# 4 DOWLING ROAD, UTTOXETER, EAST STAFFORDSHIRE, STAFFORDSHIRE, ST14 8WF

## Property details

- Slug: `3b29123` (address key hash: `3b29123b2b33694ba7899847725af398c0d4b142`)
- Postcode: ST14 8WF
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 103 m²
- EPC rating: B
- Last sold: £370,000 May 2026
- Price per m²: £3,592/m²
- Local average: £433,185 (42 sales)

## Latest sale

- Price: £370,000
- Date: 2026-05-01
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 03/05/2033
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8837-6435-2200-0814-6206)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-05-01 | £370,000 | Detached | — | £374,306 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-b996-8052-e063-4804a8c06ee4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 DOWLING ROAD, UTTOXETER, EAST STAFFORDSHIRE, STAFFORDSHIRE, ST14 8WF | £370,000 | 01/05/2026 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [171026417](http://87.117.209.195:8080/listings/6d62c57)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-01-15 | £372,500 |
| sold | 2026-01-01 | £370,000 |
| sold | 2023-01-01 | £359,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 DOWLING ROAD, UTTOXETER, EAST STAFFORDSHIRE, STAFFORDSHIRE, ST14 8WF | £395,995 | 28/04/2023 | Detached |
| 50 DOWLING ROAD, UTTOXETER, EAST STAFFORDSHIRE, STAFFORDSHIRE, ST14 8WF | £323,495 | 25/10/2022 | Detached |
| 54 DOWLING ROAD, UTTOXETER, EAST STAFFORDSHIRE, STAFFORDSHIRE, ST14 8WF | £362,745 | 30/09/2022 | Detached |
| 52 DOWLING ROAD, UTTOXETER, EAST STAFFORDSHIRE, STAFFORDSHIRE, ST14 8WF | £317,995 | 28/09/2022 | Detached |

**Area average:** £350,058 (4 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 51.5%
- **10y growth:** 32%

## House Price Index (HM Land Registry)

*Official index for West Midlands Region; Detached series; as of June 2026.*

- **1y growth (index):** 2.5%
- **5y growth (index):** 15.4%
- **10y growth (index):** 46.5%

## Rental Range

*ONS Price Index of Private Rents (West Midlands). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £877/mo
- **Realistic:** £974/mo
- **Optimistic:** £1,071/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Eastern Staffordshire (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | As seen on |
|------|------|------|------|
| 2 Bed Flat, Chamberlain Close, ST14 | £715/mo | 2 | OpenRent |

**Average rent: £715/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.19% (weak for cashflow)
- **Max investor price (0.8%):** £89,375
- **Target investor price (1%):** £71,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £715/mo).*

- **Gross yield:** 2.3%
- **Cost-to-rent:** 43.1×
- **Monthly cashflow:** £-839/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -9.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*
