Semi-Detached

33 ELKIN ROAD

MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RN

£227,000

Location

Map view View on Google Maps View on OpenStreetMap Street View LA4 5RN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Rosebery Ave	0.2 miles
Shop	Unknown	0.2 miles
Hospital	Queen Victoria Hospital	0.5 miles
Train station	Bare Lane	0.5 miles
University	University of Cumbria, Lancaster Campus	3.1 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

101 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£227,000 Mar 2026

Price per m²

£2,248/m²

Local average

£208,714 (63 sales)

Street crime

299 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 26/06/2025

Expiry date: 25/06/2035

Current heating cost: £1,106/year

Potential heating cost: £992/year

Est. upgrade cost to C: £19,300

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£900 - £1,200)
50 mm internal or external wall insulation (£7,500 - £11,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/03/2026	£227,000	Semi-detached	—	£234,330 to June 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£227,000
listed	29/09/2025	£237,500
sold	01/01/2004	£129,950

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
14 BOWFELL AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XD	£195,000	19/12/2025	Semi-detached
12 RICHMOND AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XU	£258,000	15/12/2025	Semi-detached
24 LATHOM AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XS	£283,000	12/12/2025	Semi-detached
48 ANSTABLE ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 6TQ	£215,000	26/11/2025	Semi-detached
18 LANGDALE ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XA	£190,000	07/10/2025	Semi-detached
8 SOUTH AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RJ	£164,000	25/04/2025	Semi-detached
16 LANGDALE ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XA	£183,000	14/03/2025	Semi-detached
11A KIRKSTONE DRIVE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XP	£190,000	26/02/2025	Semi-detached
7 SOUTH GROVE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RL	£120,000	30/01/2025	Semi-detached
32 ELKIN ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RN	£210,000	24/10/2023	Semi-detached
204 LANCASTER ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5TL	£187,000	29/09/2023	Semi-detached
21 ELKIN ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RN	£250,000	27/09/2023	Semi-detached
73 SOUTH ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 6JP	£340,000	09/06/2023	Semi-detached
15 LANGDALE ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XA	£190,000	05/06/2023	Semi-detached
11A LATHOM AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XR	£232,500	26/05/2023	Semi-detached
11 ELKIN ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RN	£258,000	15/11/2022	Semi-detached
36 LANGDALE ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XA	£175,000	11/11/2022	Semi-detached
31 GLENEAGLES DRIVE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5BN	£168,000	03/10/2022	Semi-detached
2 RICHMOND AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XU	£305,000	26/08/2022	Semi-detached
2 BERWYN AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 6DU	£400,000	05/08/2022	Semi-detached

Area average: £225,675 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 18.7%

10y growth 39.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Lancaster. Series: Semi-detached. As of June 2026.

1y (index) 5.5%

5y (index) 22.1%

10y (index) 48.8%

Rental Range

Estimated market rent for Lancaster. Low = conservative, Realistic = average, Optimistic = best case.

Low £734/mo

Realistic £815/mo

Optimistic £897/mo

Based on Local Authority from postcode lookup → Lancaster.

LHA (30th percentile) floor for North Cumbria: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Semi-Detached House, Beaufort Road, LA4	£1,200/mo	2	0.34 miles	OpenRent
1 Bed Mobile Home, Arnside Crescent, LA4	£500/mo	1	0.37 miles	OpenRent
1 Bed Flat, Arnside Crescent, LA4	£750/mo	1	0.37 miles	OpenRent
1 Bed Flat, Thornton Road, LA4	£575/mo	1	0.44 miles	OpenRent
2 Bed Flat, Thornton Road, LA4	£740/mo	2	0.45 miles	OpenRent
1 Bed Flat, Thornton Road, LA4	£640/mo	1	0.45 miles	OpenRent
2 Bed Flat, Bare, LA4	£800/mo	2	0.47 miles	OpenRent
4 Bed Terraced House, Hest Bank Road, LA4	£1,800/mo	4	0.53 miles	OpenRent
2 Bed Terraced House, Westgate, LA4	£900/mo	2	0.6 miles	OpenRent
1 Bed Flat, Townley Street, LA4	£550/mo	1	0.64 miles	OpenRent
2 Bed Flat, Townley Street, LA4	£700/mo	2	0.64 miles	OpenRent
2 Bed Bungalow, Oak Ave, LA4	£650/mo	2	0.75 miles	OpenRent

