Flats/Maisonettes 3 sales on record

67 SOVEREIGNS QUAY

BEDFORD, MK40 1TF

£240,000

Location

Map view View on Google Maps View on OpenStreetMap Street View MK40 1TF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	PD Express Food & Wine	0.1 miles
Bus stop	Alexandra Road	0.2 miles
Train station	Bedford	0.4 miles
Hospital	Bedford Hospital SDEC - Same Day Emergency Care	0.4 miles
University	University of Bedfordshire Polhill Campus	1.5 miles

Property details

Tenure

Leasehold

Property type

Flat

Bedrooms (EPC estimate)

Bathrooms (EPC)

Floor area

77 m²

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£240,000 Feb 2026

Price per m²

£3,117/m²

Local average

£180,557 (44 sales)

Street crime

701 incidents within 1 mile (Mar 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 30/07/2025

Current heating cost: £498/year

Potential heating cost: £498/year

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	06/02/2026	£240,000	Flat	+5.3%	£240,000 to February 2026	View transaction
Sold	30/09/2019	£228,000	Flat	+16.9%	£255,535 to February 2026	View transaction
Sold	21/03/2016	£195,000	Flat	—	£249,852 to February 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£240,000
listed	04/08/2025	£240,000
sold	01/01/2019	£228,000
sold	01/01/2016	£195,000
sold	01/01/2000	£108,000
sold	01/01/1999	£86,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
CROWN QUAY FLAT 64 PREBEND STREET, BEDFORD, MK40 1BN	£258,000	07/11/2025	Flat
CROWN QUAY FLAT 74 PREBEND STREET, BEDFORD, MK40 1BN	£180,000	15/08/2025	Flat
74 SOVEREIGNS QUAY, BEDFORD, MK40 1TF	£190,000	14/12/2023	Flat
4 HERON QUAY, BEDFORD, MK40 1TH	£153,000	31/10/2023	Flat
38 HERON QUAY, BEDFORD, MK40 1TH	£190,000	25/08/2023	Flat
85 SOVEREIGNS QUAY, BEDFORD, MK40 1TF	£175,000	05/04/2023	Flat
CROWN QUAY FLAT 92 PREBEND STREET, BEDFORD, MK40 1BN	£140,000	24/03/2023	Flat
48 HERON QUAY, BEDFORD, MK40 1TH	£185,000	06/01/2023	Flat
61 SOVEREIGNS QUAY, BEDFORD, MK40 1TF	£175,000	21/12/2022	Flat
46 HERON QUAY, BEDFORD, MK40 1TH	£180,000	21/10/2022	Flat
76 SOVEREIGNS QUAY, BEDFORD, MK40 1TF	£187,500	31/08/2022	Flat
45 HERON QUAY, BEDFORD, MK40 1TH	£176,000	01/07/2022	Flat
35 HERON QUAY, BEDFORD, MK40 1TH	£190,000	10/06/2022	Flat
15 HERON QUAY, BEDFORD, MK40 1TH	£180,000	27/05/2022	Flat
CROWN QUAY FLAT 63 PREBEND STREET, BEDFORD, MK40 1BN	£175,000	27/05/2022	Flat
45 SOVEREIGNS QUAY, BEDFORD, MK40 1TE	£210,000	19/05/2022	Flat
18 HERON QUAY, BEDFORD, MK40 1TH	£225,000	13/05/2022	Flat
80 SOVEREIGNS QUAY, BEDFORD, MK40 1TF	£225,000	22/04/2022	Flat
87 SOVEREIGNS QUAY, BEDFORD, MK40 1TF	£210,000	28/02/2022	Flat
CROWN QUAY FLAT 73 PREBEND STREET, BEDFORD, MK40 1BN	£157,000	03/02/2022	Flat

Area average: £188,075 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.9%

10y growth 29.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Bedford. Series: Flats and maisonettes. As of February 2026.

