# 45 QUIET LANE, NEWHALL, HARLOW, ESSEX, CM17 9TT

## Property details

- Slug: `38203b9` (address key hash: `38203b94d2c3ac45e7defe41851a4599fa8de657`)
- Postcode: CM17 9TT
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 1
- Bathrooms: 1
- Floor area: 50 m²
- EPC rating: B
- Last sold: £235,000 Apr 2026
- Price per m²: £4,700/m²
- Local average: £227,225 (20 sales)
- Street crime: 251 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £235,000
- Date: 2026-04-27
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** B
- **Expiry date:** 29/05/2033
- **Current heating cost:** £331/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0370-3420-9050-2977-1481)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-27 | £235,000 | Flat | -2.1% | £232,689 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-1380-8052-e063-4804a8c06ee4) |
| Sold | 2023-07-07 | £239,950 | Flat | — | £227,877 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/06c9f487-16d2-9388-e063-4804a8c0bd98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 QUIET LANE, NEWHALL, HARLOW, ESSEX, CM17 9TT | £235,000 | 27/04/2026 | Flat |
| 45 QUIET LANE, NEWHALL, HARLOW, ESSEX, CM17 9TT | £239,950 | 07/07/2023 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [162315080](http://87.117.209.195:8080/listings/f827382)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £235,000 |
| listed | 2025-05-22 | £225,000 |
| sold | 2023-01-01 | £239,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 NORTH SQUARE, NEWHALL, HARLOW, ESSEX, CM17 9TW | £220,000 | 14/01/2026 | Flat |
| 44 DEALINGS ROAD, NEWHALL, HARLOW, ESSEX, CM17 9TU | £247,000 | 05/01/2026 | Flat |
| 2 BARNFIELD WAY, NEWHALL, HARLOW, ESSEX, CM17 9TN | £232,000 | 13/11/2025 | Flat |
| 12 DEALINGS ROAD, NEWHALL, HARLOW, ESSEX, CM17 9TU | £210,000 | 07/07/2025 | Flat |
| 10 OLD OAKS LANE, NEWHALL, HARLOW, ESSEX, CM17 9TQ | £332,000 | 15/12/2023 | Flat |
| 20 BARNFIELD WAY, NEWHALL, HARLOW, ESSEX, CM17 9TN | £297,500 | 08/11/2023 | Flat |
| 50 DEALINGS ROAD, NEWHALL, HARLOW, ESSEX, CM17 9TU | £245,000 | 20/10/2023 | Flat |
| 6 MILESTONE ROAD, NEWHALL, HARLOW, ESSEX, CM17 9NW | £189,000 | 22/09/2023 | Flat |
| 1 ALEXANDRA ROAD, NEWHALL, HARLOW, ESSEX, CM17 9NU | £212,000 | 03/08/2023 | Flat |
| 44 MILESTONE ROAD, NEWHALL, HARLOW, ESSEX, CM17 9NW | £295,000 | 28/07/2023 | Flat |
| 22 BARNFIELD WAY, NEWHALL, HARLOW, ESSEX, CM17 9TN | £291,000 | 26/07/2023 | Flat |
| 44 QUIET LANE, NEWHALL, HARLOW, ESSEX, CM17 9TT | £239,950 | 07/07/2023 | Flat |
| 48 QUIET LANE, NEWHALL, HARLOW, ESSEX, CM17 9TT | £244,950 | 29/06/2023 | Flat |
| 50 QUIET LANE, NEWHALL, HARLOW, ESSEX, CM17 9TT | £334,000 | 29/06/2023 | Flat |
| 49 QUIET LANE, NEWHALL, HARLOW, ESSEX, CM17 9TT | £334,000 | 29/06/2023 | Flat |
| 11 NORTH SQUARE, NEWHALL, HARLOW, ESSEX, CM17 9TW | £225,000 | 28/04/2023 | Flat |
| 15 ALEXANDRA ROAD, NEWHALL, HARLOW, ESSEX, CM17 9NU | £210,000 | 05/12/2022 | Flat |
| 10 ALEXANDRA ROAD, NEWHALL, HARLOW, ESSEX, CM17 9NU | £242,000 | 18/11/2022 | Flat |
| 20 BARNFIELD WAY, NEWHALL, HARLOW, ESSEX, CM17 9TN | £273,700 | 23/10/2022 | Flat |
| 3 HOLLAND WAY, NEWHALL, HARLOW, ESSEX, CM17 9NN | £295,000 | 23/09/2022 | Flat |

**Area average:** £258,455 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 4.4%
- **10y growth:** 11.1%

## House Price Index (HM Land Registry)

*Official index for Harlow; Flats and maisonettes series; as of June 2026.*

- **1y growth (index):** -1.4%
- **5y growth (index):** 0.9%
- **10y growth (index):** 5.5%

## Rental Range

*ONS Price Index of Private Rents (Harlow). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,366/mo
- **Realistic:** £1,518/mo
- **Optimistic:** £1,670/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Harlow & Stortford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 1-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Pennymead, CM20 | £1,400/mo | 2 | 0.78 miles | OpenRent |
| 2 Bed Terraced House, Sewell Harris Close, CM20 | £1,550/mo | 2 | 0.83 miles | OpenRent |
| 2 Bed Flat, Great Plumtree, CM20 | £1,525/mo | 2 | 0.86 miles | OpenRent |

**Average rent: £1,492/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.65% (weak for cashflow)
- **Max investor price (0.8%):** £190,625
- **Target investor price (1%):** £152,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,525/mo).*

- **Gross yield:** 7.8%
- **Cost-to-rent:** 12.8×
- **Monthly cashflow:** £422/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 113 |
| Anti-social behaviour | 39 |
| Shoplifting | 29 |
| Vehicle crime | 14 |
| Public order | 12 |
| Bicycle theft | 7 |
| Criminal damage and arson | 7 |
| Other crime | 7 |
| Drugs | 6 |
| Other theft | 6 |
| Burglary | 5 |
| Robbery | 4 |
| Possession of weapons | 1 |
| Theft from the person | 1 |
| **Total incidents** | **251** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Mark Hall Academy | Secondary | 0.2 miles | Requires improvement — 16 Jan 2023 |
| Fawbert and Barnard's Primary School | Primary | 0.4 miles | Good — 6 Sep 2013 |
| Newhall Primary Academy | Primary | 0.4 miles | Good — 13 Mar 2023 |
| Church Langley Community Primary School | Primary | 0.6 miles | Good — 1 Oct 2014 |
| Cooks Spinney Primary Academy and Nursery | Primary | 0.7 miles | — (Inspected (no overall grade)) |