# 38 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG

## Property details

- Slug: `37e31cd` (address key hash: `37e31cd7e7d1d2527c84888e9225b8608956c29f`)
- Postcode: BL9 6WG
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 1
- Bathrooms: 1
- Floor area: 43 m²
- EPC rating: D
- Year built: England and Wales: 2003-2006
- Last sold: £122,250 Mar 2026
- Price per m²: £2,843/m²
- Local average: £138,066 (16 sales)

## Latest sale

- Price: £122,250
- Date: 2026-03-27
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 29/08/2029
- **Current heating cost:** £456/year
- **Est. upgrade cost to C:** £1,035

### Recommendations
- E (£35)
- L2 (£800 - £1,200)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7808-1036-6248-4351-3960)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-27 | £122,250 | Flat | +6.3% | £121,771 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-3080-b8d0-e063-4704a8c08d98) |
| Sold | 2022-08-19 | £115,000 | Flat | — | £118,017 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/ec7ad099-e9e8-9200-e053-6c04a8c0e306) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £122,250 | 27/03/2026 | Flat |
| 38 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £115,000 | 19/08/2022 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166910147](http://87.117.209.195:8080/listings/1e96b1f)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £122,250 |
| listed | 2025-09-12 | £120,000 |
| sold | 2022-01-01 | £115,000 |
| sold | 2006-01-01 | £119,150 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 287 FLAT 6 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX | £86,000 | 03/11/2025 | Flat |
| 259 FLAT 10 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX | £103,000 | 02/02/2024 | Flat |
| 5 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £142,000 | 21/12/2023 | Flat |
| 4 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £130,000 | 14/07/2023 | Flat |
| 259 FLAT 1 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX | £103,000 | 30/09/2022 | Flat |
| 12 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £112,000 | 28/09/2022 | Flat |
| 60 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £116,000 | 19/08/2022 | Flat |
| 22 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £136,500 | 04/08/2022 | Flat |
| 259 FLAT 3 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX | £105,000 | 28/07/2022 | Flat |
| 259 FLAT 8 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX | £100,000 | 10/06/2022 | Flat |
| 7 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £117,000 | 11/04/2022 | Flat |
| 287 FLAT 5 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX | £117,500 | 18/03/2022 | Flat |
| 24 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £127,000 | 17/03/2022 | Flat |
| 62 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £120,000 | 18/02/2022 | Flat |
| 71 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £101,000 | 21/01/2022 | Flat |
| 25 HALVARD COURT, BURY, GREATER MANCHESTER, BL9 6XE | £101,000 | 21/12/2021 | Flat |
| 47 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £130,000 | 05/11/2021 | Flat |
| 70 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £115,000 | 01/11/2021 | Flat |
| 55 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £123,000 | 11/10/2021 | Flat |

**Area average:** £115,000 (19 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7.5%
- **10y growth:** 108.2%

## House Price Index (HM Land Registry)

*Official index for Bury; Flats and maisonettes series; as of June 2026.*

- **1y growth (index):** 0.9%
- **5y growth (index):** 8.5%
- **10y growth (index):** 49.3%

## Rental Range

*ONS Price Index of Private Rents (Bury). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £872/mo
- **Realistic:** £969/mo
- **Optimistic:** £1,066/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bolton and Bury (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Walmersley Road, BL9 | £850/mo | 1 | 0.53 miles | OpenRent |

**Average rent: £850/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.7% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 8.3%
- **Cost-to-rent:** 12×
- **Monthly cashflow:** £259/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Chesham Primary Academy | Primary | 0.2 miles | Inadequate — 4 Jul 2023 |
| St John with St Mark CofE Primary School | Primary | 0.4 miles | Good — 25 Jan 2017 |
| St Joseph and St Bede RC Primary School, a Voluntary Academy | Primary | 0.6 miles | Good — 22 Jun 2022 |
| Springside Primary School | Primary | 0.6 miles | Good — 28 Jul 2019 |
| St Paul's Church of England Primary School | Primary | 0.7 miles | Requires improvement — 18 May 2023 |