# 30 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN

## Property details

- Slug: `48c0bdf` (address key hash: `48c0bdf11750b394df82891b39daf7ffe9ac528d`)
- Postcode: CO10 2GN
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Flat
- Floor area: 42 m²
- EPC rating: C
- Year built: England and Wales: 2003-2006
- Last sold: £84,900 Nov 2001
- Price per m²: £2,021/m²
- Local average: £165,469 (16 sales)
- Street crime: 112 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £84,900
- Date: 2001-11-29
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** A
- **Expiry date:** 29/04/2031
- **Current heating cost:** £251/year
- **Est. upgrade cost to C:** £9,545

### Recommendations
- E (£45)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7706-3005-9204-6269-9200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2001-11-29 | £84,900 | Flat | +53% | £205,157 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/09a59669-5501-40f6-8094-0b7ea0dc7c67) |
| Sold | 1997-10-28 | £55,500 | Flat | +15.6% | £222,000 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/1c44a21d-08fc-4af1-9df6-f8cada50c664) |
| Sold | 1995-08-17 | £48,000 | Flat | — | £216,923 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/9cf02496-1fb0-4c05-82c5-79c2cf7ba6a5) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 30 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £84,900 | 29/11/2001 | Flat |
| 30 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £55,500 | 28/10/1997 | Flat |
| 30 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £48,000 | 17/08/1995 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 56 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £140,000 | 25/11/2022 | Flat |
| 49 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £170,000 | 22/11/2022 | Flat |
| 27 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £132,000 | 12/08/2022 | Flat |
| 54 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £142,000 | 19/11/2021 | Flat |
| 17 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £150,000 | 20/10/2021 | Flat |
| 67 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £130,000 | 29/09/2021 | Flat |
| 43 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £140,000 | 18/06/2021 | Flat |

**Area average:** £143,429 (7 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.1%
- **10y growth:** 86.4%

## House Price Index (HM Land Registry)

*Official index for Babergh; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -4.4%
- **5y growth (index):** -1.8%
- **10y growth (index):** 12.7%

## Rental Range

*ONS Price Index of Private Rents (Babergh). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £873/mo
- **Realistic:** £970/mo
- **Optimistic:** £1,067/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Terraced House, Newton Croft, CO10 | £875/mo | 1 | 0.32 miles | OpenRent |
| 1 Bed Flat, Station Road, CO10 | £875/mo | 1 | 0.42 miles | OpenRent |
| 1 Bed Flat, Station Road, CO10 | £895/mo | 1 | 0.42 miles | OpenRent |
| 1 Bed Flat, Station Road, CO10 | £950/mo | 1 | 0.42 miles | OpenRent |
| 3 Bed Terraced House, Drake Road, CO10 | £800/mo | 3 | 0.56 miles | OpenRent |
| 4 Bed Terraced House, Priory Walk, CO10 | £1,400/mo | 4 | 0.68 miles | OpenRent |
| 3 Bed Terraced House, Cross Street, CO10 | £1,300/mo | 3 | 0.76 miles | OpenRent |
| 1 Bed Bungalow, Bures Road, CO10 | £825/mo | 1 | 0.79 miles | OpenRent |
| 1 Bed Flat, Dove House Meadow, CO10 | £875/mo | 1 | 1.02 miles | OpenRent |
| 4 Bed End Terrace, Rede Way, CO10 | £1,250/mo | 4 | 1.04 miles | OpenRent |
| 4 Bed Terraced House, Dove House Meadow, CO10 | £1,500/mo | 4 | 1.09 miles | OpenRent |

**Average rent: £1,050/mo (11 listings)**

## 1% Rule

- **Rent ratio:** 1.05% (strong)
- **Max investor price (0.8%):** £111,875
- **Target investor price (1%):** £89,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £895/mo).*

- **Gross yield:** 12.7%
- **Cost-to-rent:** 7.9×
- **Monthly cashflow:** £446/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 21.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 40 |
| Other theft | 18 |
| Criminal damage and arson | 17 |
| Public order | 8 |
| Anti-social behaviour | 7 |
| Shoplifting | 7 |
| Drugs | 5 |
| Other crime | 4 |
| Vehicle crime | 3 |
| Burglary | 1 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **112** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Tudor Church of England Primary School, Sudbury | Primary | 0.3 miles | Good — 11 Jun 2018 |
| Ormiston Sudbury Academy | Secondary | 0.4 miles | Requires improvement — 18 Oct 2023 |
| St Joseph's Roman Catholic Primary School | Primary | 0.5 miles | Good — 6 Sep 2017 |
| Hillside Special School | Other | 0.5 miles | Outstanding — 12 Feb 2014 |
| Woodhall Primary School | Primary | 0.6 miles | Good — 8 Jan 2020 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #10623160
- **Address:** 30 Banham Drive, SUDBURY, CO10 2GN
- **Certificate Issued:** 03/11/2014
- **Work Completed:** 23/10/2014
- **Items:** 3 window(s), 1 door(s)

### FENSA Certificate #3958535
- **Address:** 30 Banham Drive, SUDBURY, CO10 2GN
- **Certificate Issued:** 08/08/2006
- **Work Completed:** 17/07/2006
- **Items:** 2 window(s)