Terraced 2 sales on record

67 CHURCH HILL

LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3LS

£351,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CM3 3LS

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Church Hill	0.1 miles
Shop	Unknown	0.3 miles
Train station	Beaulieu Park	2.7 miles
Hospital	Chelmsford and Essex (C&E) Centre	4.0 miles
University	Writtle School of Design	4.2 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

97 m²

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£351,000 Jan 2026

Price per m²

£3,619/m²

Local average

£339,796 (27 sales)

Street crime

9 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 05/06/2025

Expiry date: 04/06/2035

Current heating cost: £681/year

Potential heating cost: £570/year

Est. upgrade cost to C: £11,675

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	19/01/2026	£351,000	Terraced	+292.2%	£349,249 to March 2026	View transaction
Sold	20/12/1999	£89,500	Terraced	—	£400,141 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
65 CHURCH HILL, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3LS	£315,000	24/08/2021	Terraced

Area average: £315,000 (1 sale)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 10%

10y growth 24.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Chelmsford. Series: Terraced. As of March 2026.

1y (index) 1%

5y (index) 12.1%

10y (index) 33.3%

Rental Range

Estimated market rent for Chelmsford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,298/mo

Realistic £1,442/mo

Optimistic £1,586/mo

Based on Local Authority from postcode lookup → Chelmsford.

LHA (30th percentile) floor for Chelmsford: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Semi-Detached House, Brook Hill, CM3	£1,300/mo	2	0.2 miles	OpenRent
4 Bed Detached House, Petty Croft, CM1	£850/mo	4	0.96 miles	OpenRent
2 Bed Flat, Searle Crescent, CM1	£1,380/mo	2	1.09 miles	OpenRent
3 Bed Terraced House, The Windmills, CM1	£1,650/mo	3	1.14 miles	OpenRent

Average rent: £1,295/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.38%

Max investor price (0.8%) £167,500

Target investor price (1%) £134,000

Gross yield 4.6%

Cost-to-rent ratio 21.8×

Monthly cashflow £-201/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	3
Anti-social behaviour	2
Public order	2
Burglary	1
Drugs	1
Total incidents	9

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Little Waltham Church of England Voluntary Aided Primary School	Primary	0.2 miles	Good — 26 Sep 2023
The Belsteads School	Other	0.8 miles	Good — 21 Sep 2022
Great Waltham Church of England Voluntary Controlled Primary School	Primary	1.1 miles	Good — 23 Feb 2012
Chelmer Valley High School	Secondary	1.3 miles	Good — 12 Sep 2023
Broomfield Primary School	Primary	1.8 miles	Good — 14 Nov 2013

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
04/10/2020	21/09/2020	—	1

# 67 CHURCH HILL, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3LS

## Property details

- Slug: `39a8a89` (address key hash: `39a8a89097af009d41e348b5d8f72ca10fba3327`)
- Postcode: CM3 3LS
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 97 m²
- EPC rating: D
- Year built: England and Wales: 1967-1975
- Last sold: £351,000 Jan 2026
- Price per m²: £3,619/m²
- Local average: £339,796 (27 sales)
- Street crime: 9 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £351,000
- Date: 2026-01-19
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 04/06/2035
- **Current heating cost:** £681/year
- **Est. upgrade cost to C:** £11,675

### Recommendations
- A2 (£850 - £1,500)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7100-2351-0522-8504-3653)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-19 | £351,000 | Terraced | +292.2% | £349,249 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c31-d82a-591c-e063-4704a8c00c31) |
| Sold | 1999-12-20 | £89,500 | Terraced | — | £400,141 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/87e1ea2f-b8a3-45f3-b22d-aea93209f862) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 67 CHURCH HILL, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3LS | £351,000 | 19/01/2026 | Terraced |
| 67 CHURCH HILL, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3LS | £89,500 | 20/12/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 65 CHURCH HILL, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3LS | £315,000 | 24/08/2021 | Terraced |

**Area average:** £315,000 (1 sale)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 10%
- **10y growth:** 24.4%

## House Price Index (HM Land Registry)

*Official index for Chelmsford; Terraced series; as of March 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 12.1%
- **10y growth (index):** 33.3%

## Rental Range

*ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,298/mo
- **Realistic:** £1,442/mo
- **Optimistic:** £1,586/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Brook Hill, CM3 | £1,300/mo | 2 | 0.2 miles | OpenRent |
| 4 Bed Detached House, Petty Croft, CM1 | £850/mo | 4 | 0.96 miles | OpenRent |
| 2 Bed Flat, Searle Crescent, CM1 | £1,380/mo | 2 | 1.09 miles | OpenRent |
| 3 Bed Terraced House, The Windmills, CM1 | £1,650/mo | 3 | 1.14 miles | OpenRent |

**Average rent: £1,295/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.38% (weak for cashflow)
- **Max investor price (0.8%):** £167,500
- **Target investor price (1%):** £134,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,340/mo).*

- **Gross yield:** 4.6%
- **Cost-to-rent:** 21.8×
- **Monthly cashflow:** £-201/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 3 |
| Anti-social behaviour | 2 |
| Public order | 2 |
| Burglary | 1 |
| Drugs | 1 |
| **Total incidents** | **9** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Little Waltham Church of England Voluntary Aided Primary School | Primary | 0.2 miles | Good — 26 Sep 2023 |
| The Belsteads School | Other | 0.8 miles | Good — 21 Sep 2022 |
| Great Waltham Church of England Voluntary Controlled Primary School | Primary | 1.1 miles | Good — 23 Feb 2012 |
| Chelmer Valley High School | Secondary | 1.3 miles | Good — 12 Sep 2023 |
| Broomfield Primary School | Primary | 1.8 miles | Good — 14 Nov 2013 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #14228897
- **Address:** 67 Church Hill, Little Waltham, CM3 3LS
- **Certificate Issued:** 04/10/2020
- **Work Completed:** 21/09/2020
- **Items:** 1 door(s)