# 87 VICTORIA ROAD, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1JF

## Property details

- Slug: `4dc2467` (address key hash: `4dc246737cf54628ed41eb6f6da94195a548af80`)
- Postcode: BD21 1JF
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 47 m²
- EPC rating: C
- Year built: England and Wales: 1900-1929
- Last sold: £65,000 Jan 2026
- Price per m²: £1,383/m²
- Local average: £117,532 (36 sales)
- Street crime: 462 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £65,000
- Date: 2026-01-21
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 14/03/2034
- **Current heating cost:** £672/year
- **Est. upgrade cost to C:** £11,600

### Recommendations
- A3 (£1,500 - £2,700)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0390-2495-6370-2994-2535)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-21 | £65,000 | Terraced | +32.7% | £65,000 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c33-02e6-591c-e063-4704a8c00c31) |
| Sold | 2010-06-16 | £49,000 | Terraced | — | £78,414 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4aa047f9-848d-443c-9ad7-b5c88a80a92c) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 87 VICTORIA ROAD, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1JF | £65,000 | 21/01/2026 | Terraced |
| 87 VICTORIA ROAD, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1JF | £49,000 | 16/06/2010 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 26 ACRES STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1JA | £35,000 | 18/03/2025 | Terraced |
| 210 OAKWORTH ROAD, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1QX | £98,000 | 26/07/2023 | Terraced |
| 8 SECOND AVENUE, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1JN | £65,250 | 20/07/2023 | Terraced |
| 107 KENSINGTON STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1PW | £58,000 | 07/07/2023 | Terraced |
| 1 WARD STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1JE | £41,500 | 30/06/2023 | Terraced |
| 107 KENSINGTON STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1PW | £34,250 | 25/04/2023 | Terraced |
| 44 FELL LANE, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 6EH | £100,000 | 06/04/2023 | Terraced |
| 38 NASHVILLE TERRACE, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 6DY | £107,000 | 30/03/2023 | Terraced |
| 88 VICTORIA ROAD, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1JF | £113,500 | 23/11/2022 | Terraced |
| 5 HARDWICK STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1QY | £72,500 | 14/10/2022 | Terraced |
| 63 VICTORIA ROAD, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1JB | £49,250 | 12/10/2022 | Terraced |
| 256 OAKWORTH ROAD, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1RB | £180,000 | 02/09/2022 | Terraced |
| 61 VICTORIA ROAD, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1JB | £60,000 | 24/08/2022 | Terraced |
| 6 FELL LANE, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 6EH | £121,000 | 08/08/2022 | Terraced |
| 28 FELL LANE, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 6EH | £80,000 | 24/06/2022 | Terraced |
| 63 GOULBOURNE STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1JR | £75,000 | 24/06/2022 | Terraced |
| 10 SECOND AVENUE, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1JN | £55,000 | 16/06/2022 | Terraced |
| 57 GOULBOURNE STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1JR | £80,000 | 14/06/2022 | Terraced |
| 14 OXFORD STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1RA | £90,000 | 01/06/2022 | Terraced |
| 5 MALSIS CRESCENT, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 1RG | £75,000 | 26/05/2022 | Terraced |

**Area average:** £79,513 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 30.4%
- **10y growth:** 68.2%

## House Price Index (HM Land Registry)

*Official index for Bradford; Terraced series; as of March 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 28.6%
- **10y growth (index):** 60%

## Rental Range

*ONS Price Index of Private Rents (Bradford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £668/mo
- **Realistic:** £742/mo
- **Optimistic:** £816/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Darlington (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Goulbourne Street, BD21 | £420/mo | 1 | 0.14 miles | OpenRent |

**Average rent: £420/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.65% (weak for cashflow)
- **Max investor price (0.8%):** £52,500
- **Target investor price (1%):** £42,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £420/mo).*

- **Gross yield:** 7.8%
- **Cost-to-rent:** 12.9×
- **Monthly cashflow:** £97/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 222 |
| Anti-social behaviour | 53 |
| Public order | 41 |
| Shoplifting | 36 |
| Criminal damage and arson | 27 |
| Burglary | 16 |
| Other crime | 16 |
| Other theft | 16 |
| Drugs | 13 |
| Vehicle crime | 12 |
| Possession of weapons | 4 |
| Bicycle theft | 2 |
| Robbery | 2 |
| Theft from the person | 2 |
| **Total incidents** | **462** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Holycroft Primary School | Primary | 0.1 miles | Good — 26 Apr 2023 |
| Keighley St Andrew's CofE Primary School and Nursery | Primary | 0.2 miles | Good — 19 Jun 2023 |
| St Joseph's Catholic Primary School | Primary | 0.3 miles | Good — 4 Jul 2016 |
| Beckfoot Nessfield | Primary | 0.5 miles | Requires improvement — 28 Mar 2023 |
| Ingrow Primary School | Primary | 0.5 miles | Good — 29 Nov 2012 |