Semi-Detached 2 sales on record

11 ROSEDALE WAY

KEMPSTON, BEDFORD, MK42 8JE

£365,000

Location

Map view View on Google Maps View on OpenStreetMap Street View MK42 8JE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Greycourt florists & events	0.2 miles
Bus stop	Margetts Road	0.2 miles
Hospital	Bedford Hospital SDEC - Same Day Emergency Care	1.0 miles
Train station	Bedford St Johns	1.2 miles
University	University of Bedfordshire Polhill Campus	2.6 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms (EPC estimate)

Floor area

106 m²

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£365,000 Jan 2026

Price per m²

£3,443/m²

Local average

£322,330 (64 sales)

Street crime

293 incidents within 1 mile (Mar 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 19/03/2018

Current heating cost: £759/year

Potential heating cost: £598/year

Est. upgrade cost to C: £9,775

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Party wall insulation (£300 - £600)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/01/2026	£365,000	Semi-detached	+35.2%	£366,394 to February 2026	View transaction
Sold	28/09/2018	£270,000	Semi-detached	—	£334,634 to February 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£365,000
listed	07/07/2025	£360,000
sold	01/01/2018	£270,000
sold	01/01/2009	£180,000
sold	01/01/2004	£168,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
128 BEDFORD ROAD, KEMPSTON, BEDFORD, MK42 8BQ	£470,000	24/02/2025	Semi-detached
45 STUART ROAD, KEMPSTON, BEDFORD, MK42 8HS	£305,000	06/10/2023	Semi-detached
11 MARDALE CLOSE, KEMPSTON, BEDFORD, MK42 8JF	£278,000	31/08/2023	Semi-detached
57 WESTDALE WALK, KEMPSTON, BEDFORD, MK42 8NQ	£265,000	08/08/2023	Semi-detached
36 FARRER STREET, KEMPSTON, BEDFORD, MK42 8JH	£256,500	02/06/2023	Semi-detached
14 STUART ROAD, KEMPSTON, BEDFORD, MK42 8HS	£247,500	05/05/2023	Semi-detached
131 WESTDALE WALK, KEMPSTON, BEDFORD, MK42 8EN	£325,000	30/11/2022	Semi-detached
6 STANLEY STREET, KEMPSTON, BEDFORD, MK42 8EB	£300,000	11/11/2022	Semi-detached
58 FARRER STREET, KEMPSTON, BEDFORD, MK42 8JD	£370,000	28/10/2022	Semi-detached
12 MARGETTS ROAD, KEMPSTON, BEDFORD, MK42 8DS	£305,000	21/10/2022	Semi-detached
1 SPRINGFIELD AVENUE, KEMPSTON, BEDFORD, MK42 8HU	£315,000	05/10/2022	Semi-detached
54 SPRINGFIELD AVENUE, KEMPSTON, BEDFORD, MK42 8JB	£342,000	19/08/2022	Semi-detached
34 DUNCOMBE STREET, KEMPSTON, BEDFORD, MK42 8ED	£180,000	05/08/2022	Semi-detached
1 ADDISON CLOSE, KEMPSTON, BEDFORD, MK42 8JA	£348,000	29/07/2022	Semi-detached
31 SILVERDALE STREET, KEMPSTON, BEDFORD, MK42 8BE	£385,000	14/07/2022	Semi-detached
65 MARGETTS ROAD, KEMPSTON, BEDFORD, MK42 8DT	£355,000	30/06/2022	Semi-detached
14 HOWARD STREET, KEMPSTON, BEDFORD, MK42 8EA	£280,000	04/05/2022	Semi-detached
6 MARGETTS ROAD, KEMPSTON, BEDFORD, MK42 8DS	£310,000	06/04/2022	Semi-detached
38 FARRER STREET, KEMPSTON, BEDFORD, MK42 8JH	£272,500	11/02/2022	Semi-detached
35 SILVERDALE STREET, KEMPSTON, BEDFORD, MK42 8BE	£290,000	28/01/2022	Semi-detached

Area average: £309,975 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.4%

10y growth 34.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Bedford. Series: Semi-detached. As of February 2026.

1y (index) 4.7%

5y (index) 22.2%

10y (index) 50.1%

Rental Range

Estimated market rent for Bedford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,049/mo

Realistic £1,166/mo

Optimistic £1,283/mo

Based on Local Authority from postcode lookup → Bedford.

