# OAKFIELD COTTAGE GAOL ROAD, MONTGOMERY, POWYS, SY15 6QR

## Property details

- Slug: `4eccde0` (address key hash: `4eccde0e57ed4232b0320ad2016f8f5c17928349`)
- Postcode: SY15 6QR
- Transactions on record: 3

- Tenure: Freehold
- Property type: Semi-detached
- Last sold: £215,000 Jan 2026
- Local average: £215,000 (1 sales)

## Latest sale

- Price: £215,000
- Date: 2026-01-16
- Type: S
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-16 | £215,000 | Semi-detached | +34.4% | £219,867 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-8e53-591c-e063-4704a8c00c31) |
| Sold | 2020-02-28 | £160,000 | Semi-detached | +77.8% | £213,676 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/a2479555-accf-74c7-e053-6b04a8c0887d) |
| Sold | 2010-07-01 | £90,000 | Semi-detached | — | £138,739 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/98c75472-77cd-72e9-e053-6b04a8c042f0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| OAKFIELD COTTAGE GAOL ROAD, MONTGOMERY, POWYS, SY15 6QR | £215,000 | 16/01/2026 | Semi-detached |
| OAKFIELD COTTAGE GAOL ROAD, MONTGOMERY, POWYS, SY15 6QR | £160,000 | 28/02/2020 | Semi-detached |
| OAKFIELD COTTAGE GAOL ROAD, MONTGOMERY, POWYS, SY15 6QR | £90,000 | 01/07/2010 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 ROSE COTTAGES, MONTGOMERY, POWYS, SY15 6QX | £189,000 | 11/08/2023 | Semi-detached |
| 29 MORTIMER ROAD, MONTGOMERY, POWYS, SY15 6UP | £235,000 | 05/04/2023 | Semi-detached |
| 44 MORTIMER ROAD, MONTGOMERY, POWYS, SY15 6UP | £210,000 | 08/07/2022 | Semi-detached |
| 30 ARTHURS GATE, MONTGOMERY, POWYS, SY15 6QU | £215,000 | 12/08/2021 | Semi-detached |
| OAKFIELD LODGE OLD GAOL ROAD, MONTGOMERY, POWYS, SY15 6QR | £150,000 | 30/07/2021 | Semi-detached |

**Area average:** £199,800 (5 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 22.6%
- **10y growth:** 2.3%

## House Price Index (HM Land Registry)

*Official index for Powys; Semi-detached series; as of March 2026.*

- **1y growth (index):** 3.8%
- **5y growth (index):** 20.3%
- **10y growth (index):** 50.1%

## Rental Range

*ONS Price Index of Private Rents (Powys). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £559/mo
- **Realistic:** £621/mo
- **Optimistic:** £683/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Rowes Terrace, SY15 | £695/mo | 3 | 0.16 miles | OpenRent |

**Average rent: £695/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.32% (weak for cashflow)
- **Max investor price (0.8%):** £86,875
- **Target investor price (1%):** £69,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £695/mo).*

- **Gross yield:** 3.9%
- **Cost-to-rent:** 25.8×
- **Monthly cashflow:** £-246/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Montgomery C.I.W. School | Other | 0.2 miles | — (No rating) |
| Chirbury CofE VC Primary School & Busy Bees Nursery | Primary | 2.5 miles | Good — 15 Jan 2020 |
| Forden C.I.W. School | Other | 2.6 miles | — (No rating) |
| Churchstoke C.P. School | Other | 3.5 miles | — (No rating) |
| Berriew C.P. School | Other | 3.5 miles | — (No rating) |