Semi-Detached 2 sales on record

51 SANDLEFORD DRIVE

ELSTOW, BEDFORD, MK42 9GL

£360,000

Location

Map view View on Google Maps View on OpenStreetMap Street View MK42 9GL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Unknown	0.4 miles
Shop	Avidlite	0.4 miles
Hospital	Bedford Hospital SDEC - Same Day Emergency Care	1.3 miles
Train station	Bedford St Johns	1.3 miles
University	University of Bedfordshire Polhill Campus	2.0 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

92 m²

EPC rating

Year built

England and Wales: 2003-2006

Last sold

£360,000 Feb 2026

Price per m²

£3,913/m²

Local average

£323,956 (65 sales)

Street crime

161 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 21/04/2018

Expiry date: 20/04/2028

Current heating cost: £488/year

Potential heating cost: £383/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Low energy lighting for all fixed outlets (40)
Replace boiler with new condensing boiler (3,000)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	18/02/2026	£360,000	Semi-detached	+39.5%	£365,491 to April 2026	View transaction
Sold	01/03/2019	£258,000	Semi-detached	—	£331,048 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£360,000
listed	27/08/2025	£375,000
sold	01/01/2019	£258,000
sold	01/01/2007	£182,500

Photos · Open listing

Sold comparables

No comparable sales found in this area for the last 5 years.

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 16%

10y growth 27.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Bedford. Series: Semi-detached. As of April 2026.

1y (index) 5.9%

5y (index) 23.5%

10y (index) 48.1%

Rental Range

Estimated market rent for Bedford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,051/mo

Realistic £1,168/mo

Optimistic £1,285/mo

Based on Local Authority from postcode lookup → Bedford.

LHA (30th percentile) floor for Bedford: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Worcester Road, MK42	£1,750/mo	3	0.47 miles	OpenRent

Average rent: £1,750/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.49%

Max investor price (0.8%) £218,750

Target investor price (1%) £175,000

Gross yield 5.8%

Cost-to-rent ratio 17.1×

Monthly cashflow £132/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	61
Anti-social behaviour	27
Vehicle crime	15
Criminal damage and arson	14
Public order	12
Burglary	10
Drugs	4
Other crime	4
Other theft	4
Possession of weapons	4
Shoplifting	3
Bicycle theft	2
Robbery	1
Total incidents	161

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bedford Academy	Secondary	0.3 miles	Good — 16 May 2023
King's Oak Primary School	Primary	0.6 miles	Good — 2 Mar 2022
Elstow School	Primary	0.6 miles	Good — 13 Dec 2016
Shortstown Primary School	Primary	0.8 miles	Good — 21 Nov 2021
Shackleton Primary School	Primary	0.9 miles	Good — 10 Nov 2021

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 51 SANDLEFORD DRIVE, ELSTOW, BEDFORD, MK42 9GL

## Property details

- Slug: `4a50587` (address key hash: `4a505875a3bbe03bbbc7f6cf8e35a4db728aff21`)
- Postcode: MK42 9GL
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 92 m²
- EPC rating: D
- Year built: England and Wales: 2003-2006
- Last sold: £360,000 Feb 2026
- Price per m²: £3,913/m²
- Local average: £323,956 (65 sales)
- Street crime: 161 incidents within 1 mile (May 2026)

## Latest sale

- Price: £360,000
- Date: 2026-02-18
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 20/04/2028
- **Current heating cost:** £488/year

### Recommendations
- E (40)
- I (3,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2698-5051-7224-5178-2910)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-18 | £360,000 | Semi-detached | +39.5% | £365,491 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-d492-d8ea-e063-4704a8c0bf7d) |
| Sold | 2019-03-01 | £258,000 | Semi-detached | — | £331,048 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/85866a64-644b-143f-e053-6b04a8c06a15) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 51 SANDLEFORD DRIVE, ELSTOW, BEDFORD, MK42 9GL | £360,000 | 18/02/2026 | Semi-detached |
| 51 SANDLEFORD DRIVE, ELSTOW, BEDFORD, MK42 9GL | £258,000 | 01/03/2019 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166254152](http://87.117.209.195:8080/listings/f7fda21)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £360,000 |
| listed | 2025-08-27 | £375,000 |
| sold | 2019-01-01 | £258,000 |
| sold | 2007-01-01 | £182,500 |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16%
- **10y growth:** 27.3%

## House Price Index (HM Land Registry)

*Official index for Bedford; Semi-detached series; as of April 2026.*

- **1y growth (index):** 5.9%
- **5y growth (index):** 23.5%
- **10y growth (index):** 48.1%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,051/mo
- **Realistic:** £1,168/mo
- **Optimistic:** £1,285/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Worcester Road, MK42 | £1,750/mo | 3 | 0.47 miles | OpenRent |

**Average rent: £1,750/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.49% (weak for cashflow)
- **Max investor price (0.8%):** £218,750
- **Target investor price (1%):** £175,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,750/mo).*

- **Gross yield:** 5.8%
- **Cost-to-rent:** 17.1×
- **Monthly cashflow:** £132/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 61 |
| Anti-social behaviour | 27 |
| Vehicle crime | 15 |
| Criminal damage and arson | 14 |
| Public order | 12 |
| Burglary | 10 |
| Drugs | 4 |
| Other crime | 4 |
| Other theft | 4 |
| Possession of weapons | 4 |
| Shoplifting | 3 |
| Bicycle theft | 2 |
| Robbery | 1 |
| **Total incidents** | **161** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Bedford Academy | Secondary | 0.3 miles | Good — 16 May 2023 |
| King's Oak Primary School | Primary | 0.6 miles | Good — 2 Mar 2022 |
| Elstow School | Primary | 0.6 miles | Good — 13 Dec 2016 |
| Shortstown Primary School | Primary | 0.8 miles | Good — 21 Nov 2021 |
| Shackleton Primary School | Primary | 0.9 miles | Good — 10 Nov 2021 |