Average rent: £817/mo (12 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.32%

Max investor price (0.8%) £90,000

Target investor price (1%) £72,000

Gross yield 3.8%

Cost-to-rent ratio 26.3×

Monthly cashflow £-271/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~291 m² (0.07 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	106
Anti-social behaviour	53
Criminal damage and arson	25
Shoplifting	25
Burglary	21
Public order	18
Other theft	17
Vehicle crime	16
Other crime	5
Possession of weapons	5
Drugs	3
Robbery	2
Theft from the person	2
Bicycle theft	1
Total incidents	299

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Lancaster Road Primary School	Primary	0.2 miles	Good — 17 Jul 2013
St Mary's Catholic Primary School, Morecambe	Primary	0.3 miles	Requires improvement — 17 Sep 2024
Morecambe Bay Academy	Secondary	0.3 miles	Good — 29 Oct 2023
Great Wood Primary School	Primary	0.4 miles	Good — 3 Apr 2013
Poulton-le-Sands Church of England Primary School	Primary	0.5 miles	Good — 30 Jan 2022

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
29/12/2008	15/12/2008	7	1

# 33 ELKIN ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RN

## Property details

- Slug: `4388c4e` (address key hash: `4388c4e91d8751d7c9d8762b7d9ffdd72d6e9b22`)
- Postcode: LA4 5RN
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 101 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £227,000 Mar 2026
- Price per m²: £2,248/m²
- Local average: £208,714 (63 sales)
- Street crime: 299 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £227,000
- Date: 2026-03-23
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 25/06/2035
- **Current heating cost:** £1,106/year
- **Est. upgrade cost to C:** £19,300

### Recommendations
- A (£900 - £1,200)
- Q (£7,500 - £11,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2180-6646-4050-5009-6125)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-23 | £227,000 | Semi-detached | — | £234,330 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-5712-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 ELKIN ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RN | £227,000 | 23/03/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167548649](http://87.117.209.195:8080/listings/3442f2b)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £227,000 |
| listed | 2025-09-29 | £237,500 |
| sold | 2004-01-01 | £129,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 BOWFELL AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XD | £195,000 | 19/12/2025 | Semi-detached |
| 12 RICHMOND AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XU | £258,000 | 15/12/2025 | Semi-detached |
| 24 LATHOM AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XS | £283,000 | 12/12/2025 | Semi-detached |
| 48 ANSTABLE ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 6TQ | £215,000 | 26/11/2025 | Semi-detached |
| 18 LANGDALE ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XA | £190,000 | 07/10/2025 | Semi-detached |
| 8 SOUTH AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RJ | £164,000 | 25/04/2025 | Semi-detached |
| 16 LANGDALE ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XA | £183,000 | 14/03/2025 | Semi-detached |
| 11A KIRKSTONE DRIVE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XP | £190,000 | 26/02/2025 | Semi-detached |
| 7 SOUTH GROVE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RL | £120,000 | 30/01/2025 | Semi-detached |
| 32 ELKIN ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RN | £210,000 | 24/10/2023 | Semi-detached |
| 204 LANCASTER ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5TL | £187,000 | 29/09/2023 | Semi-detached |
| 21 ELKIN ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RN | £250,000 | 27/09/2023 | Semi-detached |
| 73 SOUTH ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 6JP | £340,000 | 09/06/2023 | Semi-detached |
| 15 LANGDALE ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XA | £190,000 | 05/06/2023 | Semi-detached |
| 11A LATHOM AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XR | £232,500 | 26/05/2023 | Semi-detached |
| 11 ELKIN ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5RN | £258,000 | 15/11/2022 | Semi-detached |
| 36 LANGDALE ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XA | £175,000 | 11/11/2022 | Semi-detached |
| 31 GLENEAGLES DRIVE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5BN | £168,000 | 03/10/2022 | Semi-detached |
| 2 RICHMOND AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5XU | £305,000 | 26/08/2022 | Semi-detached |
| 2 BERWYN AVENUE, MORECAMBE, LANCASTER, LANCASHIRE, LA4 6DU | £400,000 | 05/08/2022 | Semi-detached |