LHA (30th percentile) floor for Bedford: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom EPC estimate). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Littledale Street, MK42	£1,500/mo	3	0.24 miles	OpenRent
3 Bed End Terrace, Jowitt Avenue, MK42	£1,500/mo	3	0.26 miles	OpenRent
3 Bed Semi-Detached House, The Elms, MK42	£1,350/mo	3	0.32 miles	OpenRent
3 Bed Semi-Detached House, Walcourt Road, MK42	£1,595/mo	3	0.47 miles	OpenRent
2 Bed Maisonette, High St, MK42	£995/mo	2	0.48 miles	OpenRent
2 Bed Flat, Martell Drive, MK42	£2,350/mo	2	1.18 miles	OpenRent

Average rent: £1,548/mo (6 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.41%

Max investor price (0.8%) £187,500

Target investor price (1%) £150,000

Gross yield 4.9%

Cost-to-rent ratio 20.3×

Monthly cashflow £-112/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	106
Anti-social behaviour	41
Shoplifting	38
Public order	25
Criminal damage and arson	20
Drugs	15
Other theft	15
Vehicle crime	12
Other crime	10
Burglary	4
Bicycle theft	3
Possession of weapons	2
Robbery	2
Total incidents	293

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Camestone School	Primary	0.2 miles	Good — 19 Jun 2017
Bedford Road Primary Academy	Primary	0.3 miles	Requires improvement — 27 Jun 2022
Grange Academy	Other	0.3 miles	Good — 23 Jun 2022
Daubeney Academy	Secondary	0.4 miles	Requires improvement — 27 Apr 2023
Springfield Primary School	Primary	0.4 miles	Good — 21 Sep 2022

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
01/10/2007	30/07/2007	3	1

# 11 ROSEDALE WAY, KEMPSTON, BEDFORD, MK42 8JE

## Property details

- Slug: `4be0ac8` (address key hash: `4be0ac838729bec9dd10db68be94ca7047401fb1`)
- Postcode: MK42 8JE
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms (EPC estimate): 4
- Floor area: 106 m²
- EPC rating: D
- Year built: England and Wales: 1967-1975
- Last sold: £365,000 Jan 2026
- Price per m²: £3,443/m²
- Local average: £322,330 (64 sales)
- Street crime: 293 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £365,000
- Date: 2026-01-23
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £759/year
- **Est. upgrade cost to C:** £9,775

### Recommendations
- A (£100 - £350)
- B4 (£300 - £600)
- I (£2,200 - £3,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8009-7915-4629-4796-0783)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £365,000 | Semi-detached | +35.2% | £366,394 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-d477-d8ea-e063-4704a8c0bf7d) |
| Sold | 2018-09-28 | £270,000 | Semi-detached | — | £334,634 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/79a74e21-1bb0-1289-e053-6b04a8c01627) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 ROSEDALE WAY, KEMPSTON, BEDFORD, MK42 8JE | £365,000 | 23/01/2026 | Semi-detached |
| 11 ROSEDALE WAY, KEMPSTON, BEDFORD, MK42 8JE | £270,000 | 28/09/2018 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164245124](http://87.117.209.195:8080/listings/bb7a1ca)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £365,000 |
| listed | 2025-07-07 | £360,000 |
| sold | 2018-01-01 | £270,000 |
| sold | 2009-01-01 | £180,000 |
| sold | 2004-01-01 | £168,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 128 BEDFORD ROAD, KEMPSTON, BEDFORD, MK42 8BQ | £470,000 | 24/02/2025 | Semi-detached |
| 45 STUART ROAD, KEMPSTON, BEDFORD, MK42 8HS | £305,000 | 06/10/2023 | Semi-detached |
| 11 MARDALE CLOSE, KEMPSTON, BEDFORD, MK42 8JF | £278,000 | 31/08/2023 | Semi-detached |
| 57 WESTDALE WALK, KEMPSTON, BEDFORD, MK42 8NQ | £265,000 | 08/08/2023 | Semi-detached |
| 36 FARRER STREET, KEMPSTON, BEDFORD, MK42 8JH | £256,500 | 02/06/2023 | Semi-detached |
| 14 STUART ROAD, KEMPSTON, BEDFORD, MK42 8HS | £247,500 | 05/05/2023 | Semi-detached |
| 131 WESTDALE WALK, KEMPSTON, BEDFORD, MK42 8EN | £325,000 | 30/11/2022 | Semi-detached |
| 6 STANLEY STREET, KEMPSTON, BEDFORD, MK42 8EB | £300,000 | 11/11/2022 | Semi-detached |
| 58 FARRER STREET, KEMPSTON, BEDFORD, MK42 8JD | £370,000 | 28/10/2022 | Semi-detached |
| 12 MARGETTS ROAD, KEMPSTON, BEDFORD, MK42 8DS | £305,000 | 21/10/2022 | Semi-detached |
| 1 SPRINGFIELD AVENUE, KEMPSTON, BEDFORD, MK42 8HU | £315,000 | 05/10/2022 | Semi-detached |
| 54 SPRINGFIELD AVENUE, KEMPSTON, BEDFORD, MK42 8JB | £342,000 | 19/08/2022 | Semi-detached |
| 34 DUNCOMBE STREET, KEMPSTON, BEDFORD, MK42 8ED | £180,000 | 05/08/2022 | Semi-detached |
| 1 ADDISON CLOSE, KEMPSTON, BEDFORD, MK42 8JA | £348,000 | 29/07/2022 | Semi-detached |
| 31 SILVERDALE STREET, KEMPSTON, BEDFORD, MK42 8BE | £385,000 | 14/07/2022 | Semi-detached |
| 65 MARGETTS ROAD, KEMPSTON, BEDFORD, MK42 8DT | £355,000 | 30/06/2022 | Semi-detached |
| 14 HOWARD STREET, KEMPSTON, BEDFORD, MK42 8EA | £280,000 | 04/05/2022 | Semi-detached |
| 6 MARGETTS ROAD, KEMPSTON, BEDFORD, MK42 8DS | £310,000 | 06/04/2022 | Semi-detached |
| 38 FARRER STREET, KEMPSTON, BEDFORD, MK42 8JH | £272,500 | 11/02/2022 | Semi-detached |
| 35 SILVERDALE STREET, KEMPSTON, BEDFORD, MK42 8BE | £290,000 | 28/01/2022 | Semi-detached |

