Terraced 2 sales on record

27 SERPENTINE ROAD

HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9RD

£362,000

Location

Map view View on Google Maps View on OpenStreetMap Street View B17 9RD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Love Hair... Love Beauty	0.1 miles
Bus stop	High St / Serpentine Rd	0.1 miles
Train station	University	1.0 miles
University	University of Birmingham School of Dentistry	1.9 miles
Hospital	Bilston Street Surgery	9.0 miles

Property details

Tenure

Leasehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

73 m²

EPC rating

Year built

England and Wales: 1976-1982

Last sold

£362,000 Jan 2026

Price per m²

£4,959/m²

Local average

£379,882 (28 sales)

Street crime

300 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 15/10/2025

Expiry date: 14/10/2035

Current heating cost: £437/year

Potential heating cost: £437/year

Est. upgrade cost to C: £9,000

Recommendations

Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/01/2026	£362,000	Terraced	+52.4%	£369,572 to April 2026	View transaction
Sold	12/02/2016	£237,500	Terraced	—	£385,186 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£362,000
listed	28/07/2025	£375,000
sold	01/01/2016	£237,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
32 LONSDALE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9RA	£713,200	18/12/2025	Terraced
21 LONSDALE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9QX	£770,000	28/11/2025	Terraced
37 LONSDALE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9QX	£525,000	20/11/2025	Terraced
61 LONSDALE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9QX	£480,000	21/01/2025	Terraced
63 RAVENHURST ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9TB	£665,000	28/06/2023	Terraced
2 TUDOR TERRACE, BIRMINGHAM, WEST MIDLANDS, B17 9SB	£240,000	28/04/2023	Terraced
3 FRANKLEY TERRACE, BIRMINGHAM, WEST MIDLANDS, B17 9QR	£210,000	11/04/2022	Terraced
49 LONSDALE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9QX	£765,000	07/04/2022	Terraced
28 EMERSON ROAD, BIRMINGHAM, WEST MIDLANDS, B17 9LT	£620,000	05/04/2022	Terraced
42 SERPENTINE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9RE	£427,000	28/02/2022	Terraced
37 LONSDALE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9QX	£352,000	16/02/2022	Terraced
2 SUMMERVILLE TERRACE, BIRMINGHAM, WEST MIDLANDS, B17 0DQ	£340,000	17/12/2021	Terraced
6 RAVENHURST ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9SA	£360,000	30/11/2021	Terraced
49 HARBORNE PARK ROAD, BIRMINGHAM, WEST MIDLANDS, B17 0DE	£326,000	16/09/2021	Terraced

Area average: £485,229 (14 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 30.1%

10y growth 52.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Birmingham. Series: Terraced. As of April 2026.

1y (index) 1.3%

5y (index) 17.8%

10y (index) 60.2%

Rental Range

Estimated market rent for Birmingham. Low = conservative, Realistic = average, Optimistic = best case.

Low £981/mo

Realistic £1,090/mo

Optimistic £1,199/mo

Based on Local Authority from postcode lookup → Birmingham.

LHA (30th percentile) floor for Birmingham: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Tudor Terrace, B17	£950/mo	2	0.15 miles	OpenRent
The Place, Harborne	£1,450/mo	2	0.46 miles	Rightmove
2 Bed Penthouse, Griffin Gardens, B17	£1,200/mo	2	0.58 miles	OpenRent

Average rent: £1,200/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.33%

Max investor price (0.8%) £150,000

Target investor price (1%) £120,000

Gross yield 4%

Cost-to-rent ratio 25.1×

Monthly cashflow £-371/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 2

Risk: In flood risk area

Environment Agency Flood Risk Areas (APSFR)

Street-level crime

Category	Count
Violence and sexual offences	155
Public order	24
Vehicle crime	24
Burglary	20
Other theft	15
Shoplifting	13
Criminal damage and arson	11
Theft from the person	8
Drugs	6
Possession of weapons	6
Robbery	6
Anti-social behaviour	4
Bicycle theft	4
Other crime	4
Total incidents	300

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Harborne Primary School	Primary	0.2 miles	Outstanding — 13 Jan 2015
St Mary's Catholic Primary School	Primary	0.2 miles	Good — 8 Mar 2023
St Peters CofE Primary School	Primary	0.3 miles	Good — 19 Dec 2013
Queen Alexandra College	Other	0.4 miles	— (No rating)
Baskerville School	Other	0.4 miles	Good — 28 Feb 2013

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
11/01/2016	30/06/2009	3	—
11/01/2016	18/08/2009	—	1

# 27 SERPENTINE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9RD

## Property details

- Slug: `4223ac3` (address key hash: `4223ac3832fe83749c34a36d188c6285e562f629`)
- Postcode: B17 9RD
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 73 m²
- EPC rating: C
- Year built: England and Wales: 1976-1982
- Last sold: £362,000 Jan 2026
- Price per m²: £4,959/m²
- Local average: £379,882 (28 sales)
- Street crime: 300 incidents within 1 mile (May 2026)