**Area average:** £225,675 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 18.7%
- **10y growth:** 39.6%

## House Price Index (HM Land Registry)

*Official index for Lancaster; Semi-detached series; as of June 2026.*

- **1y growth (index):** 5.5%
- **5y growth (index):** 22.1%
- **10y growth (index):** 48.8%

## Rental Range

*ONS Price Index of Private Rents (Lancaster). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £734/mo
- **Realistic:** £815/mo
- **Optimistic:** £897/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Beaufort Road, LA4 | £1,200/mo | 2 | 0.34 miles | OpenRent |
| 1 Bed Mobile Home, Arnside Crescent, LA4 | £500/mo | 1 | 0.37 miles | OpenRent |
| 1 Bed Flat, Arnside Crescent, LA4 | £750/mo | 1 | 0.37 miles | OpenRent |
| 1 Bed Flat, Thornton Road, LA4 | £575/mo | 1 | 0.44 miles | OpenRent |
| 2 Bed Flat, Thornton Road, LA4 | £740/mo | 2 | 0.45 miles | OpenRent |
| 1 Bed Flat, Thornton Road, LA4 | £640/mo | 1 | 0.45 miles | OpenRent |
| 2 Bed Flat, Bare, LA4 | £800/mo | 2 | 0.47 miles | OpenRent |
| 4 Bed Terraced House, Hest Bank Road, LA4 | £1,800/mo | 4 | 0.53 miles | OpenRent |
| 2 Bed Terraced House, Westgate, LA4 | £900/mo | 2 | 0.6 miles | OpenRent |
| 1 Bed Flat, Townley Street, LA4 | £550/mo | 1 | 0.64 miles | OpenRent |
| 2 Bed Flat, Townley Street, LA4 | £700/mo | 2 | 0.64 miles | OpenRent |
| 2 Bed Bungalow, Oak Ave, LA4 | £650/mo | 2 | 0.75 miles | OpenRent |

**Average rent: £817/mo (12 listings)**

## 1% Rule

- **Rent ratio:** 0.32% (weak for cashflow)
- **Max investor price (0.8%):** £90,000
- **Target investor price (1%):** £72,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £720/mo).*

- **Gross yield:** 3.8%
- **Cost-to-rent:** 26.3×
- **Monthly cashflow:** £-271/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 106 |
| Anti-social behaviour | 53 |
| Criminal damage and arson | 25 |
| Shoplifting | 25 |
| Burglary | 21 |
| Public order | 18 |
| Other theft | 17 |
| Vehicle crime | 16 |
| Other crime | 5 |
| Possession of weapons | 5 |
| Drugs | 3 |
| Robbery | 2 |
| Theft from the person | 2 |
| Bicycle theft | 1 |
| **Total incidents** | **299** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Lancaster Road Primary School | Primary | 0.2 miles | Good — 17 Jul 2013 |
| St Mary's Catholic Primary School, Morecambe | Primary | 0.3 miles | Requires improvement — 17 Sep 2024 |
| Morecambe Bay Academy | Secondary | 0.3 miles | Good — 29 Oct 2023 |
| Great Wood Primary School | Primary | 0.4 miles | Good — 3 Apr 2013 |
| Poulton-le-Sands Church of England Primary School | Primary | 0.5 miles | Good — 30 Jan 2022 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #6247825
- **Address:** 33 Elkin Road, MORECAMBE, LA4 5RN
- **Certificate Issued:** 29/12/2008
- **Work Completed:** 15/12/2008
- **Items:** 7 window(s), 1 door(s)