# 4 THE CRESCENT, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6QB

## Property details

- Slug: `446c68e` (address key hash: `446c68ebccbe9dd61a65a93bfb2df222ed71d273`)
- Postcode: DE21 6QB
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 63 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £140,000 Apr 2026
- Price per m²: £2,222/m²
- Local average: £327,317 (54 sales)
- Street crime: 260 incidents within 1 mile (May 2026)

## Latest sale

- Price: £140,000
- Date: 2026-04-24
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 26/07/2030
- **Current heating cost:** £527/year
- **Est. upgrade cost to C:** £15,500

### Recommendations
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2838-4078-6283-9220-9280)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-24 | £140,000 | Detached | -6.7% | £140,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-e8bb-b8d0-e063-4704a8c08d98) |
| Sold | 2021-03-26 | £150,000 | Detached | — | £177,939 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/c6209f5f-1c7f-295e-e053-6c04a8c0ddcc) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 THE CRESCENT, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6QB | £140,000 | 24/04/2026 | Detached |
| 4 THE CRESCENT, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6QB | £150,000 | 26/03/2021 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [72148461](http://87.117.209.195:8080/listings/fe6b812)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £140,000 |
| sold | 2021-01-01 | £150,000 |
| listed | 2020-07-28 | £159,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 49 HIGHFIELD LANE, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6PH | £220,000 | 13/03/2025 | Detached |
| 65 HIGHFIELD LANE, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6PH | £265,000 | 20/12/2022 | Detached |
| 2A MEADOW LANE, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6PW | £245,000 | 05/12/2022 | Detached |
| 11 THE CRESCENT, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6QD | £170,000 | 15/11/2022 | Detached |
| 19 ORDISH AVENUE, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6QF | £260,000 | 30/09/2022 | Detached |
| 7 RAVENSCROFT DRIVE, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6NX | £235,000 | 14/09/2022 | Detached |
| 33 AUTUMN GROVE, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6PY | £187,500 | 23/08/2022 | Detached |
| 7 AUTUMN GROVE, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6PX | £175,000 | 20/07/2022 | Detached |
| 66 MEADOW LANE, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6PU | £310,000 | 15/07/2022 | Detached |
| 7 ORDISH AVENUE, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6QF | £193,000 | 04/07/2022 | Detached |
| 16 EVELYN GROVE, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6PZ | £168,000 | 27/05/2022 | Detached |
| 3 AUTUMN GROVE, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6PX | £187,950 | 13/05/2022 | Detached |
| 27 RAVENSCROFT DRIVE, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6NX | £185,000 | 28/04/2022 | Detached |
| 23 ASHWORTH AVENUE, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6PN | £192,000 | 21/03/2022 | Detached |
| 30 THE CRESCENT, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6QB | £180,000 | 24/01/2022 | Detached |
| 4 ASHWORTH AVENUE, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6PN | £232,000 | 16/11/2021 | Detached |
| 8 WALTON ROAD, CHADDESDEN, DERBY, CITY OF DERBY, DE21 6QE | £177,950 | 27/08/2021 | Detached |

**Area average:** £210,788 (17 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.6%
- **10y growth:** 50.1%

## House Price Index (HM Land Registry)

*Official index for City of Derby; Detached series; as of April 2026.*

- **1y growth (index):** 1.7%
- **5y growth (index):** 18.2%
- **10y growth (index):** 45.2%

## Rental Range

*ONS Price Index of Private Rents (Derby). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £767/mo
- **Realistic:** £852/mo
- **Optimistic:** £937/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Derby (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Cornwall Road, DE21 | £700/mo | 2 | 0.64 miles | OpenRent |
| 2 Bed Terraced House, Nottingham Road, DE21 | £850/mo | 2 | 0.7 miles | OpenRent |

**Average rent: £775/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £96,875
- **Target investor price (1%):** £77,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £775/mo).*

- **Gross yield:** 6.6%
- **Cost-to-rent:** 15.1×
- **Monthly cashflow:** £121/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 110 |
| Anti-social behaviour | 30 |
| Public order | 23 |
| Drugs | 19 |
| Other theft | 16 |
| Burglary | 14 |
| Criminal damage and arson | 13 |
| Shoplifting | 12 |
| Vehicle crime | 10 |
| Possession of weapons | 4 |
| Theft from the person | 4 |
| Other crime | 3 |
| Bicycle theft | 1 |
| Robbery | 1 |
| **Total incidents** | **260** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Alban's Catholic Voluntary Academy | Primary | 0.3 miles | Good — 11 Oct 2013 |
| Meadow Farm Community Primary School | Primary | 0.4 miles | Good — 11 Dec 2023 |
| Cherry Tree Hill Primary School | Primary | 0.6 miles | Good — 4 Jul 2018 |
| Chaddesden Park Primary School | Primary | 0.7 miles | Requires improvement — 7 May 2024 |
| Cavendish Close Junior Academy | Primary | 0.9 miles | Good — 9 Mar 2022 |