# 5 CHURCH CLOSE, SMALLEY, ILKESTON, AMBER VALLEY, DERBYSHIRE, DE7 6JX

## Property details

- Slug: `3d00f43` (address key hash: `3d00f43c80ddc8ca458d4827591433bac84be29f`)
- Postcode: DE7 6JX
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 74 m²
- EPC rating: C
- Year built: England and Wales: 2007-2011
- Last sold: £242,000 Jan 2026
- Price per m²: £3,270/m²
- Local average: £214,367 (64 sales)
- Street crime: 6 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £242,000
- Date: 2026-01-23
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** A
- **Expiry date:** 22/11/2031
- **Current heating cost:** £265/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9520-2567-4090-2529-6051)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £242,000 | Semi-detached | +30.8% | £242,693 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c31-cab5-591c-e063-4704a8c00c31) |
| Sold | 2007-08-01 | £184,950 | Semi-detached | — | £301,081 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/99b90508-4ab6-4061-b31c-9e8b99f45b09) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 CHURCH CLOSE, SMALLEY, ILKESTON, AMBER VALLEY, DERBYSHIRE, DE7 6JX | £242,000 | 23/01/2026 | Semi-detached |
| 5 CHURCH CLOSE, SMALLEY, ILKESTON, AMBER VALLEY, DERBYSHIRE, DE7 6JX | £184,950 | 01/08/2007 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 91 MAIN ROAD, SMALLEY, ILKESTON, AMBER VALLEY, DERBYSHIRE, DE7 6DS | £340,000 | 25/06/2021 | Semi-detached |
| 61 MAIN ROAD, SMALLEY, ILKESTON, AMBER VALLEY, DERBYSHIRE, DE7 6DS | £187,950 | 18/06/2021 | Semi-detached |

**Area average:** £263,975 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21%
- **10y growth:** 62%

## House Price Index (HM Land Registry)

*Official index for Amber Valley; Semi-detached series; as of March 2026.*

- **1y growth (index):** 3%
- **5y growth (index):** 22.5%
- **10y growth (index):** 63.6%

## Rental Range

*ONS Price Index of Private Rents (Amber Valley). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £708/mo
- **Realistic:** £787/mo
- **Optimistic:** £866/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Derby (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Calladine Cottage, DE7 | £900/mo | 2 | 0.99 miles | OpenRent |

**Average rent: £900/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.37% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 4.5%
- **Cost-to-rent:** 22.4×
- **Monthly cashflow:** £-168/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 2 |
| Criminal damage and arson | 1 |
| Drugs | 1 |
| Other crime | 1 |
| Other theft | 1 |
| **Total incidents** | **6** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Richardson Endowed Primary School | Primary | 0.3 miles | Good — 21 Jun 2012 |
| Horsley Woodhouse Primary School | Primary | 0.8 miles | Good — 14 May 2023 |
| Stanley Common Church of England Primary School | Primary | 1.4 miles | Inadequate — 15 May 2023 |
| Denby Free CofE VA Primary School | Primary | 1.5 miles | Requires improvement — 26 Jul 2023 |
| Heanor Gate Spencer Academy | Secondary | 1.6 miles | Outstanding — 14 Sep 2023 |