Detached

47 WHITESTILES

HIGH SEATON, WORKINGTON, CUMBERLAND, CA14 1LD

£255,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CA14 1LD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Coachman PH (W bound)	0.1 miles
Shop	One Stop	0.5 miles
Train station	Flimby	1.5 miles
Hospital	Workington Community Hospital	2.2 miles
University	UCLan Westlakes Campus	10.3 miles

Property details

Tenure

Freehold

Property type

Detached

Bedrooms

Bathrooms

Floor area

120 m²

EPC rating

Year built

England and Wales: 1976-1982

Last sold

£255,000 Feb 2026

Price per m²

£2,125/m²

Local average

£288,251 (33 sales)

Street crime

9 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 05/11/2025

Expiry date: 04/11/2035

Current heating cost: £1,340/year

Potential heating cost: £1,078/year

Est. upgrade cost to C: £17,700

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£900 - £1,500)
Floor insulation (solid floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	20/02/2026	£255,000	Detached	—	£252,408 to March 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£255,000
listed	31/08/2025	£260,000
sold	01/01/2021	£225,000
sold	01/01/2015	£203,000
sold	01/01/2000	£72,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
31 WHITESTILES, HIGH SEATON, WORKINGTON, CUMBERLAND, CA14 1LD	£212,500	31/03/2023	Detached
12 SYCAMORE DRIVE, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1NG	£310,000	03/10/2022	Detached
3 WHITESTILES, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1LD	£180,000	09/09/2022	Detached
10 WHITESTILES, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1LL	£185,000	18/08/2022	Detached
46 SYCAMORE DRIVE, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1NG	£370,000	19/05/2022	Detached
38 SYCAMORE DRIVE, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1NG	£385,000	05/04/2022	Detached
6 SYCAMORE DRIVE, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1NG	£336,000	31/03/2022	Detached
WHITESTILE, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1LJ	£330,000	14/01/2022	Detached
106 WHITESTILES, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1LL	£270,000	17/11/2021	Detached
SUNNY BRAE, HIGH SEATON, WORKINGTON, CUMBERLAND, CA14 1NN	£280,000	29/09/2021	Detached
42A HIGH SEATON, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1LJ	£323,500	20/08/2021	Detached

Area average: £289,273 (11 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 2.9%

10y growth 12.8%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Detached. As of March 2026.

1y (index) 1.1%

5y (index) 22.5%

10y (index) 56.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Green End, CA14	£875/mo	3	1.03 miles	OpenRent

Average rent: £875/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.34%

Max investor price (0.8%) £109,375

Target investor price (1%) £87,500

Gross yield 4.1%

Cost-to-rent ratio 24.3×

Monthly cashflow £-242/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -3.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	5
Burglary	1
Criminal damage and arson	1
Public order	1
Shoplifting	1
Total incidents	9

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Seaton Academy	Primary	0.4 miles	Requires improvement — 11 Feb 2024
Seaton St. Paul's CofE Junior School	Primary	0.7 miles	Good — 10 Mar 2019
Derwent Vale Primary and Nursery School	Primary	1.6 miles	Good — 27 Nov 2014
Northside Primary School	Primary	1.6 miles	Good — 3 Mar 2020
Flimby Primary School	Primary	1.7 miles	Good — 24 Jul 2013

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
14/02/2003	15/05/2002	8	2

# 47 WHITESTILES, HIGH SEATON, WORKINGTON, CUMBERLAND, CA14 1LD

## Property details

- Slug: `4c57f72` (address key hash: `4c57f72b0a993252602642f9e8da5922c314538a`)
- Postcode: CA14 1LD
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 120 m²
- EPC rating: D
- Year built: England and Wales: 1976-1982
- Last sold: £255,000 Feb 2026
- Price per m²: £2,125/m²
- Local average: £288,251 (33 sales)
- Street crime: 9 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £255,000
- Date: 2026-02-20
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 04/11/2035
- **Current heating cost:** £1,340/year
- **Est. upgrade cost to C:** £17,700

### Recommendations
- B (£900 - £1,500)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9360-2485-0590-2305-5635)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-20 | £255,000 | Detached | — | £252,408 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-f3fd-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 47 WHITESTILES, HIGH SEATON, WORKINGTON, CUMBERLAND, CA14 1LD | £255,000 | 20/02/2026 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166411862](http://87.117.209.195:8080/listings/83e97b9)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £255,000 |
| listed | 2025-08-31 | £260,000 |
| sold | 2021-01-01 | £225,000 |
| sold | 2015-01-01 | £203,000 |
| sold | 2000-01-01 | £72,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 WHITESTILES, HIGH SEATON, WORKINGTON, CUMBERLAND, CA14 1LD | £212,500 | 31/03/2023 | Detached |
| 12 SYCAMORE DRIVE, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1NG | £310,000 | 03/10/2022 | Detached |
| 3 WHITESTILES, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1LD | £180,000 | 09/09/2022 | Detached |
| 10 WHITESTILES, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1LL | £185,000 | 18/08/2022 | Detached |
| 46 SYCAMORE DRIVE, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1NG | £370,000 | 19/05/2022 | Detached |
| 38 SYCAMORE DRIVE, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1NG | £385,000 | 05/04/2022 | Detached |
| 6 SYCAMORE DRIVE, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1NG | £336,000 | 31/03/2022 | Detached |
| WHITESTILE, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1LJ | £330,000 | 14/01/2022 | Detached |
| 106 WHITESTILES, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1LL | £270,000 | 17/11/2021 | Detached |
| SUNNY BRAE, HIGH SEATON, WORKINGTON, CUMBERLAND, CA14 1NN | £280,000 | 29/09/2021 | Detached |
| 42A HIGH SEATON, HIGH SEATON, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1LJ | £323,500 | 20/08/2021 | Detached |

**Area average:** £289,273 (11 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.9%
- **10y growth:** 12.8%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of March 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 22.5%
- **10y growth (index):** 56.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Green End, CA14 | £875/mo | 3 | 1.03 miles | OpenRent |

**Average rent: £875/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.34% (weak for cashflow)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 4.1%
- **Cost-to-rent:** 24.3×
- **Monthly cashflow:** £-242/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 5 |
| Burglary | 1 |
| Criminal damage and arson | 1 |
| Public order | 1 |
| Shoplifting | 1 |
| **Total incidents** | **9** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Seaton Academy | Primary | 0.4 miles | Requires improvement — 11 Feb 2024 |
| Seaton St. Paul's CofE Junior School | Primary | 0.7 miles | Good — 10 Mar 2019 |
| Derwent Vale Primary and Nursery School | Primary | 1.6 miles | Good — 27 Nov 2014 |
| Northside Primary School | Primary | 1.6 miles | Good — 3 Mar 2020 |
| Flimby Primary School | Primary | 1.7 miles | Good — 24 Jul 2013 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #400781
- **Address:** 47 Whitestiles, High Seaton, Seaton, CA14 1LD
- **Certificate Issued:** 14/02/2003
- **Work Completed:** 15/05/2002
- **Items:** 8 window(s), 2 door(s)