# 2 CHALK GROVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5FR

## Property details

- Slug: `3cb8bd7` (address key hash: `3cb8bd7250fa9223575525590632b272ba7852e0`)
- Postcode: LA9 5FR
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Bathrooms (EPC): 1
- Floor area: 182 m²
- EPC rating: A
- Last sold: £600,000 Feb 2026
- Price per m²: £3,297/m²
- Local average: £478,670 (32 sales)

## Latest sale

- Price: £600,000
- Date: 2026-02-11
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** A
- **Potential rating:** A
- **Current heating cost:** £493/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0380-3621-8440-2705-4745)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-11 | £600,000 | Detached | -11.8% | £600,000 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-f373-8922-e063-4804a8c094d0) |
| Sold | 2023-08-22 | £680,000 | Detached | — | £726,640 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/2acace8c-aa5f-295e-e063-4804a8c0b0eb) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 CHALK GROVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5FR | £600,000 | 11/02/2026 | Detached |
| 2 CHALK GROVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5FR | £680,000 | 22/08/2023 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 CHALK GROVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5FR | £725,000 | 02/06/2025 | Detached |
| 13 CHALK GROVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5FR | £680,000 | 31/03/2025 | Detached |
| 15 CHALK GROVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5FR | £693,500 | 28/03/2025 | Detached |
| 4 CHALK GROVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5FR | £735,000 | 21/12/2023 | Detached |
| 12 CHALK GROVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5FR | £560,000 | 26/10/2023 | Detached |

**Area average:** £678,700 (5 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1.3%
- **10y growth:** 8.5%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of February 2026.*

- **1y growth (index):** 2.8%
- **5y growth (index):** 24.6%
- **10y growth (index):** 56.3%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | As seen on |
|------|------|------|------|
| 2 Bed Terraced House, Chambers Close, LA9 | £895/mo | 2 | OpenRent |
| 4 Bed Detached House, Limestone Road, LA9 | £1,850/mo | 4 | OpenRent |

**Average rent: £1,373/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.23% (weak for cashflow)
- **Max investor price (0.8%):** £171,625
- **Target investor price (1%):** £137,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,373/mo).*

- **Gross yield:** 2.7%
- **Cost-to-rent:** 36.4×
- **Monthly cashflow:** £-1,152/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -7.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*