1y (index) 0.7%

5y (index) 10.3%

10y (index) 30.5%

Rental Range

Estimated market rent for Bedford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,049/mo

Realistic £1,166/mo

Optimistic £1,283/mo

Based on Local Authority from postcode lookup → Bedford.

LHA (30th percentile) floor for Bedford: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area, preferring 1-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Studio Flat, St. Mary's Street, MK42	£1,100/mo	1	0.29 miles	OpenRent
1 Bed Flat, St. Pauls Square, MK40	£950/mo	1	0.31 miles	OpenRent
Studio Flat, Endsleigh Road, MK42	£700/mo	1	0.4 miles	OpenRent

Average rent: £917/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.4%

Max investor price (0.8%) £118,750

Target investor price (1%) £95,000

Gross yield 4.8%

Cost-to-rent ratio 21.1×

Monthly cashflow £-115/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	264
Anti-social behaviour	108
Shoplifting	67
Public order	51
Other theft	48
Criminal damage and arson	35
Other crime	30
Drugs	29
Burglary	21
Robbery	14
Vehicle crime	14
Bicycle theft	7
Possession of weapons	7
Theft from the person	6
Total incidents	701

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bedford College	Other	0.2 miles	— (No rating)
Bedford Free School	Secondary	0.3 miles	Outstanding — 23 Mar 2020
Priory Primary School	Primary	0.3 miles	— (Inspected (no overall grade))
Peter Pan Nursery School	Nursery	0.5 miles	Outstanding — 5 Mar 2013
Bedford Girls' School	Other	0.5 miles	— (No rating)

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 67 SOVEREIGNS QUAY, BEDFORD, MK40 1TF

## Property details

- Slug: `4a36f67` (address key hash: `4a36f67a929364a2bc08b7e484cf2acbd1aa366c`)
- Postcode: MK40 1TF
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Flat
- Bedrooms (EPC estimate): 1
- Bathrooms (EPC): 1
- Floor area: 77 m²
- EPC rating: C
- Year built: England and Wales: 1991-1995
- Last sold: £240,000 Feb 2026
- Price per m²: £3,117/m²
- Local average: £180,557 (44 sales)
- Street crime: 701 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £240,000
- Date: 2026-02-06
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Current heating cost:** £498/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7803-3053-6203-9815-2204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-06 | £240,000 | Flat | +5.3% | £240,000 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-d403-d8ea-e063-4704a8c0bf7d) |
| Sold | 2019-09-30 | £228,000 | Flat | +16.9% | £255,535 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/965b6d90-fcbb-95e4-e053-6c04a8c07729) |
| Sold | 2016-03-21 | £195,000 | Flat | — | £249,852 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/31fb4c16-d3c1-57b9-e050-a8c063053436) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 67 SOVEREIGNS QUAY, BEDFORD, MK40 1TF | £240,000 | 06/02/2026 | Flat |
| 67 SOVEREIGNS QUAY, BEDFORD, MK40 1TF | £228,000 | 30/09/2019 | Flat |
| 67 SOVEREIGNS QUAY, BEDFORD, MK40 1TF | £195,000 | 21/03/2016 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165318200](http://87.117.209.195:8080/listings/6080d5a)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £240,000 |
| listed | 2025-08-04 | £240,000 |
| sold | 2019-01-01 | £228,000 |
| sold | 2016-01-01 | £195,000 |
| sold | 2000-01-01 | £108,000 |
| sold | 1999-01-01 | £86,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| CROWN QUAY FLAT 64 PREBEND STREET, BEDFORD, MK40 1BN | £258,000 | 07/11/2025 | Flat |
| CROWN QUAY FLAT 74 PREBEND STREET, BEDFORD, MK40 1BN | £180,000 | 15/08/2025 | Flat |
| 74 SOVEREIGNS QUAY, BEDFORD, MK40 1TF | £190,000 | 14/12/2023 | Flat |
| 4 HERON QUAY, BEDFORD, MK40 1TH | £153,000 | 31/10/2023 | Flat |
| 38 HERON QUAY, BEDFORD, MK40 1TH | £190,000 | 25/08/2023 | Flat |
| 85 SOVEREIGNS QUAY, BEDFORD, MK40 1TF | £175,000 | 05/04/2023 | Flat |
| CROWN QUAY FLAT 92 PREBEND STREET, BEDFORD, MK40 1BN | £140,000 | 24/03/2023 | Flat |
| 48 HERON QUAY, BEDFORD, MK40 1TH | £185,000 | 06/01/2023 | Flat |
| 61 SOVEREIGNS QUAY, BEDFORD, MK40 1TF | £175,000 | 21/12/2022 | Flat |
| 46 HERON QUAY, BEDFORD, MK40 1TH | £180,000 | 21/10/2022 | Flat |
| 76 SOVEREIGNS QUAY, BEDFORD, MK40 1TF | £187,500 | 31/08/2022 | Flat |
| 45 HERON QUAY, BEDFORD, MK40 1TH | £176,000 | 01/07/2022 | Flat |
| 35 HERON QUAY, BEDFORD, MK40 1TH | £190,000 | 10/06/2022 | Flat |
| 15 HERON QUAY, BEDFORD, MK40 1TH | £180,000 | 27/05/2022 | Flat |
| CROWN QUAY FLAT 63 PREBEND STREET, BEDFORD, MK40 1BN | £175,000 | 27/05/2022 | Flat |
| 45 SOVEREIGNS QUAY, BEDFORD, MK40 1TE | £210,000 | 19/05/2022 | Flat |
| 18 HERON QUAY, BEDFORD, MK40 1TH | £225,000 | 13/05/2022 | Flat |
| 80 SOVEREIGNS QUAY, BEDFORD, MK40 1TF | £225,000 | 22/04/2022 | Flat |
| 87 SOVEREIGNS QUAY, BEDFORD, MK40 1TF | £210,000 | 28/02/2022 | Flat |
| CROWN QUAY FLAT 73 PREBEND STREET, BEDFORD, MK40 1BN | £157,000 | 03/02/2022 | Flat |

