# 3 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT

## Property details

- Slug: `45da073` (address key hash: `45da073cdc6d7dd45681ca7f9e2f8b3001b8b26c`)
- Postcode: L31 2PT
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Detached
- Last sold: £92,000 Apr 1997
- Local average: £385,067 (29 sales)
- Street crime: 35 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £92,000
- Date: 1997-04-22
- Type: D
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 1997-04-22 | £92,000 | Detached | — | £407,904 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/fdc2f1fe-30c5-45c1-a865-c5e84798ad6d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 THE FIELDINGS, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PT | £92,000 | 22/04/1997 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 KINGSLEY CLOSE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 4LA | £318,000 | 09/01/2026 | Detached |
| 23 WOODLEIGH CLOSE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 4LB | £267,500 | 10/11/2023 | Detached |
| 209 SOUTHPORT ROAD, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 4DY | £225,000 | 27/10/2023 | Detached |
| 69 NURSERY ROAD, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 4JJ | £420,000 | 14/10/2022 | Detached |
| 137 SOUTHPORT ROAD, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JW | £320,000 | 25/08/2022 | Detached |
| 65 PILLING LANE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 4HB | £395,000 | 30/03/2022 | Detached |
| 2 THE MOORINGS, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2PS | £340,000 | 24/03/2022 | Detached |
| 26 WOODLEIGH CLOSE, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 4LB | £225,000 | 25/02/2022 | Detached |
| 6 BLACKHURST ROAD, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 4JW | £260,000 | 19/01/2022 | Detached |
| 109 SOUTHPORT ROAD, LYDIATE, LIVERPOOL, SEFTON, MERSEYSIDE, L31 2JW | £430,000 | 14/01/2022 | Detached |

**Area average:** £320,050 (10 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 39%
- **10y growth:** 61.9%

## House Price Index (HM Land Registry)

*Official index for Sefton; Detached series; as of July 2026.*

- **1y growth (index):** 3.3%
- **5y growth (index):** 26.9%
- **10y growth (index):** 53.1%

## Rental Range

*ONS Price Index of Private Rents (Sefton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £844/mo
- **Realistic:** £938/mo
- **Optimistic:** £1,032/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Sefton Drive, L31 | £650/mo | 2 | 1.19 miles | OpenRent |

**Average rent: £650/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 8.5%
- **Cost-to-rent:** 11.8×
- **Monthly cashflow:** £198/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 11 |
| Anti-social behaviour | 6 |
| Public order | 5 |
| Burglary | 4 |
| Criminal damage and arson | 4 |
| Other theft | 2 |
| Shoplifting | 2 |
| Drugs | 1 |
| **Total incidents** | **35** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Lydiate Primary School | Primary | 0.3 miles | Good — 19 Jun 2019 |
| St Gregory's Catholic Primary School | Primary | 0.3 miles | Good — 1 Jun 2011 |
| Green Park Primary School | Primary | 0.6 miles | Good — 9 Jul 2015 |
| St John Bosco Catholic Primary School | Primary | 0.6 miles | Good — 13 Aug 2013 |
| St Thomas Church of England Primary School, Lydiate | Primary | 0.7 miles | Outstanding — 11 Sep 2024 |