# 10 THE MEWS, MORECAMBE, LANCASTER, LANCASHIRE, LA4 6TR

## Property details

- Slug: `44df81f` (address key hash: `44df81fc2d4ee0d7fb0c8c436a20d165df6b39aa`)
- Postcode: LA4 6TR
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Floor area: 82 m²
- EPC rating: C
- Year built: England and Wales: 1991-1995
- Last sold: £175,000 Apr 2026
- Price per m²: £2,134/m²
- Local average: £187,413 (30 sales)
- Street crime: 236 incidents within 1 mile (May 2026)

## Latest sale

- Price: £175,000
- Date: 2026-04-01
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 27/01/2036
- **Current heating cost:** £666/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0836-1529-0500-0608-8222)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-01 | £175,000 | Terraced | +23.2% | £175,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-1f76-b8d0-e063-4704a8c08d98) |
| Sold | 2019-04-26 | £142,000 | Terraced | +9.2% | £197,523 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/8a78b2af-b07b-5cb0-e053-6b04a8c0f504) |
| Sold | 2013-09-05 | £130,000 | Terraced | — | £198,996 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/a96fab89-a30a-41bf-a2fd-88f456ddfac6) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 THE MEWS, MORECAMBE, LANCASTER, LANCASHIRE, LA4 6TR | £175,000 | 01/04/2026 | Terraced |
| 10 THE MEWS, MORECAMBE, LANCASTER, LANCASHIRE, LA4 6TR | £142,000 | 26/04/2019 | Terraced |
| 10 THE MEWS, MORECAMBE, LANCASTER, LANCASHIRE, LA4 6TR | £130,000 | 05/09/2013 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [76395437](http://87.117.209.195:8080/listings/186bd5a)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £175,000 |
| sold | 2019-01-01 | £142,000 |
| listed | 2018-10-16 | £144,950 |
| sold | 2013-01-01 | £130,000 |
| sold | 2007-01-01 | £148,500 |
| sold | 1996-01-01 | £48,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 THE MEWS, MORECAMBE, LANCASTER, LANCASHIRE, LA4 6TR | £163,000 | 13/12/2021 | Terraced |
| 8 THE COPPICE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 6TS | £239,950 | 08/09/2021 | Terraced |

**Area average:** £201,475 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 46.2%
- **10y growth:** 68.9%

## House Price Index (HM Land Registry)

*Official index for Lancaster; Terraced series; as of April 2026.*

- **1y growth (index):** 0.8%
- **5y growth (index):** 18.9%
- **10y growth (index):** 47.3%

## Rental Range

*ONS Price Index of Private Rents (Lancaster). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £726/mo
- **Realistic:** £807/mo
- **Optimistic:** £888/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Bungalow, Easedale Avenue, LA4 | £1,500/mo | 3 | 0.17 miles | OpenRent |
| 3 Bed Maisonette, Euston Road, LA4 | £1,950/mo | 3 | 0.71 miles | OpenRent |

**Average rent: £1,725/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.99% (okay)
- **Max investor price (0.8%):** £215,625
- **Target investor price (1%):** £172,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,725/mo).*

- **Gross yield:** 11.8%
- **Cost-to-rent:** 8.5×
- **Monthly cashflow:** £838/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 19.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 77 |
| Anti-social behaviour | 49 |
| Criminal damage and arson | 21 |
| Public order | 18 |
| Burglary | 15 |
| Shoplifting | 14 |
| Other theft | 13 |
| Other crime | 10 |
| Drugs | 6 |
| Vehicle crime | 6 |
| Bicycle theft | 5 |
| Possession of weapons | 1 |
| Robbery | 1 |
| **Total incidents** | **236** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Great Wood Primary School | Primary | 0.2 miles | Good — 3 Apr 2013 |
| Lancaster Road Primary School | Primary | 0.4 miles | Good — 17 Jul 2013 |
| Morecambe Bay Academy | Secondary | 0.4 miles | Good — 29 Oct 2023 |
| Morecambe and Heysham Torrisholme Community Primary School | Primary | 0.4 miles | Outstanding — 11 Nov 2016 |
| St Mary's Catholic Primary School, Morecambe | Primary | 0.5 miles | Requires improvement — 17 Sep 2024 |