Flats/Maisonettes 2 sales on record

6 THE MOORINGS

HEST BANK, LANCASTER, LANCASHIRE, LA2 6DJ

£220,000

Location

Map view View on Google Maps View on OpenStreetMap Street View LA2 6DJ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Feathers n Waves	0.1 miles
Bus stop	Peacock Lane	0.1 miles
Train station	Bare Lane	1.4 miles
Hospital	Dacrelands Clinic	2.1 miles
University	University of Cumbria, Lancaster Campus	3.5 miles

Property details

Tenure

Freehold

Property type

Flat

Floor area

98 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£220,000 Jan 2026

Price per m²

£2,245/m²

Local average

£225,000 (4 sales)

Street crime

14 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 07/05/2025

Expiry date: 06/05/2035

Current heating cost: £976/year

Potential heating cost: £771/year

Est. upgrade cost to C: £3,155

Recommendations

High heat retention storage heaters (£2,000 - £3,000)
Heat recovery system for mixer showers (£585 - £725)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	30/01/2026	£220,000	Flat	+63%	£210,889 to April 2026	View transaction
Sold	06/02/2015	£135,000	Flat	—	£173,833 to April 2026	View transaction

Historic listings

Checking public listings for past sale and let events matched to this address. Refresh in a few minutes.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
18A STATION ROAD, HEST BANK, LANCASTER, LANCASHIRE, LA2 6HP	£210,000	27/05/2022	Flat
5 THE MOORINGS, HEST BANK, LANCASTER, LANCASHIRE, LA2 6DJ	£167,000	10/01/2022	Flat

Area average: £188,500 (2 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 176.7%

10y growth 163.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Lancaster. Series: Flats and maisonettes. As of April 2026.

1y (index) -4.5%

5y (index) 4.9%

10y (index) 25.5%

Rental Range

Estimated market rent for Lancaster. Low = conservative, Realistic = average, Optimistic = best case.

Low £730/mo

Realistic £811/mo

Optimistic £892/mo

Based on Local Authority from postcode lookup → Lancaster.

LHA (30th percentile) floor for Lancaster: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Bolton Le Sands, LA5	£1,200/mo	3	0.53 miles	OpenRent
2 Bed Flat, Greenwood Avenue, LA5	£800/mo	2	0.64 miles	OpenRent
3 Bed Bungalow, Greenwood Avenue, LA5	£1,250/mo	3	0.71 miles	OpenRent

Average rent: £1,083/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.55%

Max investor price (0.8%) £150,000

Target investor price (1%) £120,000

Gross yield 6.5%

Cost-to-rent ratio 15.3×

Monthly cashflow £189/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	6
Public order	3
Burglary	2
Criminal damage and arson	2
Anti-social behaviour	1
Total incidents	14

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Slyne-with-Hest, St Luke's, Church of England Primary School	Primary	0.4 miles	Good — 20 Jul 2012
Bolton-le-Sands Church of England Primary School	Primary	1.4 miles	Good — 7 Nov 2022
Great Wood Primary School	Primary	1.6 miles	Good — 3 Apr 2013
Beaumont College - A Salutem/Ambito College	Other	1.6 miles	— (No rating)
Morecambe and Heysham Torrisholme Community Primary School	Primary	1.7 miles	Outstanding — 11 Nov 2016

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 6 THE MOORINGS, HEST BANK, LANCASTER, LANCASHIRE, LA2 6DJ

## Property details

- Slug: `3c7a489` (address key hash: `3c7a489cde14df431751eb958039dba5711ccb90`)
- Postcode: LA2 6DJ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Flat
- Floor area: 98 m²
- EPC rating: C
- Year built: England and Wales: 1930-1949
- Last sold: £220,000 Jan 2026
- Price per m²: £2,245/m²
- Local average: £225,000 (4 sales)
- Street crime: 14 incidents within 1 mile (May 2026)

## Latest sale

- Price: £220,000
- Date: 2026-01-30
- Type: F
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 06/05/2035
- **Current heating cost:** £976/year
- **Est. upgrade cost to C:** £3,155

### Recommendations
- L2 (£2,000 - £3,000)
- Y (£585 - £725)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7335-9025-8500-0823-0206)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £220,000 | Flat | +63% | £210,889 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-54ce-8922-e063-4804a8c094d0) |
| Sold | 2015-02-06 | £135,000 | Flat | — | £173,833 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/52d2b65b-18d9-446c-953c-37bfe2f73522) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 THE MOORINGS, HEST BANK, LANCASTER, LANCASHIRE, LA2 6DJ | £220,000 | 30/01/2026 | Flat |
| 6 THE MOORINGS, HEST BANK, LANCASTER, LANCASHIRE, LA2 6DJ | £135,000 | 06/02/2015 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 18A STATION ROAD, HEST BANK, LANCASTER, LANCASHIRE, LA2 6HP | £210,000 | 27/05/2022 | Flat |
| 5 THE MOORINGS, HEST BANK, LANCASTER, LANCASHIRE, LA2 6DJ | £167,000 | 10/01/2022 | Flat |

**Area average:** £188,500 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 176.7%
- **10y growth:** 163.6%

## House Price Index (HM Land Registry)

*Official index for Lancaster; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -4.5%
- **5y growth (index):** 4.9%
- **10y growth (index):** 25.5%

## Rental Range

*ONS Price Index of Private Rents (Lancaster). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £730/mo
- **Realistic:** £811/mo
- **Optimistic:** £892/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lancaster (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Bolton Le Sands, LA5 | £1,200/mo | 3 | 0.53 miles | OpenRent |
| 2 Bed Flat, Greenwood Avenue, LA5 | £800/mo | 2 | 0.64 miles | OpenRent |
| 3 Bed Bungalow, Greenwood Avenue, LA5 | £1,250/mo | 3 | 0.71 miles | OpenRent |

**Average rent: £1,083/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 6.5%
- **Cost-to-rent:** 15.3×
- **Monthly cashflow:** £189/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 6 |
| Public order | 3 |
| Burglary | 2 |
| Criminal damage and arson | 2 |
| Anti-social behaviour | 1 |
| **Total incidents** | **14** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Slyne-with-Hest, St Luke's, Church of England Primary School | Primary | 0.4 miles | Good — 20 Jul 2012 |
| Bolton-le-Sands Church of England Primary School | Primary | 1.4 miles | Good — 7 Nov 2022 |
| Great Wood Primary School | Primary | 1.6 miles | Good — 3 Apr 2013 |
| Beaumont College - A Salutem/Ambito College | Other | 1.6 miles | — (No rating) |
| Morecambe and Heysham Torrisholme Community Primary School | Primary | 1.7 miles | Outstanding — 11 Nov 2016 |