# CHURCHILL COURT FLAT 27 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD

## Property details

- Slug: `41648c8` (address key hash: `41648c86708765f514b18a7c3b51fa3d2a11142d`)
- Postcode: SN8 1LD
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 1
- Bathrooms: 1
- Last sold: £117,500 Feb 2026
- Local average: £150,667 (9 sales)
- Street crime: 40 incidents within 1 mile (May 2026)

## Latest sale

- Price: £117,500
- Date: 2026-02-11
- Type: F
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-11 | £117,500 | Flat | -13% | £115,767 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-cdbe-d8ea-e063-4704a8c0bf7d) |
| Sold | 2017-08-30 | £135,000 | Flat | — | £139,014 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/5cf9903c-bbf6-7f13-e053-6c04a8c074b1) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| CHURCHILL COURT FLAT 27 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £117,500 | 11/02/2026 | Flat |
| CHURCHILL COURT FLAT 27 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £135,000 | 30/08/2017 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [88691295](http://87.117.209.195:8080/listings/d5e844f)
- Matched listing: [153747068](http://87.117.209.195:8080/listings/6589423)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-05-19 | £900 |
| sold | 2026-01-01 | £117,500 |
| sold | 2026-01-01 | £117,500 |
| listed | 2024-10-14 | £125,000 |
| sold | 2017-01-01 | £135,000 |
| sold | 2017-01-01 | £135,000 |
| sold | 2004-01-01 | £191,500 |
| sold | 2004-01-01 | £191,500 |
| sold | 2001-01-01 | £163,450 |
| sold | 2001-01-01 | £163,450 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| PURCELLS COURT FLAT 16 GEORGE LANE, MARLBOROUGH, WILTSHIRE, SN8 4BS | £145,500 | 28/11/2025 | Flat |
| CHURCHILL COURT FLAT 10 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £118,000 | 31/10/2025 | Flat |
| CHURCHILL COURT FLAT 7 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £100,000 | 17/02/2025 | Flat |
| PELHAMS COURT COPES VIEW 4 PELHAMS COURT, MARLBOROUGH, WILTSHIRE, SN8 2AG | £230,000 | 07/02/2025 | Flat |
| CHURCHILL COURT FLAT 9 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £105,000 | 05/06/2024 | Flat |
| 7 WYE LANE, MARLBOROUGH, WILTSHIRE, SN8 1PJ | £275,000 | 20/12/2023 | Flat |
| CHURCHILL COURT FLAT 24 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £90,000 | 28/07/2023 | Flat |
| FLEUR DE LIS 23 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 2FN | £264,761 | 31/03/2023 | Flat |
| FLEUR DE LIS 7 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 2FN | £314,365 | 31/03/2023 | Flat |
| FLEUR DE LIS 18 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 2FN | £332,714 | 31/03/2023 | Flat |
| 12 FLAT 2 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 1PH | £91,500 | 16/12/2022 | Flat |
| SEMPRINGHAM COURT FLAT 5 SALISBURY ROAD, MARLBOROUGH, WILTSHIRE, SN8 4AH | £266,000 | 16/08/2022 | Flat |
| FLEUR DE LIS 21 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 2FN | £375,000 | 30/06/2022 | Flat |
| FLEUR DE LIS 18 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 2FN | £342,000 | 30/06/2022 | Flat |
| WYE HOUSE FLAT 6 BARN STREET, MARLBOROUGH, WILTSHIRE, SN8 1AB | £475,000 | 27/05/2022 | Flat |
| CHURCHILL COURT FLAT 20 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £97,500 | 11/04/2022 | Flat |
| FLEUR DE LIS 15 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 2FN | £400,000 | 18/03/2022 | Flat |
| PURCELLS COURT FLAT 7 GEORGE LANE, MARLBOROUGH, WILTSHIRE, SN8 4BS | £147,000 | 24/02/2022 | Flat |
| CHURCHILL COURT FLAT 33 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £205,000 | 14/01/2022 | Flat |
| WYE HOUSE FLAT 3 BARN STREET, MARLBOROUGH, WILTSHIRE, SN8 1AB | £365,000 | 20/12/2021 | Flat |

**Area average:** £236,967 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Kelham Gardens, Marlborough, Wiltshire, SN8](http://87.117.209.195:8080/listings/f62c5a5) | £75,000 | 1 | Flat | 0.01 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -56%
- **10y growth:** -39.4%

## House Price Index (HM Land Registry)

*Official index for Wiltshire; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -3.4%
- **5y growth (index):** 3%
- **10y growth (index):** 15%

## Rental Range

*ONS Price Index of Private Rents (Wiltshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £958/mo
- **Realistic:** £1,064/mo
- **Optimistic:** £1,170/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cheltenham (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Terraced House, Rogers Meadow, SN8 | £850/mo | 1 | 0.6 miles | OpenRent |

**Average rent: £850/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.72% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 8.7%
- **Cost-to-rent:** 11.5×
- **Monthly cashflow:** £277/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 13 |
| Other theft | 8 |
| Criminal damage and arson | 5 |
| Anti-social behaviour | 4 |
| Shoplifting | 4 |
| Drugs | 2 |
| Public order | 2 |
| Bicycle theft | 1 |
| Vehicle crime | 1 |
| **Total incidents** | **40** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Marlborough St Mary's CE Primary School | Primary | 0.3 miles | Good — 8 Jul 2019 |
| St John's Marlborough | Secondary | 0.4 miles | Outstanding — 29 Oct 2014 |
| Marlborough College | Other | 0.6 miles | — (No rating) |
| Preshute Church of England Primary School | Primary | 1.4 miles | Good — 11 Jul 2024 |
| Kennet Valley Church of England Aided Primary School | Primary | 2.9 miles | Good — 12 May 2020 |