Terraced 3 sales on record

90 RAILWAY TERRACE

GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7EH

£75,000

Location

Map view View on Google Maps View on OpenStreetMap Street View BB6 7EH

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Barbers	0.1 miles
Bus stop	Unknown	0.2 miles
Train station	Rishton	1.4 miles
Hospital	The Beardwood Hospital	4.8 miles
University	UClan burnley temp	6.3 miles

Property details

Tenure

Leasehold

Property type

Terraced

Floor area

85 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£75,000 Jan 2026

Price per m²

£882/m²

Local average

£117,262 (30 sales)

Street crime

144 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 21/09/2021

Expiry date: 20/09/2031

Current heating cost: £1,041/year

Potential heating cost: £650/year

Est. upgrade cost to C: £19,900

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	19/01/2026	£75,000	Terraced	+108.3%	£76,220 to March 2026	View transaction
Sold	28/07/2003	£36,000	Terraced	+350%	£121,988 to March 2026	View transaction
Sold	31/01/2003	£8,000	Terraced	—	£31,359 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
60 GLEBE STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7AA	£74,000	19/12/2025	Terraced
87 BLACKBURN ROAD, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7DZ	£77,000	17/12/2025	Terraced
6 MEADOW STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7EF	£72,500	05/12/2025	Terraced
35 SCHOOL STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7ET	£46,650	20/11/2025	Terraced
30 ST JOHNS STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7ES	£95,000	20/11/2025	Terraced
17 CHARLES STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7EZ	£130,000	18/11/2025	Terraced
117 ST HUBERTS ROAD, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7AF	£85,000	18/11/2025	Terraced
114 BLACKBURN ROAD, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7DZ	£80,000	17/11/2025	Terraced
28 HOPE STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7LY	£90,000	15/07/2025	Terraced
68 LOMAX STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7DJ	£95,000	29/01/2025	Terraced
25 GRIMSHAW STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7AP	£80,000	14/12/2023	Terraced
68 ST HUBERTS ROAD, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7AF	£140,000	29/11/2023	Terraced
61 CLAYTON STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7AH	£75,000	24/11/2023	Terraced
18 SCHOOL STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7ET	£110,000	21/11/2023	Terraced
9 WAVERLEDGE STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7EA	£95,000	17/11/2023	Terraced
43 BLACKBURN ROAD, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7DF	£44,000	15/11/2023	Terraced
46 LOMAX STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7DJ	£39,500	10/11/2023	Terraced
15 ORCHARD STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7EE	£96,000	27/10/2023	Terraced
7 HANSON STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7LP	£136,000	13/10/2023	Terraced
45 ORCHARD STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7EE	£68,000	05/10/2023	Terraced

Area average: £86,433 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.1%

10y growth 9.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Hyndburn. Series: Terraced. As of March 2026.

1y (index) 5.2%

5y (index) 37%

10y (index) 60.7%

Rental Range

Estimated market rent for Hyndburn. Low = conservative, Realistic = average, Optimistic = best case.

Low £575/mo

Realistic £639/mo

Optimistic £703/mo

Based on Local Authority from postcode lookup → Hyndburn.

LHA (30th percentile) floor for East Lancs: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Studio Flat, Rishton, BB1	£535/mo	1	1.07 miles	OpenRent

Average rent: £535/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.71%

Max investor price (0.8%) £66,875

Target investor price (1%) £53,500

Gross yield 8.6%

Cost-to-rent ratio 11.7×

Monthly cashflow £161/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 8.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	70
Anti-social behaviour	16
Criminal damage and arson	13
Vehicle crime	10
Public order	8
Shoplifting	8
Other theft	5
Burglary	4
Drugs	4
Other crime	4
Possession of weapons	1
Robbery	1
Total incidents	144

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Great Harwood St John's Church of England Primary School	Primary	0.0 miles	Good — 13 Nov 2023
Great Harwood Primary School	Primary	0.3 miles	Good — 13 Nov 2023
St Wulstan's Catholic Primary School, Great Harwood	Primary	0.3 miles	Good — 28 Jun 2023
Great Harwood St Bartholomew's Parish Church of England Voluntary Aided Primary School	Primary	0.5 miles	Good — 8 Nov 2023
St Hubert's Roman Catholic Primary School, Great Harwood	Primary	0.7 miles	— (Inspected (no overall grade))

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 90 RAILWAY TERRACE, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7EH

## Property details

- Slug: `463a5d4` (address key hash: `463a5d4f8faab161db7406d1a9b23b52f3d7d675`)
- Postcode: BB6 7EH
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Terraced
- Floor area: 85 m²
- EPC rating: E
- Year built: England and Wales: 1900-1929
- Last sold: £75,000 Jan 2026
- Price per m²: £882/m²
- Local average: £117,262 (30 sales)
- Street crime: 144 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £75,000
- Date: 2026-01-19
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 20/09/2031
- **Current heating cost:** £1,041/year
- **Est. upgrade cost to C:** £19,900

