# 31 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT

## Property details

- Slug: `4d2f400` (address key hash: `4d2f40093ed2fa6bf04d39f95c9370844e357327`)
- Postcode: ST2 9AT
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms (EPC estimate): 1
- Floor area: 64 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £31,500 Jun 2002
- Price per m²: £492/m²
- Local average: £146,533 (18 sales)
- Street crime: 250 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £31,500
- Date: 2002-06-21
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £530/year
- **Est. upgrade cost to C:** £21,523

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- C (£15 - £30)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0166-2828-7129-9701-3215)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2002-06-21 | £31,500 | Terraced | +110% | £121,823 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/18d80830-4e97-4fee-8e8c-4e8d4b81d673) |
| Sold | 2001-06-26 | £15,000 | Terraced | — | £64,226 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/18d0cae5-2ef1-4728-98aa-285c0f2b0273) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £31,500 | 21/06/2002 | Terraced |
| 31 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £15,000 | 26/06/2001 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 41 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £113,100 | 20/03/2026 | Terraced |
| 362 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AX | £92,000 | 23/01/2026 | Terraced |
| 318 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £100,000 | 27/11/2025 | Terraced |
| 9 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £95,005 | 29/06/2023 | Terraced |
| 19 GUY STREET, STOKE-ON-TRENT, ST2 9BB | £60,000 | 12/05/2023 | Terraced |
| 4 GUY STREET, STOKE-ON-TRENT, ST2 9BB | £85,500 | 20/12/2022 | Terraced |
| 220A WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AW | £151,000 | 20/12/2022 | Terraced |
| 31 DEAN STREET, STOKE-ON-TRENT, ST2 8LA | £110,000 | 22/11/2022 | Terraced |
| 316 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £75,000 | 22/11/2022 | Terraced |
| 7 GLADWYN STREET, STOKE-ON-TRENT, ST2 8JZ | £100,000 | 28/10/2022 | Terraced |
| 10 DORSET CLOSE, STOKE-ON-TRENT, ST2 9AA | £142,000 | 28/07/2022 | Terraced |
| 322 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £97,500 | 01/07/2022 | Terraced |
| 284 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £97,500 | 15/06/2022 | Terraced |
| 28 EAVES LANE, STOKE-ON-TRENT, ST2 8JX | £130,000 | 06/05/2022 | Terraced |
| 22 LANGFORD ROAD, STOKE-ON-TRENT, ST2 9HA | £127,000 | 19/04/2022 | Terraced |
| 12 EAVES LANE, STOKE-ON-TRENT, ST2 8JX | £125,000 | 31/03/2022 | Terraced |
| 14 PENNELL STREET, STOKE-ON-TRENT, ST2 9BD | £80,500 | 23/03/2022 | Terraced |
| 16 PENNELL STREET, STOKE-ON-TRENT, ST2 9BD | £82,500 | 28/01/2022 | Terraced |
| 324 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £95,150 | 21/01/2022 | Terraced |
| 9 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £87,500 | 21/01/2022 | Terraced |

**Area average:** £102,313 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type (all bedroom counts shown — none matched the 1-bedroom EPC estimate).*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Chapel Street, Bucknall, Stoke-on-Trent, ST2](http://87.117.209.195:8080/listings/13f5be0) | £110,000 | 3 | Terraced | 0.03 mi |
| [18 Eaves Lane, Stoke-on-Trent, ST2 8JX](http://87.117.209.195:8080/listings/4f6c739) | £29,000 | 3 | End of terrace | 0.16 mi |
| [Ruxley Road, Stoke-On-Trent, ST2 9BS](http://87.117.209.195:8080/listings/abaa510) | £100,000 | 2 | End of terrace | 0.35 mi |
| [Leek Road, Stoke-On-Trent ST2 8DB](http://87.117.209.195:8080/listings/bbcd248) | £110,000 | 3 | Terraced | 0.86 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 36.3%
- **10y growth:** 47.4%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of February 2026.*

- **1y growth (index):** 1.6%
- **5y growth (index):** 24.9%
- **10y growth (index):** 57.5%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area, preferring 1-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Werrington Road, Stoke-On-Trent, Staffordshire, ST2](http://87.117.209.195:8080/listings/a262d93) | £675/mo | 1 | 0.14 miles | Rightmove |
| [Newhouse Road, Stoke-On-Trent, Staffordshire, ST2](http://87.117.209.195:8080/listings/b4d3e4d) | £503/mo | 1 | 0.47 miles | Rightmove |

**Average rent: £589/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.87% (strong)
- **Max investor price (0.8%):** £73,625
- **Target investor price (1%):** £58,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

- **This street:** 9.7% gross yield (avg £98,535 sale, £800/mo rent)
*Based on OpenRent comparables (median £589/mo).*

- **Gross yield:** 22.4%
- **Cost-to-rent:** 4.5×
- **Monthly cashflow:** £381/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 50.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 116 |
| Criminal damage and arson | 35 |
| Anti-social behaviour | 33 |
| Shoplifting | 19 |
| Public order | 13 |
| Other theft | 9 |
| Possession of weapons | 6 |
| Vehicle crime | 5 |
| Burglary | 4 |
| Robbery | 4 |
| Drugs | 3 |
| Other crime | 3 |
| **Total incidents** | **250** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Kingsland CofE Academy | Primary | 0.0 miles | Good — 13 Mar 2022 |
| Newfriars College | Other | 0.3 miles | — (No rating) |
| Aurora Hanley School | Other | 0.4 miles | Outstanding — 7 Dec 2022 |
| Merit Hospital School and Medical Pupil Referral Unit | Other | 0.4 miles | Good — 7 Jan 2020 |
| Manor Abbey School | Other | 0.5 miles | — (No rating) |

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #10481979
- **Address:** 31 Chapel Street, STOKE-ON-TRENT, ST2 9AT
- **Certificate Issued:** 18/08/2014
- **Work Completed:** 08/08/2014
- **Items:** 6 window(s)

### FENSA Certificate #5036783
- **Address:** 31 Chapel Street, STOKE-ON-TRENT, ST2 9AT
- **Certificate Issued:** 10/09/2007
- **Work Completed:** 24/08/2007
- **Items:** 1 door(s)

### FENSA Certificate #1123745
- **Address:** 31 Chapel Street, STOKE-ON-TRENT, ST2 9AT
- **Certificate Issued:** 31/10/2003
- **Work Completed:** 10/10/2003
- **Items:** 1 door(s)