# 7 ST MICHAELS CLOSE, CHARLTON KINGS, CHELTENHAM, GLOUCESTERSHIRE, GL53 9DW

## Property details

- Slug: `4b70549` (address key hash: `4b70549ac118bb07645f9a1b290c4592216ed81e`)
- Postcode: GL53 9DW
- Transactions on record: 4

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 105 m²
- EPC rating: C
- Year built: England and Wales: 2007-2011
- Last sold: £460,000 Feb 2026
- Price per m²: £4,381/m²
- Local average: £429,084 (18 sales)
- Street crime: 7 incidents within 1 mile (May 2026)

## Latest sale

- Price: £460,000
- Date: 2026-02-06
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 30/01/2035
- **Current heating cost:** £672/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9235-3329-5400-0129-6272)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-06 | £460,000 | Terraced | +36.3% | £469,020 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-2c5c-8922-e063-4804a8c094d0) |
| Sold | 2015-03-13 | £337,500 | Terraced | +14% | £544,186 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/981381e5-7cbf-4bdf-8645-b56631997965) |
| Sold | 2007-08-23 | £296,000 | Terraced | +10.5% | £518,249 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/20b0c630-3b3a-4008-a0db-4ad6c8a25ad0) |
| Sold | 2006-01-12 | £267,950 | Terraced | — | £523,812 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/263969f7-f90e-4d1a-9849-3f0ee2e6b87d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 ST MICHAELS CLOSE, CHARLTON KINGS, CHELTENHAM, GLOUCESTERSHIRE, GL53 9DW | £460,000 | 06/02/2026 | Terraced |
| 7 ST MICHAELS CLOSE, CHARLTON KINGS, CHELTENHAM, GLOUCESTERSHIRE, GL53 9DW | £337,500 | 13/03/2015 | Terraced |
| 7 ST MICHAELS CLOSE, CHARLTON KINGS, CHELTENHAM, GLOUCESTERSHIRE, GL53 9DW | £296,000 | 23/08/2007 | Terraced |
| 7 ST MICHAELS CLOSE, CHARLTON KINGS, CHELTENHAM, GLOUCESTERSHIRE, GL53 9DW | £267,950 | 12/01/2006 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [163587833](http://87.117.209.195:8080/listings/b1762dd)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £460,000 |
| listed | 2025-06-20 | £475,000 |
| sold | 2015-01-01 | £337,500 |
| sold | 2007-01-01 | £296,000 |
| sold | 2006-01-01 | £267,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 HORSEFAIR STREET, CHARLTON KINGS, CHELTENHAM, GLOUCESTERSHIRE, GL53 8JE | £400,000 | 24/11/2022 | Terraced |
| 28 KING GEORGE CLOSE, CHELTENHAM, GLOUCESTERSHIRE, GL53 7RW | £340,000 | 18/10/2022 | Terraced |
| 63 COPT ELM ROAD, CHARLTON KINGS, CHELTENHAM, GLOUCESTERSHIRE, GL53 8AN | £705,000 | 20/05/2022 | Terraced |
| 22 KING GEORGE CLOSE, CHELTENHAM, GLOUCESTERSHIRE, GL53 7RW | £395,000 | 19/05/2022 | Terraced |
| 1 BROOKWAY ROAD, CHARLTON KINGS, CHELTENHAM, GLOUCESTERSHIRE, GL53 8HF | £297,000 | 21/09/2021 | Terraced |

**Area average:** £427,400 (5 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.7%
- **10y growth:** 37.3%

## House Price Index (HM Land Registry)

*Official index for Cheltenham; Terraced series; as of April 2026.*

- **1y growth (index):** 5.8%
- **5y growth (index):** 21.1%
- **10y growth (index):** 47.3%

## Rental Range

*ONS Price Index of Private Rents (Cheltenham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,124/mo
- **Realistic:** £1,249/mo
- **Optimistic:** £1,374/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cheltenham (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Croft Avenue, GL53 | £1,750/mo | 3 | 0.42 miles | OpenRent |

**Average rent: £1,750/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.38% (weak for cashflow)
- **Max investor price (0.8%):** £218,750
- **Target investor price (1%):** £175,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,750/mo).*

- **Gross yield:** 4.6%
- **Cost-to-rent:** 21.9×
- **Monthly cashflow:** £-262/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 4 |
| Drugs | 1 |
| Possession of weapons | 1 |
| Violence and sexual offences | 1 |
| **Total incidents** | **7** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Edward's School | Other | 0.1 miles | — (No rating) |
| Charlton Kings Infants' School | Primary | 0.4 miles | Good — 19 Jun 2018 |
| Charlton Kings Junior School | Primary | 0.6 miles | Good — 31 Oct 2014 |
| Ashley Manor Preparatory School | Other | 0.6 miles | — (No rating) |
| Naunton Park Primary School | Primary | 0.7 miles | — (Inspected (no overall grade)) |