Terraced

15 BENCH CARR

ROCHDALE, GREATER MANCHESTER, OL12 0QU

£210,000

Location

Map view View on Google Maps View on OpenStreetMap Street View OL12 0QU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Falinge Road/Falinge High School	0.2 miles
Shop	Tesco Express	0.4 miles
Train station	Rochdale	1.2 miles
Hospital	Birch Hill Hospital	2.0 miles
University	UCEN Manchester (City Campus)	10.0 miles

Property details

Tenure

Leasehold

Property type

Terraced

Floor area

68 m²

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£210,000 Mar 2026

Price per m²

£3,088/m²

Local average

£170,797 (61 sales)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 10/10/2025

Expiry date: 09/10/2035

Current heating cost: £1,028/year

Potential heating cost: £910/year

Est. upgrade cost to C: £17,180

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (suspended floor) (£5,000 - £10,000)
Increase hot water cylinder insulation (£20 - £40)
Low energy lighting for all fixed outlets (£240 - £280)
Hot water cylinder thermostat (£130 - £180)
Upgrade heating controls (£220 - £250)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	06/03/2026	£210,000	Terraced	—	£211,315 to May 2026	View transaction

Historic listings

Checking public listings for past sale and let events matched to this address. Refresh in a few minutes.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
30 CASSON GATE, ROCHDALE, GREATER MANCHESTER, OL12 0QA	£175,000	04/08/2025	Terraced
53 MIZZY ROAD, ROCHDALE, GREATER MANCHESTER, OL12 6HW	£103,000	26/03/2025	Terraced
20 BENTMEADOWS, ROCHDALE, GREATER MANCHESTER, OL12 6HZ	£95,000	04/11/2022	Terraced
26 BENTMEADOWS, ROCHDALE, GREATER MANCHESTER, OL12 6HZ	£93,000	20/10/2022	Terraced
24 BENTMEADOWS, ROCHDALE, GREATER MANCHESTER, OL12 6HZ	£115,000	15/07/2022	Terraced
14 MOORFIELD PLACE, ROCHDALE, GREATER MANCHESTER, OL12 0QN	£78,000	24/06/2022	Terraced
193 HEIGHTS LANE, ROCHDALE, GREATER MANCHESTER, OL12 0QS	£103,000	29/04/2022	Terraced
38 BENTMEADOWS, ROCHDALE, GREATER MANCHESTER, OL12 6HZ	£95,000	04/03/2022	Terraced
61 MIZZY ROAD, ROCHDALE, GREATER MANCHESTER, OL12 6HW	£85,000	20/12/2021	Terraced

Area average: £104,667 (9 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 58%

10y growth 59.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Rochdale. Series: Terraced. As of May 2026.

1y (index) 4.7%

5y (index) 34.6%

10y (index) 80.9%

Rental Range

Estimated market rent for Rochdale. Low = conservative, Realistic = average, Optimistic = best case.

Low £752/mo

Realistic £836/mo

Optimistic £920/mo

Based on Local Authority from postcode lookup → Rochdale.

LHA (30th percentile) floor for Oldham & Rochdale: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Reform Street, OL12	£950/mo	3	0.33 miles	OpenRent

Average rent: £950/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.45%

Max investor price (0.8%) £118,750

Target investor price (1%) £95,000

Gross yield 5.4%

Cost-to-rent ratio 18.4×

Monthly cashflow £3/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Brownhill School	Other	0.1 miles	Requires improvement — 13 Nov 2023
Falinge Park High School	Secondary	0.2 miles	Good — 9 Oct 2013
Howard Street Nursery School	Nursery	0.3 miles	Good — 13 Sep 2023
Spotland Primary School	Primary	0.4 miles	Inadequate — 24 Sep 2024
Rochdale Islamic Academy	Other	0.4 miles	Good — 6 Feb 2022

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 15 BENCH CARR, ROCHDALE, GREATER MANCHESTER, OL12 0QU

## Property details

- Slug: `38447f8` (address key hash: `38447f8a7e084a261bf3a0b843e569a2768e934c`)
- Postcode: OL12 0QU
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Terraced
- Floor area: 68 m²
- EPC rating: D
- Year built: England and Wales: 1967-1975
- Last sold: £210,000 Mar 2026
- Price per m²: £3,088/m²
- Local average: £170,797 (61 sales)

## Latest sale

- Price: £210,000
- Date: 2026-03-06
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 09/10/2035
- **Current heating cost:** £1,028/year
- **Est. upgrade cost to C:** £17,180

### Recommendations
- W1 (£5,000 - £10,000)
- C (£20 - £40)
- E (£240 - £280)
- F (£130 - £180)
- G (£220 - £250)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/4590-4502-0122-3597-3053)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-06 | £210,000 | Terraced | — | £211,315 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-f9a1-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 BENCH CARR, ROCHDALE, GREATER MANCHESTER, OL12 0QU | £210,000 | 06/03/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 30 CASSON GATE, ROCHDALE, GREATER MANCHESTER, OL12 0QA | £175,000 | 04/08/2025 | Terraced |
| 53 MIZZY ROAD, ROCHDALE, GREATER MANCHESTER, OL12 6HW | £103,000 | 26/03/2025 | Terraced |
| 20 BENTMEADOWS, ROCHDALE, GREATER MANCHESTER, OL12 6HZ | £95,000 | 04/11/2022 | Terraced |
| 26 BENTMEADOWS, ROCHDALE, GREATER MANCHESTER, OL12 6HZ | £93,000 | 20/10/2022 | Terraced |
| 24 BENTMEADOWS, ROCHDALE, GREATER MANCHESTER, OL12 6HZ | £115,000 | 15/07/2022 | Terraced |
| 14 MOORFIELD PLACE, ROCHDALE, GREATER MANCHESTER, OL12 0QN | £78,000 | 24/06/2022 | Terraced |
| 193 HEIGHTS LANE, ROCHDALE, GREATER MANCHESTER, OL12 0QS | £103,000 | 29/04/2022 | Terraced |
| 38 BENTMEADOWS, ROCHDALE, GREATER MANCHESTER, OL12 6HZ | £95,000 | 04/03/2022 | Terraced |
| 61 MIZZY ROAD, ROCHDALE, GREATER MANCHESTER, OL12 6HW | £85,000 | 20/12/2021 | Terraced |

**Area average:** £104,667 (9 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 58%
- **10y growth:** 59.4%

## House Price Index (HM Land Registry)

*Official index for Rochdale; Terraced series; as of May 2026.*

- **1y growth (index):** 4.7%
- **5y growth (index):** 34.6%
- **10y growth (index):** 80.9%

## Rental Range

*ONS Price Index of Private Rents (Rochdale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £752/mo
- **Realistic:** £836/mo
- **Optimistic:** £920/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Reform Street, OL12 | £950/mo | 3 | 0.33 miles | OpenRent |

**Average rent: £950/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.45% (weak for cashflow)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 5.4%
- **Cost-to-rent:** 18.4×
- **Monthly cashflow:** £3/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Brownhill School | Other | 0.1 miles | Requires improvement — 13 Nov 2023 |
| Falinge Park High School | Secondary | 0.2 miles | Good — 9 Oct 2013 |
| Howard Street Nursery School | Nursery | 0.3 miles | Good — 13 Sep 2023 |
| Spotland Primary School | Primary | 0.4 miles | Inadequate — 24 Sep 2024 |
| Rochdale Islamic Academy | Other | 0.4 miles | Good — 6 Feb 2022 |