## Latest sale

- Price: £362,000
- Date: 2026-01-23
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 14/10/2035
- **Current heating cost:** £437/year
- **Est. upgrade cost to C:** £9,000

### Recommendations
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9590-0759-0422-5598-3053)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £362,000 | Terraced | +52.4% | £369,572 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-bd00-d8ea-e063-4704a8c0bf7d) |
| Sold | 2016-02-12 | £237,500 | Terraced | — | £385,186 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/2d1e4b26-f1e9-fcd1-e050-a8c0630544ec) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 SERPENTINE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9RD | £362,000 | 23/01/2026 | Terraced |
| 27 SERPENTINE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9RD | £237,500 | 12/02/2016 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165036104](http://87.117.209.195:8080/listings/02c9220)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £362,000 |
| listed | 2025-07-28 | £375,000 |
| sold | 2016-01-01 | £237,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 LONSDALE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9RA | £713,200 | 18/12/2025 | Terraced |
| 21 LONSDALE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9QX | £770,000 | 28/11/2025 | Terraced |
| 37 LONSDALE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9QX | £525,000 | 20/11/2025 | Terraced |
| 61 LONSDALE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9QX | £480,000 | 21/01/2025 | Terraced |
| 63 RAVENHURST ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9TB | £665,000 | 28/06/2023 | Terraced |
| 2 TUDOR TERRACE, BIRMINGHAM, WEST MIDLANDS, B17 9SB | £240,000 | 28/04/2023 | Terraced |
| 3 FRANKLEY TERRACE, BIRMINGHAM, WEST MIDLANDS, B17 9QR | £210,000 | 11/04/2022 | Terraced |
| 49 LONSDALE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9QX | £765,000 | 07/04/2022 | Terraced |
| 28 EMERSON ROAD, BIRMINGHAM, WEST MIDLANDS, B17 9LT | £620,000 | 05/04/2022 | Terraced |
| 42 SERPENTINE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9RE | £427,000 | 28/02/2022 | Terraced |
| 37 LONSDALE ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9QX | £352,000 | 16/02/2022 | Terraced |
| 2 SUMMERVILLE TERRACE, BIRMINGHAM, WEST MIDLANDS, B17 0DQ | £340,000 | 17/12/2021 | Terraced |
| 6 RAVENHURST ROAD, HARBORNE, BIRMINGHAM, WEST MIDLANDS, B17 9SA | £360,000 | 30/11/2021 | Terraced |
| 49 HARBORNE PARK ROAD, BIRMINGHAM, WEST MIDLANDS, B17 0DE | £326,000 | 16/09/2021 | Terraced |

**Area average:** £485,229 (14 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 30.1%
- **10y growth:** 52.1%

## House Price Index (HM Land Registry)

*Official index for Birmingham; Terraced series; as of April 2026.*

- **1y growth (index):** 1.3%
- **5y growth (index):** 17.8%
- **10y growth (index):** 60.2%

## Rental Range

*ONS Price Index of Private Rents (Birmingham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £981/mo
- **Realistic:** £1,090/mo
- **Optimistic:** £1,199/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Birmingham (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Tudor Terrace, B17 | £950/mo | 2 | 0.15 miles | OpenRent |
| [The Place, Harborne](http://87.117.209.195:8080/listings/586ab32) | £1,450/mo | 2 | 0.46 miles | Rightmove |
| 2 Bed Penthouse, Griffin Gardens, B17 | £1,200/mo | 2 | 0.58 miles | OpenRent |

**Average rent: £1,200/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.33% (weak for cashflow)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 4%
- **Cost-to-rent:** 25.1×
- **Monthly cashflow:** £-371/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 155 |
| Public order | 24 |
| Vehicle crime | 24 |
| Burglary | 20 |
| Other theft | 15 |
| Shoplifting | 13 |
| Criminal damage and arson | 11 |
| Theft from the person | 8 |
| Drugs | 6 |
| Possession of weapons | 6 |
| Robbery | 6 |
| Anti-social behaviour | 4 |
| Bicycle theft | 4 |
| Other crime | 4 |
| **Total incidents** | **300** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Harborne Primary School | Primary | 0.2 miles | Outstanding — 13 Jan 2015 |
| St Mary's Catholic Primary School | Primary | 0.2 miles | Good — 8 Mar 2023 |
| St Peters CofE Primary School | Primary | 0.3 miles | Good — 19 Dec 2013 |
| Queen Alexandra College | Other | 0.4 miles | — (No rating) |
| Baskerville School | Other | 0.4 miles | Good — 28 Feb 2013 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #6691036
- **Address:** 27 Serpentine Road, Harborne, B17 9RD
- **Certificate Issued:** 11/01/2016
- **Work Completed:** 30/06/2009
- **Items:** 3 window(s)

### FENSA Certificate #6787389
- **Address:** 27 Serpentine Road, Harborne, B17 9RD
- **Certificate Issued:** 11/01/2016
- **Work Completed:** 18/08/2009
- **Items:** 1 door(s)