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2592-1001-1201-5949-0204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-19 | £75,000 | Terraced | +108.3% | £76,220 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-d9d6-591c-e063-4704a8c00c31) |
| Sold | 2003-07-28 | £36,000 | Terraced | +350% | £121,988 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/45d44b10-976c-4987-bc31-da2d5a584270) |
| Sold | 2003-01-31 | £8,000 | Terraced | — | £31,359 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/a5b6abca-4f7e-4c59-8bd6-ddd7f64002d9) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 90 RAILWAY TERRACE, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7EH | £75,000 | 19/01/2026 | Terraced |
| 90 RAILWAY TERRACE, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7EH | £36,000 | 28/07/2003 | Terraced |
| 90 RAILWAY TERRACE, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7EH | £8,000 | 31/01/2003 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 60 GLEBE STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7AA | £74,000 | 19/12/2025 | Terraced |
| 87 BLACKBURN ROAD, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7DZ | £77,000 | 17/12/2025 | Terraced |
| 6 MEADOW STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7EF | £72,500 | 05/12/2025 | Terraced |
| 35 SCHOOL STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7ET | £46,650 | 20/11/2025 | Terraced |
| 30 ST JOHNS STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7ES | £95,000 | 20/11/2025 | Terraced |
| 17 CHARLES STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7EZ | £130,000 | 18/11/2025 | Terraced |
| 117 ST HUBERTS ROAD, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7AF | £85,000 | 18/11/2025 | Terraced |
| 114 BLACKBURN ROAD, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7DZ | £80,000 | 17/11/2025 | Terraced |
| 28 HOPE STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7LY | £90,000 | 15/07/2025 | Terraced |
| 68 LOMAX STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7DJ | £95,000 | 29/01/2025 | Terraced |
| 25 GRIMSHAW STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7AP | £80,000 | 14/12/2023 | Terraced |
| 68 ST HUBERTS ROAD, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7AF | £140,000 | 29/11/2023 | Terraced |
| 61 CLAYTON STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7AH | £75,000 | 24/11/2023 | Terraced |
| 18 SCHOOL STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7ET | £110,000 | 21/11/2023 | Terraced |
| 9 WAVERLEDGE STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7EA | £95,000 | 17/11/2023 | Terraced |
| 43 BLACKBURN ROAD, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7DF | £44,000 | 15/11/2023 | Terraced |
| 46 LOMAX STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7DJ | £39,500 | 10/11/2023 | Terraced |
| 15 ORCHARD STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7EE | £96,000 | 27/10/2023 | Terraced |
| 7 HANSON STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7LP | £136,000 | 13/10/2023 | Terraced |
| 45 ORCHARD STREET, GREAT HARWOOD, BLACKBURN, HYNDBURN, LANCASHIRE, BB6 7EE | £68,000 | 05/10/2023 | Terraced |

**Area average:** £86,433 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.1%
- **10y growth:** 9.5%

## House Price Index (HM Land Registry)

*Official index for Hyndburn; Terraced series; as of March 2026.*

- **1y growth (index):** 5.2%
- **5y growth (index):** 37%
- **10y growth (index):** 60.7%

## Rental Range

*ONS Price Index of Private Rents (Hyndburn). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £575/mo
- **Realistic:** £639/mo
- **Optimistic:** £703/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for East Lancs (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Rishton, BB1 | £535/mo | 1 | 1.07 miles | OpenRent |

**Average rent: £535/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £66,875
- **Target investor price (1%):** £53,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £535/mo).*

- **Gross yield:** 8.6%
- **Cost-to-rent:** 11.7×
- **Monthly cashflow:** £161/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 70 |
| Anti-social behaviour | 16 |
| Criminal damage and arson | 13 |
| Vehicle crime | 10 |
| Public order | 8 |
| Shoplifting | 8 |
| Other theft | 5 |
| Burglary | 4 |
| Drugs | 4 |
| Other crime | 4 |
| Possession of weapons | 1 |
| Robbery | 1 |
| **Total incidents** | **144** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Great Harwood St John's Church of England Primary School | Primary | 0.0 miles | Good — 13 Nov 2023 |
| Great Harwood Primary School | Primary | 0.3 miles | Good — 13 Nov 2023 |
| St Wulstan's Catholic Primary School, Great Harwood | Primary | 0.3 miles | Good — 28 Jun 2023 |
| Great Harwood St Bartholomew's Parish Church of England Voluntary Aided Primary School | Primary | 0.5 miles | Good — 8 Nov 2023 |
| St Hubert's Roman Catholic Primary School, Great Harwood | Primary | 0.7 miles | — (Inspected (no overall grade)) |