# 44 MAES CRUGIAU, RHYDYFELIN, ABERYSTWYTH, CEREDIGION, SY23 4PP

## Property details

- Slug: `41d82f8` (address key hash: `41d82f830238f760aa1968fd3a8529790c489f78`)
- Postcode: SY23 4PP
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Floor area: 113 m²
- EPC rating: C
- Year built: England and Wales: 2003-2006
- Last sold: £380,000 Jan 2026
- Price per m²: £3,363/m²
- Local average: £298,366 (29 sales)
- Street crime: 35 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £380,000
- Date: 2026-01-19
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 29/09/2035
- **Current heating cost:** £819/year
- **Est. upgrade cost to C:** £9,000

### Recommendations
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0380-2140-5510-2175-8545)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-19 | £380,000 | Detached | +204% | £369,832 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c31-b101-591c-e063-4704a8c00c31) |
| Sold | 2004-05-12 | £125,000 | Detached | — | £239,746 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/966b3297-e558-4610-b3af-9cecb5141c2d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 44 MAES CRUGIAU, RHYDYFELIN, ABERYSTWYTH, CEREDIGION, SY23 4PP | £380,000 | 19/01/2026 | Detached |
| 44 MAES CRUGIAU, RHYDYFELIN, ABERYSTWYTH, CEREDIGION, SY23 4PP | £125,000 | 12/05/2004 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THE HOLLIES, SOUTHGATE, ABERYSTWYTH, CEREDIGION, SY23 1SE | £355,000 | 18/04/2023 | Detached |
| HAZLEDEAN TANYFRON LANE, SOUTHGATE, ABERYSTWYTH, CEREDIGION, SY23 1SG | £103,000 | 30/09/2022 | Detached |

**Area average:** £229,000 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.1%
- **10y growth:** 38.7%

## House Price Index (HM Land Registry)

*Official index for Ceredigion; Detached series; as of March 2026.*

- **1y growth (index):** 7.4%
- **5y growth (index):** 23.5%
- **10y growth (index):** 46.3%

## Rental Range

*ONS Price Index of Private Rents (Ceredigion). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £638/mo
- **Realistic:** £709/mo
- **Optimistic:** £780/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Pwllhobi, SY23 | £1,400/mo | 4 | 0.93 miles | OpenRent |
| 1 Bed Terraced House, Old Central Stores, SY23 | £795/mo | 1 | 0.96 miles | OpenRent |
| 2 Bed Terraced House, Old Central Stores, SY23 | £950/mo | 2 | 0.96 miles | OpenRent |

**Average rent: £1,048/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.25% (weak for cashflow)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 3%
- **Cost-to-rent:** 33.3×
- **Monthly cashflow:** £-666/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -7.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 25 |
| Public order | 4 |
| Anti-social behaviour | 3 |
| Drugs | 2 |
| Other theft | 1 |
| **Total incidents** | **35** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Ysgol Llwyn Yr Eos | Other | 0.3 miles | — (No rating) |
| Ysgol Gyfun Penweddig | Other | 0.9 miles | — (No rating) |
| Yr Ysgol Gymraeg | Other | 1.0 miles | — (No rating) |
| Ysgol Plascrug | Other | 1.0 miles | — (No rating) |
| Ysgol Padarn Sant | Other | 1.2 miles | — (No rating) |