Semi-Detached

8 RAMSEY STREET

MANCHESTER, GREATER MANCHESTER, M40 5HW

£185,000

Location

Map view View on Google Maps View on OpenStreetMap Street View M40 5HW

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Joyce Street/Kenyon Lane	0.1 miles
Shop	Sam's Convenience Store	0.4 miles
Train station	Moston	1.2 miles
University	UCEN Manchester (City Campus)	2.7 miles
Hospital	Shiv Lodge Medical Centre	3.7 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

66 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£185,000 Jan 2026

Price per m²

£2,803/m²

Local average

£255,593 (31 sales)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 26/07/2025

Expiry date: 25/07/2035

Current heating cost: £799/year

Potential heating cost: £671/year

Est. upgrade cost to C: £16,765

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (suspended floor) (£5,000 - £10,000)
Increase hot water cylinder insulation (£20 - £40)
Upgrade heating controls (£220 - £250)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	27/01/2026	£185,000	Semi-detached	—	£181,346 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£185,000
listed	30/07/2025	£200,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
11 ST GEORGES DRIVE, MANCHESTER, GREATER MANCHESTER, M40 5HP	£330,000	21/04/2023	Semi-detached
274 LIGHTBOWNE ROAD, MANCHESTER, GREATER MANCHESTER, M40 5HQ	£180,000	27/10/2022	Semi-detached
43 ARBORY AVENUE, MOSTON, MANCHESTER, GREATER MANCHESTER, M40 5HF	£198,000	26/10/2022	Semi-detached
32 ARBORY AVENUE, MOSTON, MANCHESTER, GREATER MANCHESTER, M40 5HE	£205,000	10/10/2022	Semi-detached
15 ARBORY AVENUE, MOSTON, MANCHESTER, GREATER MANCHESTER, M40 5HF	£185,000	23/05/2022	Semi-detached
30 ARBORY AVENUE, MOSTON, MANCHESTER, GREATER MANCHESTER, M40 5HE	£153,000	29/04/2022	Semi-detached
59 JOYCE STREET, MANCHESTER, GREATER MANCHESTER, M40 5HB	£171,000	13/12/2021	Semi-detached
36 JOYCE STREET, MANCHESTER, GREATER MANCHESTER, M40 5HA	£142,000	24/11/2021	Semi-detached
63 ARBORY AVENUE, MOSTON, MANCHESTER, GREATER MANCHESTER, M40 5HJ	£155,000	15/10/2021	Semi-detached
6 ARBORY AVENUE, MOSTON, MANCHESTER, GREATER MANCHESTER, M40 5HE	£130,000	14/10/2021	Semi-detached

Area average: £184,900 (10 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type and bedroom count.

Address	Price	Beds	Type	Distance
West Avenue, New Moston, Manchester	£270,000	3	Semi-detached	0.74 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 54.7%

10y growth 119.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Manchester. Series: Semi-detached. As of April 2026.

1y (index) 3.9%

5y (index) 23.5%

10y (index) 83.5%

Rental Range

Estimated market rent for Manchester. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,217/mo

Realistic £1,352/mo

Optimistic £1,487/mo

Based on Local Authority from postcode lookup → Manchester.

LHA (30th percentile) floor for West Pennine: Apr 2025 – Mar 2026

Rental Comparables

Rental comparables are temporarily unavailable while listing-site fetches are paused. Try again later.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.73%

Max investor price (0.8%) £169,000

Target investor price (1%) £135,200

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Harpurhey Alternative Provision School	Other	0.1 miles	Inadequate — 24 Feb 2023
St Dunstan's RC Primary School	Primary	0.2 miles	Good — 21 Apr 2016
Lily Lane Primary School	Primary	0.4 miles	Inadequate — 18 Jul 2022
Co-op Academy Broadhurst	Primary	0.4 miles	Good — 23 Nov 2017
Camberwell Park Specialist Support School	Other	0.5 miles	— (No rating)

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
03/04/2007	16/03/2007	2	—

# 8 RAMSEY STREET, MANCHESTER, GREATER MANCHESTER, M40 5HW

## Property details

- Slug: `411b8dd` (address key hash: `411b8ddf0937b543ff5cd4d8abe3b7b1a563c433`)
- Postcode: M40 5HW
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 66 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £185,000 Jan 2026
- Price per m²: £2,803/m²
- Local average: £255,593 (31 sales)