**Area average:** £309,975 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.4%
- **10y growth:** 34.6%

## House Price Index (HM Land Registry)

*Official index for Bedford; Semi-detached series; as of February 2026.*

- **1y growth (index):** 4.7%
- **5y growth (index):** 22.2%
- **10y growth (index):** 50.1%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,049/mo
- **Realistic:** £1,166/mo
- **Optimistic:** £1,283/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom EPC estimate). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Littledale Street, MK42 | £1,500/mo | 3 | 0.24 miles | OpenRent |
| 3 Bed End Terrace, Jowitt Avenue, MK42 | £1,500/mo | 3 | 0.26 miles | OpenRent |
| 3 Bed Semi-Detached House, The Elms, MK42 | £1,350/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed Semi-Detached House, Walcourt Road, MK42 | £1,595/mo | 3 | 0.47 miles | OpenRent |
| 2 Bed Maisonette, High St, MK42 | £995/mo | 2 | 0.48 miles | OpenRent |
| 2 Bed Flat, Martell Drive, MK42 | £2,350/mo | 2 | 1.18 miles | OpenRent |

**Average rent: £1,548/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.41% (weak for cashflow)
- **Max investor price (0.8%):** £187,500
- **Target investor price (1%):** £150,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,500/mo).*

- **Gross yield:** 4.9%
- **Cost-to-rent:** 20.3×
- **Monthly cashflow:** £-112/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 106 |
| Anti-social behaviour | 41 |
| Shoplifting | 38 |
| Public order | 25 |
| Criminal damage and arson | 20 |
| Drugs | 15 |
| Other theft | 15 |
| Vehicle crime | 12 |
| Other crime | 10 |
| Burglary | 4 |
| Bicycle theft | 3 |
| Possession of weapons | 2 |
| Robbery | 2 |
| **Total incidents** | **293** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Camestone School | Primary | 0.2 miles | Good — 19 Jun 2017 |
| Bedford Road Primary Academy | Primary | 0.3 miles | Requires improvement — 27 Jun 2022 |
| Grange Academy | Other | 0.3 miles | Good — 23 Jun 2022 |
| Daubeney Academy | Secondary | 0.4 miles | Requires improvement — 27 Apr 2023 |
| Springfield Primary School | Primary | 0.4 miles | Good — 21 Sep 2022 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5093649
- **Address:** 11 Rosedale Way, Kempston, MK42 8JE
- **Certificate Issued:** 01/10/2007
- **Work Completed:** 30/07/2007
- **Items:** 3 window(s), 1 door(s)