# 45 MAINE STREET, READING, RG2 6AG

## Property details

- Slug: `45c51dc` (address key hash: `45c51dc7fffd5c44c9975f6db65e1510378c0e2d`)
- Postcode: RG2 6AG
- Transactions on record: 3

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 116 m²
- EPC rating: B
- Last sold: £560,000 Feb 2026
- Price per m²: £4,828/m²
- Local average: £408,585 (41 sales)
- Street crime: 71 incidents within 1 mile (May 2026)

## Latest sale

- Price: £560,000
- Date: 2026-02-02
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 11/07/2029
- **Current heating cost:** £271/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0852-3862-7437-9691-2641)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-02 | £560,000 | Semi-detached | +1.8% | £554,919 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-dbba-d8ea-e063-4704a8c0bf7d) |
| Sold | 2023-10-18 | £550,000 | Semi-detached | +1.4% | £553,378 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/1061746d-ac53-3c34-e063-4804a8c0f9e7) |
| Sold | 2019-10-11 | £542,500 | Semi-detached | — | £648,756 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/9dbad221-5cfb-6eb3-e053-6b04a8c0f257) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 MAINE STREET, READING, RG2 6AG | £560,000 | 02/02/2026 | Semi-detached |
| 45 MAINE STREET, READING, RG2 6AG | £550,000 | 18/10/2023 | Semi-detached |
| 45 MAINE STREET, READING, RG2 6AG | £542,500 | 11/10/2019 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [172799390](http://87.117.209.195:8080/listings/762e461)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-03-03 | £2,300 |
| sold | 2026-01-01 | £560,000 |
| sold | 2023-01-01 | £550,000 |
| sold | 2019-01-01 | £542,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 105 MAINE STREET, READING, RG2 6AZ | £632,100 | 08/12/2023 | Semi-detached |
| 99 MAINE STREET, READING, RG2 6AZ | £635,350 | 06/12/2023 | Semi-detached |
| 97 MAINE STREET, READING, RG2 6AZ | £635,350 | 01/12/2023 | Semi-detached |
| 32 CHAMPLAIN STREET, READING, RG2 6AF | £515,000 | 30/11/2023 | Semi-detached |
| 5 CONNECTICUT STREET, READING, RG2 6AN | £528,650 | 27/10/2023 | Semi-detached |
| 1 CHAMPLAIN STREET, READING, RG2 6AE | £518,000 | 18/10/2023 | Semi-detached |
| 93 MAINE STREET, READING, RG2 6AZ | £715,000 | 18/10/2023 | Semi-detached |
| 87 MAINE STREET, READING, RG2 6AZ | £702,900 | 11/09/2023 | Semi-detached |
| 80 MAINE STREET, READING, RG2 6AZ | £580,000 | 20/12/2022 | Semi-detached |
| 23 NEW HAMPSHIRE STREET, READING, RG2 6AJ | £567,450 | 16/12/2022 | Semi-detached |
| 78 MAINE STREET, READING, RG2 6AZ | £579,500 | 09/12/2022 | Semi-detached |
| 9 CHAMPLAIN STREET, READING, RG2 6AE | £512,500 | 28/11/2022 | Semi-detached |
| 7 VERMONT STREET, READING, RG2 6AH | £525,000 | 25/11/2022 | Semi-detached |
| 38 CHAMPLAIN STREET, READING, RG2 6AF | £590,000 | 24/11/2022 | Semi-detached |
| 72 MAINE STREET, READING, RG2 6AZ | £610,000 | 09/11/2022 | Semi-detached |
| 74 MAINE STREET, READING, RG2 6AZ | £510,000 | 27/10/2022 | Semi-detached |
| 20 NEW HAMPSHIRE STREET, READING, RG2 6AJ | £562,600 | 26/10/2022 | Semi-detached |
| 61 MAINE STREET, READING, RG2 6AZ | £643,500 | 21/10/2022 | Semi-detached |
| 70 MAINE STREET, READING, RG2 6AZ | £583,680 | 13/10/2022 | Semi-detached |
| 68 MAINE STREET, READING, RG2 6AZ | £577,600 | 13/10/2022 | Semi-detached |

**Area average:** £586,209 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.4%
- **10y growth:** 20.7%

## House Price Index (HM Land Registry)

*Official index for Reading; Semi-detached series; as of April 2026.*

- **1y growth (index):** -2.7%
- **5y growth (index):** 15.2%
- **10y growth (index):** 18.1%

## Rental Range

*ONS Price Index of Private Rents (Reading). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,419/mo
- **Realistic:** £1,577/mo
- **Optimistic:** £1,735/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Semi-Detached House, Mimosa Drive, RG2 | £2,100/mo | 4 | 2.27 miles | OpenRent |

**Average rent: £2,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.38% (weak for cashflow)
- **Max investor price (0.8%):** £262,500
- **Target investor price (1%):** £210,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,100/mo).*

- **Gross yield:** 4.5%
- **Cost-to-rent:** 22.2×
- **Monthly cashflow:** £-340/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Shoplifting | 18 |
| Violence and sexual offences | 13 |
| Other theft | 10 |
| Public order | 6 |
| Other crime | 5 |
| Anti-social behaviour | 4 |
| Drugs | 4 |
| Bicycle theft | 3 |
| Vehicle crime | 3 |
| Criminal damage and arson | 2 |
| Robbery | 2 |
| Burglary | 1 |
| **Total incidents** | **71** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Green Park Village Primary Academy | Primary | 0.1 miles | Good — 12 Sep 2023 |
| Southcote Primary School | Primary | 1.1 miles | Good — 18 May 2023 |
| St Mary & All Saints Church of England Primary School | Primary | 1.2 miles | Requires improvement — 20 Jun 2023 |
| Whitley Park Primary and Nursery School | Primary | 1.2 miles | Good — 25 Jan 2022 |
| OneSchool Global Reading Senior Campus | Other | 1.3 miles | — (No rating) |