# 67 CHURCH HILL, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3LS

## Property details

- Slug: `39a8a89` (address key hash: `39a8a89097af009d41e348b5d8f72ca10fba3327`)
- Postcode: CM3 3LS
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 97 m²
- EPC rating: D
- Year built: England and Wales: 1967-1975
- Last sold: £351,000 Jan 2026
- Price per m²: £3,619/m²
- Local average: £339,796 (27 sales)
- Street crime: 9 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £351,000
- Date: 2026-01-19
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 04/06/2035
- **Current heating cost:** £681/year
- **Est. upgrade cost to C:** £11,675

### Recommendations
- A2 (£850 - £1,500)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7100-2351-0522-8504-3653)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-19 | £351,000 | Terraced | +292.2% | £349,249 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c31-d82a-591c-e063-4704a8c00c31) |
| Sold | 1999-12-20 | £89,500 | Terraced | — | £400,141 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/87e1ea2f-b8a3-45f3-b22d-aea93209f862) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 67 CHURCH HILL, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3LS | £351,000 | 19/01/2026 | Terraced |
| 67 CHURCH HILL, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3LS | £89,500 | 20/12/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 65 CHURCH HILL, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3LS | £315,000 | 24/08/2021 | Terraced |

**Area average:** £315,000 (1 sale)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 10.3%
- **10y growth:** 24.4%

## House Price Index (HM Land Registry)

*Official index for Chelmsford; Terraced series; as of March 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 12.1%
- **10y growth (index):** 33.3%

## Rental Range

*ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,298/mo
- **Realistic:** £1,442/mo
- **Optimistic:** £1,586/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Brook Hill, CM3 | £1,300/mo | 2 | 0.2 miles | OpenRent |
| 4 Bed Detached House, Petty Croft, CM1 | £850/mo | 4 | 0.96 miles | OpenRent |
| 2 Bed Flat, Searle Crescent, CM1 | £1,380/mo | 2 | 1.09 miles | OpenRent |
| 3 Bed Terraced House, The Windmills, CM1 | £1,650/mo | 3 | 1.14 miles | OpenRent |

**Average rent: £1,295/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.38% (weak for cashflow)
- **Max investor price (0.8%):** £167,500
- **Target investor price (1%):** £134,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,340/mo).*

- **Gross yield:** 4.6%
- **Cost-to-rent:** 21.8×
- **Monthly cashflow:** £-201/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 3 |
| Anti-social behaviour | 2 |
| Public order | 2 |
| Burglary | 1 |
| Drugs | 1 |
| **Total incidents** | **9** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Little Waltham Church of England Voluntary Aided Primary School | Primary | 0.2 miles | Good — 26 Sep 2023 |
| The Belsteads School | Other | 0.8 miles | Good — 21 Sep 2022 |
| Great Waltham Church of England Voluntary Controlled Primary School | Primary | 1.1 miles | Good — 23 Feb 2012 |
| Chelmer Valley High School | Secondary | 1.3 miles | Good — 12 Sep 2023 |
| Broomfield Primary School | Primary | 1.8 miles | Good — 14 Nov 2013 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #14228897
- **Address:** 67 Church Hill, Little Waltham, CM3 3LS
- **Certificate Issued:** 04/10/2020
- **Work Completed:** 21/09/2020
- **Items:** 1 door(s)