# 42 FOXGLOVE WAY, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3XH

## Property details

- Slug: `4c5247b` (address key hash: `4c5247ba00324f11028553c258e23d5a2131de1a`)
- Postcode: ME12 3XH
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 85 m²
- EPC rating: B
- Last sold: £322,500 Apr 2026
- Price per m²: £3,794/m²
- Local average: £269,012 (62 sales)

## Latest sale

- Price: £322,500
- Date: 2026-04-17
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 13/09/2033
- **Current heating cost:** £387/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9237-0131-7300-0924-0296)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-17 | £322,500 | Semi-detached | +4% | £322,500 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-7982-b8d0-e063-4704a8c08d98) |
| Sold | 2024-03-27 | £310,000 | Semi-detached | — | £325,830 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/2d4d7609-8f28-bdf9-e063-4804a8c0672f) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 42 FOXGLOVE WAY, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3XH | £322,500 | 17/04/2026 | Semi-detached |
| 42 FOXGLOVE WAY, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3XH | £310,000 | 27/03/2024 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169331852](http://87.117.209.195:8080/listings/3c34d4d)

| Event | Date | Price |
|-------|------|-------|
| listed | 2025-11-14 | £325,000 |
| sold | 2024-01-01 | £310,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 69 FOXGLOVE WAY, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3XH | £275,000 | 28/03/2025 | Semi-detached |
| 34 FOXGLOVE WAY, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3XH | £265,000 | 14/02/2025 | Semi-detached |
| 44 FOXGLOVE WAY, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3XH | £256,500 | 13/12/2023 | Semi-detached |
| 46 FOXGLOVE WAY, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3XH | £256,500 | 24/11/2023 | Semi-detached |
| 103 FOXGLOVE WAY, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3XH | £345,000 | 09/11/2023 | Semi-detached |
| 105 FOXGLOVE WAY, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3XH | £354,750 | 29/09/2023 | Semi-detached |

**Area average:** £292,125 (6 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -0.7%
- **10y growth:** 31%

## House Price Index (HM Land Registry)

*Official index for South East; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 14.6%
- **10y growth (index):** 30.5%

## Rental Range

*ONS Price Index of Private Rents (South East). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,276/mo
- **Realistic:** £1,418/mo
- **Optimistic:** £1,560/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | As seen on |
|------|------|------|------|
| 2 Bed Flat, Hazel Avenue, ME12 | £1,100/mo | 2 | OpenRent |
| 2 Bed Maisonette, Mallow Road, ME12 | £1,100/mo | 2 | OpenRent |
| 2 Bed Flat, Nettle Way, ME12 | £1,100/mo | 2 | OpenRent |
| 2 Bed Flat, Thistle Hill Way, ME12 | £1,150/mo | 2 | OpenRent |
| 2 Bed End Terrace, Cotton Thistle Way, ME12 | £1,200/mo | 2 | OpenRent |
| 2 Bed End Terrace, Cotton Thistle Way, ME12 | £1,200/mo | 2 | OpenRent |
| 2 Bed Flat, Laurel Road, ME12 | £1,250/mo | 2 | OpenRent |

**Average rent: £1,157/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.36% (weak for cashflow)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 4.3%
- **Cost-to-rent:** 23.4×
- **Monthly cashflow:** £-260/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*