# ESSEX HOUSE, 42 FLAT 2 CROUCH STREET, COLCHESTER, ESSEX, CO3 3HH

## Property details

- Slug: `3a5dcc2` (address key hash: `3a5dcc2ef01893b4fb07af629a05b58441803875`)
- Postcode: CO3 3HH
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 1
- Bathrooms: 1
- Last sold: £190,000 Mar 2026
- Local average: £182,240 (20 sales)
- Street crime: 469 incidents within 1 mile (May 2026)

## Latest sale

- Price: £190,000
- Date: 2026-03-11
- Type: F
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-11 | £190,000 | Flat | -2.6% | £189,580 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-c673-8922-e063-4804a8c094d0) |
| Sold | 2021-06-16 | £195,000 | Flat | +9.6% | £196,523 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/cfc9085c-3f5b-9a70-e053-6b04a8c09d6a) |
| Sold | 2020-01-10 | £178,000 | Flat | — | £191,350 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/9ff0d969-67be-11ed-e053-6c04a8c06383) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ESSEX HOUSE, 42 FLAT 2 CROUCH STREET, COLCHESTER, ESSEX, CO3 3HH | £190,000 | 11/03/2026 | Flat |
| ESSEX HOUSE, 42 FLAT 2 CROUCH STREET, COLCHESTER, ESSEX, CO3 3HH | £195,000 | 16/06/2021 | Flat |
| ESSEX HOUSE, 42 FLAT 2 CROUCH STREET, COLCHESTER, ESSEX, CO3 3HH | £178,000 | 10/01/2020 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [170254160](http://87.117.209.195:8080/listings/d2c319a)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £190,000 |
| listed | 2025-12-12 | £190,000 |
| sold | 2021-01-01 | £195,000 |
| sold | 2020-01-01 | £178,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| PRIORY COURT FLAT 19 CROUCH STREET, COLCHESTER, ESSEX, CO3 3HH | £160,000 | 04/09/2023 | Flat |
| PRIORY COURT FLAT 17 CROUCH STREET, COLCHESTER, ESSEX, CO3 3HH | £174,000 | 14/10/2022 | Flat |
| ESSEX HOUSE 42 FLAT 3 CROUCH STREET, COLCHESTER, ESSEX, CO3 3HH | £150,000 | 23/08/2022 | Flat |
| ESSEX HOUSE, 42 FLAT 12 CROUCH STREET, COLCHESTER, ESSEX, CO3 3HH | £175,000 | 15/07/2022 | Flat |
| 1A RAWSTORN ROAD, COLCHESTER, ESSEX, CO3 3JE | £220,000 | 27/04/2022 | Flat |
| PRIORY COURT FLAT 22 CROUCH STREET, COLCHESTER, ESSEX, CO3 3HH | £148,500 | 18/02/2022 | Flat |
| 33 - 35 FLAT 4 MANOR ROAD, COLCHESTER, ESSEX, CO3 3LX | £210,000 | 04/02/2022 | Flat |
| PRIORY COURT FLAT 3 CROUCH STREET, COLCHESTER, ESSEX, CO3 3HH | £148,000 | 18/01/2022 | Flat |
| PRIORY COURT FLAT 16 CROUCH STREET, COLCHESTER, ESSEX, CO3 3HH | £148,000 | 14/01/2022 | Flat |
| PRIORY COURT FLAT 6 CROUCH STREET, COLCHESTER, ESSEX, CO3 3HH | £148,000 | 22/12/2021 | Flat |
| PRIORY COURT FLAT 13 CROUCH STREET, COLCHESTER, ESSEX, CO3 3HH | £145,000 | 29/11/2021 | Flat |
| 7 FLAT 2 CHURCH WALK, COLCHESTER, ESSEX, CO1 1NS | £131,000 | 05/10/2021 | Flat |

**Area average:** £163,125 (12 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.4%
- **10y growth:** 17.1%

## House Price Index (HM Land Registry)

*Official index for Colchester; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -3.9%
- **5y growth (index):** 2.1%
- **10y growth (index):** 18.2%

## Rental Range

*ONS Price Index of Private Rents (Colchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,090/mo
- **Realistic:** £1,211/mo
- **Optimistic:** £1,332/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 1-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Meyrick Crescent, CO2 | £1,125/mo | 2 | 0.77 miles | OpenRent |

**Average rent: £1,125/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.59% (weak for cashflow)
- **Max investor price (0.8%):** £140,625
- **Target investor price (1%):** £112,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,125/mo).*

- **Gross yield:** 7.1%
- **Cost-to-rent:** 14.1×
- **Monthly cashflow:** £239/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 185 |
| Anti-social behaviour | 69 |
| Shoplifting | 60 |
| Public order | 42 |
| Criminal damage and arson | 29 |
| Other theft | 25 |
| Drugs | 12 |
| Other crime | 9 |
| Vehicle crime | 9 |
| Burglary | 7 |
| Robbery | 7 |
| Bicycle theft | 6 |
| Possession of weapons | 6 |
| Theft from the person | 3 |
| **Total incidents** | **469** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Colchester Prep & High School | Other | 0.1 miles | — (No rating) |
| Oxford House School | Other | 0.2 miles | — (No rating) |
| Colchester Royal Grammar School | Secondary | 0.2 miles | Inadequate — 8 Jul 2021 |
| The Sixth Form College Colchester | Other | 0.3 miles | — (No rating) |
| St John's Green Primary School | Primary | 0.3 miles | Good — 4 Dec 2017 |