, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DA | £249,000 | 05/04/2006 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 44 HIGH STREET, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9BD | £650,000 | 13/11/2025 | Detached |
| 5 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE | £423,000 | 28/08/2025 | Detached |
| 38 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE | £565,000 | 18/07/2025 | Detached |
| 29 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE | £440,000 | 22/09/2023 | Detached |
| 44 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE | £570,000 | 16/06/2023 | Detached |
| 2 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE | £435,000 | 24/03/2023 | Detached |
| 3 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE | £460,000 | 09/12/2022 | Detached |
| 25 HAREFIELD, LONG MELFORD, SUDBURY, BABERGH, SUFFOLK, CO10 9DE | £455,000 | 19/08/2022 | Detached |

**Area average:** £499,750 (8 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.9%
- **10y growth:** 36.8%

## House Price Index (HM Land Registry)

*Official index for Babergh; Detached series; as of April 2026.*

- **1y growth (index):** 1.9%
- **5y growth (index):** 11.3%
- **10y growth (index):** 30.9%

## Rental Range

*ONS Price Index of Private Rents (Babergh). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £873/mo
- **Realistic:** £970/mo
- **Optimistic:** £1,067/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Westgate St, CO10 | £995/mo | 3 | 0.56 miles | OpenRent |
| 2 Bed Flat, Long Melford, CO10 | £1,100/mo | 2 | 0.9 miles | OpenRent |
| Studio Flat, Spicers Lane, CO10 | £550/mo | 1 | 0.96 miles | OpenRent |
| 1 Bed Flat, Waterloo House, CO10 | £750/mo | 1 | 0.98 miles | OpenRent |

**Average rent: £849/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.15% (weak for cashflow)
- **Max investor price (0.8%):** £109,125
- **Target investor price (1%):** £87,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £873/mo).*

- **Gross yield:** 1.8%
- **Cost-to-rent:** 54.9×
- **Monthly cashflow:** £-1,504/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -10.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 3 |
| **Total incidents** | **3** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Long Melford Church of England Primary School | Primary | 1.2 miles | Good — 6 Sep 2019 |
| Acton Church of England Voluntary Controlled Primary School | Primary | 2.3 miles | Good — 14 Dec 2017 |
| Glemsford Primary Academy | Primary | 2.7 miles | Good — 17 Jan 2018 |
| Woodhall Primary School | Primary | 2.9 miles | Good — 8 Jan 2020 |
| Hillside Special School | Other | 3.0 miles | Outstanding — 12 Feb 2014 |