# 47 WHITESTILES, HIGH SEATON, WORKINGTON, CUMBERLAND, CA14 1LD

## Property details

- Slug: `4c57f72` (address key hash: `4c57f72b0a993252602642f9e8da5922c314538a`)
- Postcode: CA14 1LD
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 120 m²
- EPC rating: D
- Year built: England and Wales: 1976-1982
- Last sold: £255,000 Feb 2026
- Price per m²: £2,125/m²
- Local average: £288,251 (33 sales)
- Street crime: 9 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £255,000
- Date: 2026-02-20
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 04/11/2035
- **Current heating cost:** £1,340/year
- **Est. upgrade cost to C:** £17,700

### Recommendations
- B (£900 - £1,500)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9360-2485-0590-2305-5635)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-20 | £255,000 | Detached | — | £252,408 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-f3fd-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 47 WHITESTILES, HIGH SEATON, WORKINGTON, CUMBERLAND, CA14 1LD | £255,000 | 20/02/2026 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166411862](http://87.117.209.195:8080/listings/83e97b9)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £255,000 |
| listed | 2025-08-31 | £260,000 |
| sold | 2021-01-01 | £225,000 |
| sold | 2015-01-01 | £203,000 |
| sold | 2000-01-01 | £72,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 WHITESTILES, HIGH SEATON, WORKINGTON, CUMBERLAND, CA14 1LD | £212,500 | 31/03/2023 | Detached |
| 12 SYCAMORE DRIVE, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1NG | £310,000 | 03/10/2022 | Detached |
| 3 WHITESTILES, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1LD | £180,000 | 09/09/2022 | Detached |
| 10 WHITESTILES, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1LL | £185,000 | 18/08/2022 | Detached |
| 46 SYCAMORE DRIVE, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1NG | £370,000 | 19/05/2022 | Detached |
| 38 SYCAMORE DRIVE, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1NG | £385,000 | 05/04/2022 | Detached |
| 6 SYCAMORE DRIVE, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1NG | £336,000 | 31/03/2022 | Detached |
| WHITESTILE, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1LJ | £330,000 | 14/01/2022 | Detached |
| 106 WHITESTILES, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1LL | £270,000 | 17/11/2021 | Detached |
| SUNNY BRAE, HIGH SEATON, WORKINGTON, CUMBERLAND, CA14 1NN | £280,000 | 29/09/2021 | Detached |
| 42A HIGH SEATON, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1LJ | £323,500 | 20/08/2021 | Detached |

**Area average:** £289,273 (11 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.9%
- **10y growth:** 16.2%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of March 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 22.5%
- **10y growth (index):** 56.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Green End, CA14 | £875/mo | 3 | 1.03 miles | OpenRent |

**Average rent: £875/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.34% (weak for cashflow)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 4.1%
- **Cost-to-rent:** 24.3×
- **Monthly cashflow:** £-242/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 5 |
| Burglary | 1 |
| Criminal damage and arson | 1 |
| Public order | 1 |
| Shoplifting | 1 |
| **Total incidents** | **9** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Seaton Academy | Primary | 0.4 miles | Requires improvement — 11 Feb 2024 |
| Seaton St. Paul's CofE Junior School | Primary | 0.7 miles | Good — 10 Mar 2019 |
| Derwent Vale Primary and Nursery School | Primary | 1.6 miles | Good — 27 Nov 2014 |
| Northside Primary School | Primary | 1.6 miles | Good — 3 Mar 2020 |
| Flimby Primary School | Primary | 1.7 miles | Good — 24 Jul 2013 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #400781
- **Address:** 47 Whitestiles, High Seaton, Seaton, CA14 1LD
- **Certificate Issued:** 14/02/2003
- **Work Completed:** 15/05/2002
- **Items:** 8 window(s), 2 door(s)