## Latest sale

- Price: £185,000
- Date: 2026-01-27
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 25/07/2035
- **Current heating cost:** £799/year
- **Est. upgrade cost to C:** £16,765

### Recommendations
- W1 (£5,000 - £10,000)
- C (£20 - £40)
- G (£220 - £250)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6200-2969-0422-3523-3353)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-27 | £185,000 | Semi-detached | — | £181,346 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-46c8-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 RAMSEY STREET, MANCHESTER, GREATER MANCHESTER, M40 5HW | £185,000 | 27/01/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165117050](http://87.117.209.195:8080/listings/75cedf1)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £185,000 |
| listed | 2025-07-30 | £200,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 ST GEORGES DRIVE, MANCHESTER, GREATER MANCHESTER, M40 5HP | £330,000 | 21/04/2023 | Semi-detached |
| 274 LIGHTBOWNE ROAD, MANCHESTER, GREATER MANCHESTER, M40 5HQ | £180,000 | 27/10/2022 | Semi-detached |
| 43 ARBORY AVENUE, MOSTON, MANCHESTER, GREATER MANCHESTER, M40 5HF | £198,000 | 26/10/2022 | Semi-detached |
| 32 ARBORY AVENUE, MOSTON, MANCHESTER, GREATER MANCHESTER, M40 5HE | £205,000 | 10/10/2022 | Semi-detached |
| 15 ARBORY AVENUE, MOSTON, MANCHESTER, GREATER MANCHESTER, M40 5HF | £185,000 | 23/05/2022 | Semi-detached |
| 30 ARBORY AVENUE, MOSTON, MANCHESTER, GREATER MANCHESTER, M40 5HE | £153,000 | 29/04/2022 | Semi-detached |
| 59 JOYCE STREET, MANCHESTER, GREATER MANCHESTER, M40 5HB | £171,000 | 13/12/2021 | Semi-detached |
| 36 JOYCE STREET, MANCHESTER, GREATER MANCHESTER, M40 5HA | £142,000 | 24/11/2021 | Semi-detached |
| 63 ARBORY AVENUE, MOSTON, MANCHESTER, GREATER MANCHESTER, M40 5HJ | £155,000 | 15/10/2021 | Semi-detached |
| 6 ARBORY AVENUE, MOSTON, MANCHESTER, GREATER MANCHESTER, M40 5HE | £130,000 | 14/10/2021 | Semi-detached |

**Area average:** £184,900 (10 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [West Avenue, New Moston, Manchester](http://87.117.209.195:8080/listings/5572db5) | £270,000 | 3 | Semi-detached | 0.74 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 54.7%
- **10y growth:** 119.8%

## House Price Index (HM Land Registry)

*Official index for Manchester; Semi-detached series; as of April 2026.*

- **1y growth (index):** 3.9%
- **5y growth (index):** 23.5%
- **10y growth (index):** 83.5%

## Rental Range

*ONS Price Index of Private Rents (Manchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,217/mo
- **Realistic:** £1,352/mo
- **Optimistic:** £1,487/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).*

## 1% Rule

- **Rent ratio:** 0.73% (weak for cashflow)
- **Max investor price (0.8%):** £169,000
- **Target investor price (1%):** £135,200

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Harpurhey Alternative Provision School | Other | 0.1 miles | Inadequate — 24 Feb 2023 |
| St Dunstan's RC Primary School | Primary | 0.2 miles | Good — 21 Apr 2016 |
| Lily Lane Primary School | Primary | 0.4 miles | Inadequate — 18 Jul 2022 |
| Co-op Academy Broadhurst | Primary | 0.4 miles | Good — 23 Nov 2017 |
| Camberwell Park Specialist Support School | Other | 0.5 miles | — (No rating) |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4607327
- **Address:** 8 Ramsey Street, MANCHESTER, M40 5HW
- **Certificate Issued:** 03/04/2007
- **Work Completed:** 16/03/2007
- **Items:** 2 window(s)