**Area average:** £188,075 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.9%
- **10y growth:** 29.3%

## House Price Index (HM Land Registry)

*Official index for Bedford; Flats and maisonettes series; as of February 2026.*

- **1y growth (index):** 0.7%
- **5y growth (index):** 10.3%
- **10y growth (index):** 30.5%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,049/mo
- **Realistic:** £1,166/mo
- **Optimistic:** £1,283/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area, preferring 1-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, St. Mary's Street, MK42 | £1,100/mo | 1 | 0.29 miles | OpenRent |
| 1 Bed Flat, St. Pauls Square, MK40 | £950/mo | 1 | 0.31 miles | OpenRent |
| Studio Flat, Endsleigh Road, MK42 | £700/mo | 1 | 0.4 miles | OpenRent |

**Average rent: £917/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 21.1×
- **Monthly cashflow:** £-115/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 264 |
| Anti-social behaviour | 108 |
| Shoplifting | 67 |
| Public order | 51 |
| Other theft | 48 |
| Criminal damage and arson | 35 |
| Other crime | 30 |
| Drugs | 29 |
| Burglary | 21 |
| Robbery | 14 |
| Vehicle crime | 14 |
| Bicycle theft | 7 |
| Possession of weapons | 7 |
| Theft from the person | 6 |
| **Total incidents** | **701** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Bedford College | Other | 0.2 miles | — (No rating) |
| Bedford Free School | Secondary | 0.3 miles | Outstanding — 23 Mar 2020 |
| Priory Primary School | Primary | 0.3 miles | — (Inspected (no overall grade)) |
| Peter Pan Nursery School | Nursery | 0.5 miles | Outstanding — 5 Mar 2013 |
| Bedford Girls' School | Other | 0.5 miles | — (No rating) |